Paul Burns is a CFP® and holds a Series 66 license with 14 years of experience in the financial industry. He has worked at Corebridge Financial and Valic Financial Advisors from 2012 to 2024 and currently serves with Mariner Platform Solutions and Connect Wealth. Mariner Independent serves individual and institutional clients, including high-net-worth individuals, pension plans, trusts, and charitable organizations. The firm offers a broad range of investment services using firm-built models and customized portfolios, supported by affiliated entities such as a state-chartered trust company and institutional pension consulting affiliate.

John Ebinger is a CFP®, CFA®, and holds a Series 65 license with 17 years of industry experience. He is currently with Modera Wealth Management, LLC, having joined in 2024, and previously worked at Annapolis Financial Services, Lincoln Financial Advisors Corporation, Sherman Wealth Management, and Symmetry Partners. Modera Wealth Management, LLC provides fiduciary, fee-only advisory services to a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses. The firm’s investment approach is allocation-driven and based on Modern Portfolio Theory, utilizing diversified portfolios supplemented by independent managers, selective funds, private placements, and optional ESG integration.

Jan Lee is a financial advisor with Packerland Brokerage Services, Inc., holding CFP® and CFA® designations and with 29 years of industry experience. Prior to joining Packerland in 2024, Lee worked at Spire Investment Partners and has been affiliated with Baycraft Asset Management since 2002. Lee also operates Baycraft Asset Management, providing tax, financial planning, consulting, and insurance services separate from investment management. Packerland Brokerage Services, Inc. serves individual and institutional clients through a network of 176 advisors and offers a range of advisory services including financial planning, portfolio management, and retirement-plan consulting. The firm utilizes a multi-manager platform and offers both discretionary and non-discretionary account management.

Jason Bogaczyk is a financial advisor with Arkadios Wealth Advisors, holding a Series 66 designation and 24 years of industry experience. His prior roles include positions at LPL Financial LLC, Kestra Financial Services, Sandy Spring Investment Services, PNC Wealth Management, and Truist Investment Services. Outside of his advisory work, he is involved with B.A.M. Consulting LLC, a home-based business entity for tax and investment purposes. Arkadios Wealth Advisors is an SEC-registered, multi-team advisory firm serving individuals, trusts, businesses, corporations, and retirement plans. The firm provides customized investment plans utilizing a range of portfolio management strategies and combines fundamental, technical, and cyclical investment analysis.

William Hufnell is a CFP® professional with 13 years of industry experience. He currently works at Modera Wealth Management, LLC and previously spent 29 years at Annapolis Financial Services, LLC/Bay Point Wealth. Modera Wealth Management, LLC provides fiduciary, fee-only advisory services to a diverse client base, including individuals, pension plans, trusts, and charitable organizations. The firm employs an allocation-driven investment approach based on Modern Portfolio Theory, using diversified portfolios supplemented by independent managers, private placements, and optional ESG integration.

Andrew Kelly is a CFP® with five years of industry experience, currently with Continuum Advisory, LLC. He has worked previously at Kelly Financial Advisors and Wealth Management Associates. Outside of his advisory role, he is involved in insurance sales through Kelly Insurance & Investments, Inc. and Kelly Risk Management. Continuum Advisory serves both individual and institutional clients, providing financial planning, consulting, and portfolio management. The firm integrates multiple professional services and utilizes a range of investment vehicles, including mutual funds, ETPs, and separately managed accounts.

Zachary Furshman is a financial advisor at Continuum Advisory, LLC with 10 years of industry experience. He has previously worked at Osaic Wealth, Inc., Triad Advisors, Morgan Stanley & Co., LLC, and Bank of New York Mellon. He holds Series 63 and Series 65 licenses and serves as Treasurer on a community HOA board. Continuum Advisory is a multi-team SEC-registered investment adviser serving individuals, trusts, corporations, and retirement plans with financial planning, consulting, and portfolio management. The firm manages over $1.4 billion in assets and integrates affiliated implementation resources and institutional services, including licensed attorneys and CPAs among its professionals.

