Gareth Mancini is a financial advisor at Z3 Capital Partners in Richmond, VA, holding a Series 66 designation with three years of industry experience. His prior roles include positions at Raymond James Financial Services and Davenport & Company LLC. Z3 Capital Partners provides discretionary investment management and integrated financial planning to individuals, including high-net-worth clients, as well as entities such as family offices, trusts, and businesses. The firm employs a structured framework called the Financial House to align income, growth, and higher-growth allocations, managing accounts primarily on a discretionary basis through a wrap fee program.

Tina Hall is a financial advisor with Bonwell Capital Management, LLC in Richmond, VA, holding a Series 66 designation and 18 years of industry experience. She has been with Bonwell Capital Management since 2006. Bonwell Capital Management advises individuals, trusts, foundations, retirement plans, and corporations, providing personalized financial planning, investment management, and occasional consulting. The firm develops client-specific asset allocation guidelines and manages portfolios using a range of investment vehicles, focusing on fundamental research and continuous oversight.

Kirsten Ashbaugh is a CFP® with six years of industry experience, currently serving as an advisor at Manuka Financial since 2025. Her prior roles include positions at Private Advisor Group, LLC, LPL Financial, LLC, ZeroFOX, and the National Geospatial-Intelligence Agency. She also maintains a home-based business entity for tax and investment purposes. Manuka Financial works with individual and high-net-worth clients, offering discretionary investment management alongside ongoing and project-based financial planning. The firm employs a Modern Portfolio Theory approach, primarily using passive, asset-class portfolios and conducts quarterly account reviews.

Cynthia Bowen is a CFP® professional with five years at Bowen Financial Services, LLC and prior experience at DuPont totaling five years. She has two years of industry experience as a financial advisor. Outside of her advisory role, she is involved in a short-term rental real estate business. Bowen Financial Services serves individuals, families, trusts, estates, and small businesses, including many high-net-worth households, offering fee-only financial planning and discretionary investment management. The firm employs a strategic asset-allocation approach grounded in academic research and integrates tax compliance and consulting through an affiliated CPA practice.

Evan Moog is a CFA® charterholder and holds a Series 66 license, with 10 years of experience in the financial industry. He has worked at Wills Financial Group, LLC since 2026, following prior roles at Truist and Davenport & Company. Wills Financial Group, LLC provides discretionary portfolio management and advisory services to individuals, families, and institutional clients. The firm employs fundamental security analysis with a focus on balanced allocations across equities, bonds, mutual funds, and ETFs, and maintains an operational approach that excludes cryptocurrency purchases, wrap fee programs, and commissions.

Cory Nichols is a financial advisor at Yes Life Financial with eight years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Northwestern Mutual in various wealth management and insurance roles. Yes Life Financial provides portfolio management and comprehensive financial planning services to individual clients, focusing on passive investment management using low-cost index mutual funds and ETFs. The firm offers virtual financial planning and structured subscription-style coaching, emphasizing scalable, retail-oriented delivery through a small advisory team.

Craig Bram is a financial advisor at Horizon Capital Management, Inc. in Richmond, VA, holding a Series 65 designation with 31 years of industry experience. He has been with Horizon Capital Management since 1995 and previously worked at Synalloy Corporation for nine years. Horizon Capital Management serves individual clients by providing discretionary investment supervisory and portfolio management services, complemented by limited financial planning on an hourly or fixed-fee basis. The firm focuses on selecting individual equities using fundamental and technical analysis, emphasizes long-term holdings with low turnover, and maintains a small, founder-run practice with personalized account management.

Dennis Tender is the sole advisor at DP Grow LLC in Richmond, VA, holding Series 63, 65, and 66 licenses with 37 years of industry experience. His prior roles include positions at MML Investors Services, Mass Mutual Life Insurance Company, Oneamerica Securities, American United Life, and Waddell & Reed. He is also a licensed insurance agent engaged in commission-based insurance sales on a limited basis. DP Grow LLC advises individuals, business entities, trusts, estates, and retirement plans, offering discretionary and non-discretionary portfolio management alongside financial planning and retirement advisory services. The firm utilizes both fundamental and technical analysis to implement a range of strategies, provides participant education, and often allocates assets to third-party sub-advisers for management.

Mark Leimberger is a financial advisor at Alpha Advisors, LLC in Richmond, VA, holding Series 63 and Series 65 licenses with 29 years of industry experience. He has been with Alpha Advisors since 2006. Alpha Advisors serves primarily individuals and families across various ages and wealth levels, overseeing approximately $256 million in assets for about 115 clients. The firm focuses on discretionary portfolio management, emphasizing asset allocation and diversification, and offers services including cash flow analysis, financial planning, and retirement plan rollover consulting.

John Blair is a financial advisor with South Atlantic Capital Management Group, Inc. in Richmond, VA, holding Series 63 and Series 65 credentials and bringing 46 years of industry experience. He joined South Atlantic Capital in 2019 after working as a private investor and at EI Capital Distributors. South Atlantic Capital Management Group provides discretionary portfolio management for a range of clients including individuals, trusts, and pension plans, focusing on value-oriented, company-specific investment strategies. The firm manages core equity accounts and balanced strategies while also sponsoring the Shinn Creek Fund L.P., a private pooled vehicle for qualified investors with a distinct investment approach involving leverage and short positions.

