Jacob Brock is a financial advisor with Bankers Life Advisory Services, Inc. in Charlotte, NC, holding a Series 66 designation and four years of industry experience. Prior to his advisory role, he worked at Papa Johns Inc. for five years. He is also an insurance agent with Bankers Life and Casualty, Inc., where he sells life insurance, annuities, long-term care, and senior insurance products including Medicare supplements and Medicare Advantage programs. Bankers Life Advisory Services, Inc. provides discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals. The firm focuses on customized asset allocation, tax efficiency, and a combination of fundamental, technical, and cyclical analysis to guide investment decisions.

Ethel Muhammad is a Series 65-licensed advisor with Bankers Life Advisory Services, Inc. in Charlotte, NC, with two years of industry experience. She has worked at Bankers Life Advisory Services since 2025 and Bankers Life Securities since 2026, and she has been associated with Bankers Life & Casualty, Inc. since 2021. Outside of advisory services, she is an insurance agent appointed to write Medicare Supplement, annuity, life insurance, health, and long-term care products. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals with discretionary and non-discretionary portfolio management, as well as retirement plan consulting. The firm employs fundamental, technical, and cyclical analysis to tailor asset allocations and manage portfolios in alignment with clients’ goals and risk tolerances.

Elizabeth Mitchell is a financial advisor at Janney Montgomery Scott with four years of industry experience. She holds a Series 66 designation and has previously worked at Merrill and Brittain Resort Management LLC. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients, including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering brokerage services, financial planning, consulting, and multiple advisory programs.

Bryan Bach is a financial advisor at Focus Partners Wealth, LLC with 11 years of industry experience. He holds a Series 65 designation and previously worked at Zacks Investment Management Inc and Churchill Management Group. Focus Partners Wealth serves a diverse range of clients including individuals, high-net-worth families, corporate and institutional clients. The firm uses a long-term, tax- and fee-sensitive investment approach with a combination of fundamental and quantitative analysis, and it offers a broad array of services including investment management, financial counseling, and retirement plan fiduciary services.

Timothy Creech is a financial advisor with Independent Advisor Alliance, LLC, holding Series 63 and Series 66 credentials and bringing 41 years of industry experience. His prior roles include positions at LPL Financial, National Planning Corporation, Creek Financial LLC, and ING ReliaStar Life Insurance. He also operates Blackbridge Financial, an investment advisory business separate from LPL Financial. Independent Advisor Alliance serves a diverse client base including individuals, small businesses, charitable organizations, and retirement plans, providing asset management, financial planning, and retirement consulting services. The firm employs a network model of advisory representatives and leverages technology platforms alongside various portfolio management strategies.

Scott Clark is a CFP® professional with 10 years of experience in financial advising. He is currently with Sequoia Financial Group, L.L.C., where he has worked since 2024. His prior roles include positions at SunTrust Advisory Services, SunTrust Investment Securities, LPL Financial, and BB&T. Sequoia Financial Advisors, LLC provides wealth planning, investment management, and retirement-plan and business-consulting services to a diverse client base, including high-net-worth individuals, charities, corporations, trusts, family offices, and institutional clients. The firm employs a combination of in-house model portfolios, custom accounts, and third-party manager selection, supported by an Investment Policy Committee and extensive research resources.

Jessica Jones is a financial advisor with Bankers Life Advisory Services, Inc. She holds a Series 66 designation and has three years of industry experience. In addition to her advisory role, she serves as a Unit Field Trainer at Bankers Life & Casualty, Inc., where she recruits and trains insurance agents and sells various insurance and annuity products. Bankers Life Advisory Services, Inc. provides discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals. The firm emphasizes customized asset allocation, tax efficiency, and a combination of fundamental and technical analysis in its investment approach.

Luke Piccione is a financial advisor with Bankers Life Advisory Services, Inc. He holds a Series 66 designation and has one year of industry experience. Prior to joining Bankers Life, he worked in various roles including as a driver for a ride-sharing service and in educational and fitness organizations. He is also appointed as an insurance agent with Bankers Life and Casualty Company, focusing on retirement services such as Medicare, life insurance, and long-term care insurance. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals through discretionary portfolio management, investment consulting, and retirement plan consulting. The firm employs a combination of fundamental, technical, and cyclical analysis to tailor asset allocations and portfolio management according to clients’ goals, risk tolerances, and time horizons.

Stuart Singer is a financial advisor with Janney Montgomery Scott in Charlotte, NC, holding Series 63 and Series 65 credentials and bringing 47 years of industry experience. He has been with Janney Montgomery Scott since 2003. Singer serves as a board member of Jewish Family Services of Greater Charlotte, a social work and counseling agency. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering brokerage, financial planning, consulting, and multiple advisory programs.

Michael Porter is a CFP® professional with 15 years of industry experience, currently serving as an advisor at Bankers Life Advisory Services, Inc. since 2017. He has a long-standing career with Bankers Life and its affiliates dating back to 2004, where he also supervises a team of insurance agents. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser that primarily serves mass-affluent and high-net-worth individuals through discretionary portfolio management, investment consulting, and retirement plan consulting. The firm employs a combination of fundamental, technical, and cyclical analysis to tailor asset allocations and portfolio management aligned with clients’ goals and risk tolerances.