Woodrow Willey Jr. is a CFP® and PFS™ with 29 years of experience in the financial industry. He is currently with A.G.P. / Alliance Global Partners and has held roles at Arete Wealth Management LLC and Sherwood Associates Inc., where he also serves as Vice President overseeing tax return preparation and tax planning. Additionally, he is a licensed fixed life insurance agent. A.G.P. / Alliance Global Partners is a multi-team platform comprising approximately 131 advisors who manage nearly $3 billion for over 7,000 clients. The firm employs an open-architecture investment model combining internally managed strategies with co- and sub-advisory relationships, offering a range of portfolio management, financial planning, brokerage, and insurance services.

Jon Gasior II is a Series 65 licensed financial advisor at Integrity Advisory Solutions with one year of industry experience. He has been involved with Sinclair Prosser Gasior since 2013 and also owns and operates Gasior Law, LLC, an estate planning law firm. His work includes preparing estate plans and providing investment advice to estate planning clients. Integrity Advisory Solutions serves individuals, trusts, estates, corporations, and other business clients through a network of approximately 100 independent advisors and manages around $1.1 billion in client assets. The firm offers portfolio management, financial planning, retirement consulting, and sub-advisory services using a range of investment strategies and third-party platforms.

Michael Marvin is a CFP® with 21 years of industry experience, currently serving as an advisor at Apella Wealth. He previously worked at TAM Financial Advisors from 2003 to 2026. Apella Wealth serves a diverse client base including individuals, high-net-worth families, trusts, retirement plans, and insurance company clients. The firm employs a largely model-driven and quantitative investment approach, integrating proprietary and third-party models, and offers a range of services from discretionary investment management to sub-advisory arrangements and automated advisory options.

Larissa Costello is a financial advisor at Ethos Financial Group, LLC with 11 years of industry experience. She holds Series 65 and Series 66 designations and has previously worked at Alden Investment Advisors, Coastal Equities, and Raymond James Financial Services, among others. Outside of her advisory role, she is involved in running an LLC with her family. Ethos Financial Group serves individuals—including high-net-worth clients—as well as trusts, estates, municipal entities, and charitable organizations. The firm combines model portfolio investment management with financial planning and consulting, utilizing diversified, risk-conscious strategies implemented through multiple investment vehicles.

Robert Ryder Jr. is a financial advisor at Kingswood Wealth Advisors, LLC with 40 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including J.P. Morgan Securities, HSBC Bank USA, and Mutual Advisors. Outside of his advisory role, he owns Renaissance Digital Investments Inc, a business related to custody services for clients. Kingswood Wealth Advisors serves a diverse client base including individual and high-net-worth investors, retirement plan sponsors, and institutions. The firm offers portfolio management, financial planning, ERISA plan advisory, and consulting services, utilizing an open-architecture platform that incorporates third-party managers and sub-advisors to tailor investment strategies.

Paul Furton is a CFP® professional with 40 years of industry experience, currently affiliated with Founders Financial Securities LLC. Since 2013, he has operated Furton Financial Services, providing investment and insurance-related services in Severna Park, Maryland. Founders Financial Securities serves a diverse client base, including individuals, high-net-worth investors, retirement plans, charitable organizations, and corporate clients, offering portfolio management, financial planning, retirement consulting, and affiliated brokerage and insurance services. The firm employs various investment programs and combines advisory, broker-dealer, and insurance capabilities to deliver customized solutions.

Todd Tocco is a CFP® professional with 23 years of experience in the financial advisory industry. He is currently associated with Certified Advisory Corp and has been managing TJT Financial, LLC since 2014. His career includes over a decade at Certified Advisory Corp and continuing work at TJT Financial, LLC. Certified Advisory Corp serves a diverse client base including individual investors, retirement accounts, trusts, estates, charitable organizations, corporations, and employer-sponsored retirement plans. The firm offers goal-driven, individualized investment advisory and financial planning services, combining traditional analysis techniques with digital platforms like Betterment to provide comprehensive portfolio management and plan-level consulting.