Christopher Lee is a Certified Financial Planner™ (CFP®) with 11 years of industry experience. He has been with Commonwealth Retirement Investments LLC since 2017 and previously worked at Lincoln Financial Advisors Corporation from 2014 to 2017. Commonwealth Retirement Advisors serves individual clients and families, primarily those nearing retirement, offering personalized financial planning and discretionary portfolio management. The firm manages approximately $306 million in assets across about 314 households and employs a process that includes comprehensive retirement planning, customized asset allocation, and tailored investment strategies.

Bailey Thornton is a CFP® and holds a Series 66 license, with seven years of industry experience. He has worked at Kinloch Capital, LLC since 2023, following five years at Davenport & Company and two years at Harris Williams & Company. Kinloch Capital, LLC advises individuals, trusts, non-profits, pensions, and businesses, offering discretionary asset management, financial planning, and divorce planning services. The firm employs a technically driven allocation process using proprietary model portfolios and emphasizes tax-efficient, low-cost investment vehicles.

James Duty is a CFP® with 29 years of industry experience and is a principal at Roseline Capitol Advisors, LLC in Richmond, VA. He has been involved with Roseline Tax Advisors PLLC, Roseline Financial Group, LLC, and Roseline Capitol Advisors since 2005. Roseline Capitol Advisors provides discretionary and non-discretionary investment management and consulting services to high-net-worth individuals, trusts, retirement accounts, not-for-profits, foundations, and other institutions. The firm uses a combination of charting, technical, fundamental, and cyclical analysis to manage portfolios tailored to client risk tolerance and preferences, and it operates with a relatively high advisor-to-client ratio, focusing on a limited, high-touch client base.

Simon Woon is a financial advisor with Paragon Financial Services in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked at Paragon Financial Services since 2012 and has been affiliated with LPL Financial since 1995. Outside of advisory work, he is involved in selling long-term care and life insurance policies. Paragon Financial Services serves individual and high-net-worth clients, as well as retirement plans, trusts, and institutions, providing portfolio management, financial planning, pension consulting, and estate/tax coordination. The firm uses customized and model portfolios with tactical, quantitatively informed allocation strategies and integrates tax and estate planning services through affiliated partners.

Coleman Pollard is a CFP® professional with 27 years of industry experience, currently serving at Steelhead Wealth Management. His prior roles include fifteen years with Northwestern Mutual Wealth Management Company. Steelhead Wealth Management serves employer plan sponsors, trusts, estates, charitable organizations, corporations, and other business entities, providing discretionary investment management, financial consulting, and retirement plan advisory services. The firm employs a mix of quantitative and qualitative methods to construct and manage portfolios, focusing primarily on institutional and business-related clients.

Beth Bradberry is a CFP® professional with seven years of industry experience, currently serving as an advisor at Roseline Capitol Advisors, LLC in Richmond, VA. She has been affiliated with the Roseline group of firms, including Roseline Tax Advisors PLLC and Roseline Financial Group, LLC, since 2005. Roseline Capitol Advisors provides discretionary and non-discretionary investment management and consulting to high-net-worth individuals, trusts, retirement accounts, not-for-profits, foundations, and other institutions. The firm uses a combination of charting, technical, fundamental, and cyclical analysis to create customized portfolios and integrates tax consulting and financial planning through its affiliated CPA practice.

Gregory Sabo is a financial advisor at Tone Capital, LLC with 35 years of industry experience. He holds Series 63 and Series 65 designations and has been with Tone Capital since 2016. Outside of his advisory role, Mr. Sabo serves as an Adjunct Professor of Technical Analysis at the University of Richmond. Tone Capital provides wealth management, financial planning, and specialty services to individuals, high-net-worth clients, institutions, and retirement plan sponsors. The firm utilizes a mix of automated model portfolios and bespoke discretionary management, employing various analytical methods and offering operational flexibilities that are uncommon among peers.

Daniel Rodriguez is a financial advisor at Hill Wealth Strategies in Richmond, VA, holding a Series 65 designation with five years of industry experience. He previously worked at Hampton Motor Corporation for seven years before joining Hill Wealth Strategies. Hill Wealth Strategies is a fee-based financial planning and investment management firm that serves individuals, including high-net-worth clients, by providing comprehensive planning and coordinating asset management through a third-party money manager. The firm acts as a co-advisor without custody of client assets or discretionary trading authority, focusing on documented investment approaches and ongoing client communication.

Katherine Fonville is a financial advisor at Covenant Wealth Advisors in Richmond, VA, with 17 years of industry experience. She holds Series 63 and Series 66 licenses and has been leading Fonville Wealth Management LLC since 2010. Covenant Wealth Advisors is a fee-only firm serving individuals, families, trusts, estates, endowments, and family businesses. The firm uses a Modern Portfolio Theory-based investment approach with primarily passive funds and third-party portfolio management to deliver comprehensive wealth management and financial planning services.

Ryan Bernstine is a financial advisor at Hermitage Wealth with a Series 66 designation and two years of industry experience. He has been with Hermitage Wealth Management since 2025 and also works as an insurance broker. Outside of his advisory role, he is a tennis teaching professional at Hermitage Country Club, where he conducts group clinics and private lessons. Hermitage Wealth provides investment advisory, retirement plan consulting, and financial planning services to plan sponsors, corporations, and individual clients. The firm focuses on selecting and monitoring third-party money managers and offers both discretionary and non-discretionary portfolio management as well as fixed-fee or hourly financial planning.