Teresa Updegraff is a financial advisor at Osaic with four years of industry experience. She holds a Series 65 designation and previously worked at Sonoma Wealth Advisors and FlashPoint Leadership. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of advisors and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers, utilizing asset-allocation tools and risk-tolerance assessments to construct diversified portfolios across various asset classes.

Angela Denna is a Series 66-credentialed financial advisor with 17 years of industry experience. She is currently affiliated with LPL Financial and Financial Advocates Investment Management, where she has worked since 2015. Prior to that, she was with Waddell & Reed for six years. Outside of her advisory work, she is a notary public and is involved in a family trucking business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of services including financial planning, model portfolio programs, and institutional platforms, with account management primarily delivered by investment adviser representatives using both proprietary and third-party strategies.

Robin Rocha is a Wealth Management Advisor at Merrill Lynch Wealth Management. In this role, Robin collaborates with clients to understand their full financial picture and develop personalized wealth management strategies that address their unique priorities. Robin's approach includes helping clients navigate changes in life and finances while focusing on key life priorities such as family, finances, health, home, leisure, work, and giving. Robin's expertise encompasses areas such as college education planning, family wealth management strategies, personal retirement planning, special needs planning strategies, women and wealth, and retirement income. With a belief that managing wealth extends beyond building investment portfolios, Robin works one-on-one with clients to define what matters most as they prepare for the next stages in life. Robin holds a Bachelor's Degree from Wheaton College and is a Personal Investment Advisor (PIA). Outside of professional commitments, Robin is involved with community organizations including Collabra Care, Lincoln Theatre, and Strive for College. Additionally, Robin has professional associations with Napa Valley Vintners and has been a proprietor of Pellet Winery. Personal interests include basketball, dancing, football, traveling, and watching movies.

Colin Phelps is a financial advisor at Morgan Stanley in Napa, CA, holding Series 63 and Series 65 licenses with three years of industry experience. His prior roles include positions at UBS Financial Services, Charles Schwab, Fidelity Investments, and BioMarin Pharmaceutical. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services utilizing a structured discovery process and firm-approved tools.

Fernando Lema is a financial advisor at RBC Capital Markets with a Series 66 designation and three years of industry experience. He has worked at First Republic Bank from 2007 to 2023 and at City National Bank since 2024. RBC Wealth Management, part of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies implemented through both in-house and third-party managers.

Timothy Horton is a financial advisor with Cetera, holding a Series 63 designation and over 34 years of industry experience. His prior experience includes roles at First Allied Securities and First Allied Advisory Services. Outside of his advisory work, he serves as a trustee for the Napa Elks Lodge #832, a nonprofit organization. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with diverse portfolio management options, financial planning services, and access to third-party money managers.

Annika Jean Erickson is a financial advisor at Morgan Stanley in Napa, CA, holding Series 63 and Series 66 designations with one year of industry experience. Her prior work includes roles outside finance, such as positions at Hog Island Oyster Co. and Napa Valley Country Club. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery and firm-approved tools.

Erick Rosales is a financial advisor with LPL Financial based in Napa, CA, holding a Series 66 designation and five years of industry experience. His prior roles include positions at J.P. Morgan Securities, Morgan Stanley, and Wells Fargo Bank. He is also involved with Travis Credit Union in an investment-related capacity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory services through a broad network of investment adviser representatives, utilizing a mix of model portfolios, third-party subadvisors, and customized strategies.

Bonnie Copeland is a financial advisor at UBS Financial Services with 28 years of industry experience. She has held her current position since 2011. Copeland holds the Series 63 and Series 65 licenses. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and investment solutions.

Michaela Gomez is a financial advisor at Edward Jones in Napa, CA, holding a Series 66 designation. She began her advisory career at Edward Jones in 2023 after ten years at Providence Queen of the Valley Medical Center. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Jose Perez is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and nine years of industry experience. He has been with Wells Fargo Clearing Services LLC since 2016 and Wells Fargo Bank NA since 2014. Outside of his advisory role, Perez works as a banquet food server and provides in-home supportive services for the elderly in Napa County. Wells Fargo Clearing offers retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, providing both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary and offering a range of financial product options including insurance-related vehicles and bank deposit sweep programs.

Sally Louie is a financial advisor with LPL Financial in Vallejo, CA, holding Series 63 and Series 65 licenses and having 28 years of industry experience. She has worked with LPL Financial since 2007 and had prior roles at The Golden 1 Credit Union and U.S. Bancorp Investments. Louie serves as a board member and foster mom for the Contra Costa SPCA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, utilizing various investment strategies and support tools.

Alec Umutyan is a financial advisor at UBS Financial Services with a Series 66 designation and one year of industry experience. Prior to joining UBS, he worked at Sotheby's International Realty and has experience in hospitality and education. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, utilizing proprietary capital market assumptions, model-based asset allocations, and research from its Chief Investment Office to tailor financial plans and portfolio management.

John Cordeiro is a financial advisor with LPL Financial in Napa, CA, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. Prior to joining LPL Financial in 2015, he worked at Waddell & Reed from 1997 to 2015. Outside of his advisory work, he is the owner of BraKat Vineyards, which sells grapes to a winery. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of professionals to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a wide range of financial planning and investment management solutions, including access to model portfolios, third-party asset managers, and institutional platforms.

Pina Carino is a financial advisor at Morgan Stanley with 32 years of industry experience. She holds the Series 63 and Series 65 designations. Prior to joining Morgan Stanley, she worked at Bank of America, Merrill, and Wells Fargo. Carino serves on the boards of the Alzheimer Association in San Rafael, CA, and the Sons & Daughter of Italy Napa 501c8, both nonprofit and community organizations involved in fundraising. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and scenario modeling.

Benjamin Bergfelt is a financial advisor with UBS Financial Services in Napa, California, holding a Series 66 designation and 26 years of industry experience. He has been with UBS since 2000. Outside of his advisory role, he serves on an interview panel for prospective candidates to service academies, working with Congressman Mike Thompson. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client solutions.

Lisa Gardere is a financial advisor with Edward Jones in Napa, CA, holding a Series 66 designation and three years of industry experience. Prior to joining Edward Jones, she worked at CUSO Financial Services LP, Bank of America NA, and Merrill Lynch. She holds a Real Estate Sales Agent License in California and is listed as a referral agent with Twin Oaks Realty. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of investment advisory programs, supported by a nationwide network of over 23,000 financial advisors and managing approximately $1.01 trillion in assets.

David Castleberry Jr. is a financial advisor at Morgan Stanley with 30 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2014 and 2015, respectively. Based in Napa, CA, he has been with the firm for more than a decade. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing advisory programs to individual and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets, utilizing structured planning tools and insights from its Global Investment Committee.

Carl D. Agostini is a financial advisor with Cetera, holding a Series 66 designation and 17 years of industry experience. His career includes roles at Edward Jones, Next Financial Group, LPL Financial, and currently Cetera. Cetera Investment Advisers LLC serves individual and institutional clients across the United States, offering a broad range of portfolio management, financial planning, and retirement services through a multi-manager platform that provides access to both affiliated and third-party investment strategies.

Sean Desmarais is a financial advisor with Morgan Stanley in Napa, California, holding a Series 66 designation and seven years of industry experience. His career includes roles at Morgan Stanley Private Bank, Global Investment Management, NMS Capital Asset Management, and Silicon Valley Bank. Morgan Stanley Wealth Management provides a wide range of advisory programs for individuals and institutional clients, offering financial planning that incorporates structured discovery and firm-approved tools. The firm manages substantial client assets and supports plans both directly and through employer agreements.