Bryan Wasserman is a financial advisor at Continuum Advisory, LLC with nine years of industry experience. He holds Series 63 and Series 65 licenses and has worked with firms including Triad Advisors and MassMutual. Outside of investment advisory, he is involved in insurance sales and benefits consulting through Kelly Risk Management and Kelly Insurance & Investments, Inc. Continuum Advisory is a multi-team SEC-registered investment adviser serving individuals, trusts, corporations, and retirement plans with financial planning, consulting, and portfolio management services. The firm manages over $1.4 billion in assets and offers tailored investment solutions using a variety of securities and model portfolios while providing institutional retirement plan consulting.

James Gibbons is a financial advisor with Thurston Springer Advisors in Annapolis, MD, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He previously worked at Wells Fargo Advisors, RBC Capital Markets, and Ferris, Baker Watts, LLC. Outside of his advisory role, Gibbons is involved in organizing nonprofit technology events and programs, and he co-founded the Annapolis chapter of the Google Developers Group. Thurston Springer Advisors serves individual and high-net-worth clients, as well as corporations, foundations, estates, and employer-sponsored retirement plans, offering comprehensive financial planning and portfolio management with both buy-and-hold and active investment strategies.

Christopher De Giacomo is a CFP® and Series 65 credentialed advisor with six years of industry experience. He has worked at McAdam LLC since 2019 and previously was affiliated with Johns Hopkins Business School and Johns Hopkins University. McAdam LLC serves individuals, trusts, estates, charitable organizations, corporations, and government entities, including high-net-worth households, providing financial planning, investment management, and retirement plan consulting. The firm manages client accounts primarily on a discretionary basis, employing a diversified approach that includes mutual funds, ETFs, individual securities, independent managers, and specialized exposures such as direct indexing and private investment funds.

Michael Kelly II is a financial advisor with Continuum Advisory, LLC based in Annapolis, MD. He holds a Series 66 credential and has 11 years of industry experience. Prior to joining Continuum Advisory, he worked at Triad Advisors, Inc. and Signator Investors, Inc. In addition to his advisory role, he serves as Vice President of Kelly Rick Management, a company involved in property and liability insurance. Continuum Advisory provides financial planning, consulting, and discretionary portfolio management to individuals, including high-net-worth clients, and institutional clients such as pension and profit-sharing plans. The firm uses a range of investment vehicles and offers retirement plan consulting, with an emphasis on professional integration among its advisors who may hold additional licenses or provide related services.

Steven Mccartin is a financial advisor at Continuum Advisory, LLC with 23 years of industry experience. He holds the CFP® and ChFC® designations and has worked at firms including Signator Investors, Inc. and OSAIC Wealth, Inc. Outside of advisory services, he operates MCCARTIN Financial Services, providing tax preparation and selling investment and insurance products. Continuum Advisory serves individual and institutional clients with financial planning, consulting, and discretionary portfolio management. The firm integrates professional services such as tax preparation and insurance within its team and offers retirement plan consulting and ERISA fiduciary roles.

Frederick Mcnair IV is a financial advisor with ValMark Advisers, Inc. in Annapolis, MD, holding Series 63 and Series 65 credentials and 39 years of industry experience. He has been with ValMark Advisers and ValMark Securities since 2001 and previously worked with Minnesota Mutual Life and McNair & Company Inc./Minnesota Mutual. ValMark Advisers provides investment management, financial planning, and retirement plan advisory services to individuals, plan sponsors, and institutional clients through a network of approximately 280 advisors. The firm offers diversified, goal-based model portfolios using mutual funds, ETFs, and third-party managers, along with proprietary platforms and a range of advisory services.