Aaron Munoz is a CFP® with 14 years of industry experience and is currently a financial advisor at Cerda Munoz Advisors, Inc., where he has worked since 2013. Prior to that, he spent a year each at Cerda Wealth Management and Wealth Management Lab. In addition to his advisory role, Munoz prepares individual income tax returns within the firm. Cerda Munoz Advisors, Inc. serves individual clients including high-net-worth households, providing discretionary and non-discretionary portfolio management along with comprehensive financial planning. The firm uses a Modern Portfolio Theory-based investment approach with diversified allocations and integrates tax and accounting services into its offerings.

Tony T. Chan, CFP®, EA, is the founder of Crossroads Planning, LLC, a Fee-Only financial and tax planning firm in Orange County, California. As a CERTIFIED FINANCIAL PLANNER™ professional and Enrolled Agent, Tony helps clients coordinate investment, retirement, and tax decisions through an integrated, long-term planning process. With more than 20 years of financial planning and tax-services experience, Tony works with individuals and families seeking thoughtful guidance on retirement income, portfolio strategy, tax planning, cash-flow and debt decisions, risk management, and estate-planning coordination. His approach is grounded in the belief that financial planning should be both technically sound and personally meaningful—aligning money with the life clients want to build. Tony earned his degree in Finance from California State University, Fullerton. He is an active member of the Financial Planning Association of Orange County and the National Association of Personal Financial Advisors. He has been recognized by InvestmentNews as a 2016 “40 Under 40” honoree and by CPA Practice Advisor as a 2018 “40 Under 40” honoree.

Donald Bizub is a financial advisor at HG Wealth Partners LLC with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Hamilton Grant LLC and Western International Securities, Inc. Bizub is also involved in life, health, and annuity insurance sales as a licensed insurance agent. HG Wealth Partners is a registered investment adviser serving a limited number of individual clients, families, trusts, and certain institutional or corporate accounts. The firm offers discretionary portfolio management and standalone financial planning, with investment decisions based on fundamental analysis and periodic account reviews.

Ulli Niemann is a financial advisor at Southland Investments with 33 years of industry experience. He has been with Southland Investments since 1993. Niemann maintains an investment-related blog, The ETF Bully, which generates advertising revenue. Southland Investments provides personalized investment management and financial planning services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm employs a proprietary trend-tracking methodology using passively managed index funds and ETFs, managing roughly $22.6 million across about 95 discretionary accounts.

Ernesto Araiza is a financial advisor at FHWV Financial LLC with nine years of industry experience. He holds Series 63 and Series 65 licenses and has been with FHWV Financial since 2017. He also serves as a CPA Manager at FHWV Partners, LLP. FHWV Financial, LLC serves individual and high-net-worth clients through a small, two-advisor team, focusing on financial planning and referrals to third-party registered investment advisers and managed-account platforms. The firm emphasizes tax-aware planning and financial analysis, reflecting its accounting orientation, and operates primarily as a solicitor rather than managing client portfolios directly.

Dion Collins is a CFP® professional with 25 years of industry experience. He has operated Collins Advisory since 1999 and is affiliated with James Curtis Financial And Insurance Services in Fullerton, CA. In addition to his advisory role, he is involved in independent insurance sales. James Curtis Financial And Insurance Services provides customized financial planning and portfolio management to individuals, high-net-worth clients, and other investment advisers on a non-discretionary basis. The firm employs a tailored Investment Policy Statement and combines fundamental and quantitative analysis with modern portfolio theory to construct long-term portfolios, offering a range of investment options including mutual funds, equities, fixed income, ETFs, real estate funds, and insurance products.

Josiah Jennings is a financial advisor at Vela Consulting, LLC with 14 years of industry experience. He holds a Series 66 designation and has worked at Columbia Capital Securities, Inc., Fortalice Group, Inc., Andrew C. Karlinski Financial & Insurance Services, Inc., and LPL Financial. Outside of his advisory role, Jennings serves as CEO of Oak Quarry Management, LLC, which manages investment funds focused on real estate and small businesses, and Two Plots, LLC, a real estate development company. Vela Consulting is a state-registered investment adviser serving individuals, corporations, trusts, and retirement plans. The firm manages approximately $47 million using a portfolio approach based on Modern Portfolio Theory, emphasizing diversification, long-term buy-and-hold strategies, and tailored rebalancing. Vela also incorporates third-party managers and private funds when suitable.