Michael Bellavia is a financial advisor with Fifth Third Securities, Inc. in Matthews, NC, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. His prior roles include positions at Truist Advisory Services, Truist Investment Services, and Bb&T Securities. Fifth Third Securities provides brokerage and investment advisory services through its Passageway Managed Account Program to individuals, charitable organizations, corporate clients, and institutional investors. The firm offers multiple discretionary managed-account options combining third-party portfolio managers and advisor-managed strategies, and is notable for its municipal-advisor registration and affiliation with a large bank.

Thomas Pfaff is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. His prior roles include positions at Bb&T Securities, LLC and BB&T Investments. He has been with Truist Advisory Services since 2021. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm uses a combination of discretionary manager relationships and non-discretionary consulting, supported by third-party platforms and AI-enabled research tools, to deliver and oversee its investment strategies.

Matthew Kalajian is a CFP® with 19 years of industry experience, currently serving as a financial advisor at Janney Montgomery Scott since 2006. He is based in Charlotte, NC, and holds a Series 63 license. Outside of his advisory role, Kalajian is involved in community organizations, serving on the boards of the Charlotte Economics Club and Camp Rockmont. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, offering brokerage services, financial planning, and advisory programs through a combination of in-house and third-party portfolio management.

Bradford Brinkley is a financial advisor with Bankers Life Advisory Services, Inc. in Charlotte, NC, holding a Series 65 credential and 18 years with the firm. He has experience as an insurance agent selling life and health insurance, including Medicare Supplement and annuity products. Bankers Life Advisory Services provides discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals, focusing on customized asset allocation, tax efficiency, and a combination of fundamental and technical analysis to guide investment decisions.

Nicholas Miles is a financial advisor with Independent Advisor Alliance, LLC, holding Series 63 and Series 65 credentials and bringing 11 years of industry experience. He has previously worked at Centennial Group, Princor Financial Services Corporation, and Principal Life Insurance Company. His professional activities include providing investment advisory services through Independent Advisor Alliance. Independent Advisor Alliance serves a diverse client base including individuals, small businesses, charitable organizations, and retirement plans. The firm offers asset management, financial planning, wealth coaching, and retirement plan consulting, utilizing a network model with discretionary and non-discretionary portfolio management supported by various analytical strategies and technology platforms.

Eric Dade is a financial advisor with Bankers Life Advisory Services, Inc. based in Charlotte, NC. He holds the ChFC® designation and Series 63 and 66 licenses, and has 22 years of industry experience. In addition to advising his own clients, he manages other agents in his role as Unit Sales Manager at Bankers Life and Casualty Company. Bankers Life Advisory Services, Inc. primarily serves mass-affluent and high-net-worth individuals through discretionary portfolio management, investment consulting, and retirement plan consulting. The firm uses a combination of fundamental, technical, and cyclical analysis to develop tailored asset allocations and provide ongoing portfolio management aligned with clients’ goals and risk tolerances.

Stephen Kanode is a financial advisor with Bankers Life Advisory Services, Inc. in Charlotte, NC, holding Series 63 and Series 66 credentials and seven years of industry experience. He has worked with Bankers Life and its affiliated entities since 2016 and also serves as an insurance agent, assisting clients with Medicare options, long-term care planning, final expense insurance, and annuities. Bankers Life Advisory Services provides discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals. The firm’s approach emphasizes customized asset allocation, tax efficiency, and a combination of fundamental and technical analysis to guide portfolio management.

Timothy Jones is a financial advisor at Janney Montgomery Scott with 37 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo and Janney Montgomery Scott in various roles since 2014. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plans, and offers brokerage, financial planning, and advisory services with both in-house and third-party portfolio management.

Donald Smith Jr. is a financial advisor with Bankers Life Advisory Services, Inc., holding Series 63 and Series 65 designations and 19 years of industry experience. He has been with Bankers Life Advisory Services since 2018 and has worked with affiliated Bankers Life entities since 2005. Outside of his advisory role, he manages an insurance sales practice serving client insurance needs. Bankers Life Advisory Services, Inc. serves mass-affluent and high-net-worth individuals through discretionary and non-discretionary portfolio management, as well as retirement plan consulting. The firm employs a combination of fundamental, technical, and cyclical analysis to tailor asset allocations and portfolio management strategies aligned with clients’ goals and risk tolerances.

Duncan Wilson is a CFP® with 14 years of industry experience, currently affiliated with Commonwealth Financial Network and Sterling Financial Group. He has held prior roles at Lincoln Investment and Capital Analysts Incorporated. In addition to his financial advisory work, he practices law through his own firm, the Law Office of Duncan G. Wilson. Commonwealth Financial Network supports a national network of approximately 2,950 advisors by providing a range of advisory programs, investment management, and operational support. The firm offers diverse portfolio construction options and proprietary model portfolios while serving both retail and institutional clients.