Max Abrams is a financial advisor at Money Managers, Inc. with six years of industry experience. He holds Series 63 and Series 65 licenses and has held various roles in mortgage and finance companies before joining Money Managers, Inc. Outside of his advisory work, Abrams is involved in real estate brokerage and mortgage funding activities. Money Managers, Inc. provides investment advisory and financial planning services to individuals, small businesses, and charities. The firm employs a long-term investment approach, utilizing mutual funds, ETFs, and individual securities, and offers portfolio management, financial planning, tax-related services, and 401(k) plan reviews.

Yaohui Wang is a CFP® professional at Ambrosia Asset Management with experience spanning several roles since 2014, including positions at Aeon Private Wealth LLC, MMG Financial and Insurance Services, Universal Business Agency Inc, and Shunxin Inc. Wang's current role is within a small firm that employs a rule-based investment strategy focusing on U.S. equities and options tied to the S&P 500. Ambrosia Asset Management provides discretionary managed account services to individual and institutional clients, using a systematic investment approach combined with fundamental and technical analysis. The firm employs performance-based compensation for qualified clients and maintains accounts with independent custodians.

Christopher Soukup is a financial advisor at Lighthouse Financial Services Inc with 18 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at firms including TD Ameritrade and Fidelity. Soukup has been with Lighthouse Financial Services since 2021. Lighthouse Financial Services serves individual and high-net-worth clients, as well as pension and institutional accounts, providing discretionary portfolio management, financial planning, pension consulting, and tax preparation. The firm’s investment process combines a top-down macroeconomic view with bottom-up security selection, emphasizing asset allocation across diverse model strategies.

Brock Butlett is a financial advisor at Wealth Financial Group West, Inc. with four years of industry experience. He holds a Series 65 designation and has worked at Wealth Financial Group West, Inc. since 2017, with a brief tenure at Gradient Advisors in 2022. In addition to his advisory role, he is an insurance agent at Simpson & Simpson Life Insurance Services, Inc. Wealth Financial Group West provides investment advisory and financial planning services primarily to individual and high-net-worth clients, combining model portfolios, external platforms, and various security analysis methods as part of its investment process. The firm also offers third-party managed programs and manages client onboarding, disclosures, and portfolio monitoring for those programs.

Edward Haro is a financial advisor at Edward Haro Financial, LLC with 28 years of industry experience. He holds a Series 63 designation and has worked at firms including Crown Capital Securities, Lp and Foresters Equity Services Inc. In addition to his advisory work, he is an independent insurance agent. Edward Haro Financial, LLC serves individual and high-net-worth clients, providing discretionary portfolio management, financial planning, and advanced options trading programs. The firm employs a combination of technical and fundamental analysis across a broad range of securities and manages accounts on a discretionary basis with quarterly reviews.

Samuel Escobar is a financial advisor with Lagos Wealth Advisors, holding a Series 66 designation and 22 years of industry experience. He has worked at Madison Avenue Securities since 2022 and Triad Advisors Inc from 2013 to 2022. In addition to his advisory role, he is active as a real estate broker with True Realty dba EFG Realty, providing real estate and mortgage services. Lagos Wealth Advisors serves individual clients, sponsoring organizations, and other entities by offering discretionary portfolio management, retirement plan consulting, advisory referral and monitoring services, and a specialized IRA program. The firm uses the AssetMark platform and third-party managers to implement investment strategies tailored to client-specific investment policy statements.

Nhan Vuong is a financial advisor at FHWV Financial LLC with 17 years of industry experience. He holds a Series 65 designation and has held principal roles at several affiliated entities, including FHWV Capital LLC and various business ventures spanning digital, hospitality, and surgical sectors. Vuong has been associated with FHWV Financial, LLC since 2008 and related firms since 2005. FHWV Financial, LLC serves individual and high-net-worth clients through a small, two-advisor team, providing financial planning and referring clients to third-party registered investment advisers and managed-account platforms for implementation. The firm emphasizes tax-aware planning and financial analysis, shaped by its CPA credentials, and operates primarily as a solicitor rather than managing portfolios directly.

Jeffrey Reardon is a financial advisor at Wilson Financial Advisors, LLC with seven years of industry experience. He holds a Series 65 designation and has been with Wilson Financial Advisors since 2019. Prior to this, he worked at FCA from 2016 to 2018. Reardon also works as an insurance agent through Wilson Financial Services. Wilson Financial Advisors provides investment advisory services to individuals, trusts, estates, and business entities, offering discretionary portfolio management and financial planning. The firm employs a value-oriented, long-term investment approach based on fundamental security analysis and a mix of strategic and tactical asset allocation.

Ryan Labriola is a financial advisor at Laguna Wealth Advisors, LLC with one year of industry experience. He holds a Series 65 designation and previously worked for 17 years at the Fountain Valley Skating Center. Laguna Wealth Advisors serves high-net-worth and individual clients, qualified retirement plans, business entities, trusts, and individuals nearing or in retirement. The firm provides comprehensive portfolio management, retirement plan consulting, third-party money manager selection and oversight, and estate-planning services, employing a mix of fundamental, technical, charting, and cyclical analysis tailored to clients’ objectives and risk tolerances.

Jonathan Wimbish is a CFA® charterholder with 13 years of industry experience. He has been with Kensington Investment Counsel since 2012 and is also involved with Nimin Energy. Additionally, he has been a member of Chisholm Partners II, LLC, an oil and gas production company, since 2011. Kensington Investment Counsel provides discretionary portfolio management to individuals, trusts, corporate and retirement plans, pension plans, businesses, and nonprofit organizations. The firm employs fundamental and technical analysis across multiple equity strategies, emphasizes diversified equity and fixed-income exposure, and maintains low portfolio turnover to limit trading costs and tax impacts.

Jack Keeter is a financial advisor with RetirementAdvice | JKA in Anaheim, CA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His prior experience includes roles at LPL Financial from 1999 to 2011 and Keeter Payne Capital Management in 2014. Outside of advisory work, he serves as a trustee of the Keeter Family Trust and provides bookkeeping and tax-related services through Tax Advice | JKA. RetirementAdvice | JKA offers asset management, financial planning, and retirement plan consulting for individuals, including high-net-worth clients, as well as pension and profit-sharing plans. The firm manages discretionary portfolios using a combination of fundamental, technical, and cyclical analysis and incorporates various investment vehicles while providing continuous, individualized account supervision.

William Torres is a financial advisor at Cerda Munoz Advisors, Inc. with 24 years of industry experience. He holds the PFS™ designation along with Series 63 and 66 licenses. Torres has worked at firms including Wright Ford Young and 1st Global Insurance Services, and he serves on the board of directors for the East LA YMCA. Cerda Munoz Advisors, Inc. provides discretionary and non-discretionary portfolio management and comprehensive financial planning for individual and high-net-worth clients. The firm employs a Modern Portfolio Theory-based investment approach with diversified allocations and integrates tax and accounting services into its offerings.

Harinne Kim is a financial advisor with Apiis Wealth Management Corp. and holds a Series 66 designation. She has 19 years of industry experience, including prior roles at Ameritas Investment Company, LLC, Royal Alliance Associates, Inc., and Espy Asset Management LLC. In addition to her advisory work, she serves as vice president of Apiis Financial Inc. and president of Harik Insurance Agency, both of which involve insurance-related activities. Apiis Wealth Management Corp. provides discretionary portfolio management through third-party sub-advisers and offers retirement plan consulting and standalone financial consulting services. The firm serves corporations, pension and profit-sharing plans, charities, and high-net-worth individuals, employing tactical and strategic asset allocation while delegating trading discretion to sub-advisers.