Nathan Forristal Garcia is a CFP® with 13 years of industry experience, currently serving as an advisor at Strategic Wealth Partners, Ltd. since 2017. Prior to this, he worked at Westbourne Investments Inc for two years. Outside of financial advising, he owns and manages a digital marketing and advertising business, Mavrik Digital. Strategic Wealth Partners, Ltd. is a multi-advisor firm managing approximately $1.3 billion, serving individuals, pension plans, foundations, and corporate accounts. The firm offers comprehensive portfolio management, financial planning, retirement plan consulting, and outsourced chief investment officer services, employing a diversified investment approach that includes both long- and short-term strategies.

Roman Balogh is a financial advisor with Sera Capital Management, LLC, holding a Series 65 designation and five years of industry experience. His prior positions include work at Scharf Investments, LLC, and Starbucks, as well as employment at the University of California Riverside. Sera Capital Management serves individuals and families, including high-net-worth clients, providing discretionary and non-discretionary portfolio management alongside targeted investment consulting. The firm manages a blend of liquid securities and alternative investments and emphasizes buy-and-hold strategies with periodic reviews tailored to each client’s objectives and risk tolerance.

Troy Cook is a financial advisor at ValueWealth Services, LLC with 12 years of industry experience. He holds the Series 66 designation and has worked at several firms including Lincoln Financial Advisors and LPL Financial LLC. Outside of his advisory role, he operates a snow removal business as a sole proprietor. ValueWealth Services, LLC provides discretionary portfolio management, financial planning, and institutional consulting to individuals, high-net-worth clients, and select institutional accounts. The firm uses a multi-factor investment approach combining fundamental, technical, and cyclical analysis and offers a range of strategies including mutual funds, equities, ETFs, structured notes, and options tailored to client goals and risk tolerances.

Joseph Manfredi is a financial advisor with Baltimore-Washington Financial Advisors, holding Series 63, 65, and 66 licenses and bringing 19 years of industry experience. He has worked at Baltimore-Washington Financial Advisors since 2015. Baltimore-Washington Financial Advisors is a fee-only wealth management firm serving individuals, families, trusts, estates, foundations, and nonprofit organizations. The firm employs a model portfolio strategy overseen by an investment committee and integrates financial planning with tax considerations, managing a high client load through standardized, scalable processes.

Michael Lightfield is a financial advisor with Horter Investment Management, LLC, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He is also the managing member of Columbia Tax Advisory Group, LLC, where he performs tax and accounting work, and the owner of Lightfield Wealth Management, providing financial planning and investment advice. Horter Investment Management offers discretionary and non-discretionary portfolio management, financial planning, and retirement-plan advisory services to individuals, trusts, pension plans, corporations, and insurance-company clients. The firm employs a multi-manager investment approach guided by an Investment Committee and provides clients with customized portfolios, alternative investment options, and detailed reporting.

William Gaines Jr. is a CFP® professional with seven years of industry experience. He is affiliated with Commonwealth Financial Network and co-owns Widmann Financial Services, where he provides financial planning and asset management services. His prior experience includes roles at Northwestern Mutual and GWM, Inc. Commonwealth Financial Network is a registered investment adviser that supports a national network of approximately 2,950 advisors and their clients. The firm offers a variety of advisory programs, including discretionary model portfolios and personalized indexing, while providing operational, compliance, and practice-management support.

Ryan Herbert is a financial advisor with Prostatis Financial Advisors Group in Hanover, MD, holding a Series 66 designation and 17 years of industry experience. He has worked at Peak Brokerage Services LLC and TCM Securities, Inc., and has been with Prostatis Financial Advisors since 2008. Prostatis Financial Advisors Group manages approximately $509 million in client assets through a multi-team of 18 advisors, serving individual, high-net-worth, and institutional clients. The firm employs a top-down, macro-environmental approach to tactical asset allocation and offers discretionary and non-discretionary portfolio management, financial planning, and sub-advisory services.

Scot Labin is a CFA® charterholder with 12 years of industry experience. He has been with Westbourne Investment Advisors Inc. since 2015 and also has a background at Bay Bridge Capital Management, LLC. Westbourne Investment Advisors provides discretionary portfolio management to individuals, trusts, pension plans, and non-profit organizations. The firm employs an equity-oriented, buy-and-hold strategy, combining fundamental analysis with technical review, and manages approximately $359 million across about 420 accounts.

Christina White is a CFP® and Series 66-licensed financial advisor with 16 years of industry experience. She has worked at Kilter Group since 2025 and previously held roles at Beacon Pointe Advisors, Keeney Financial Group, VOYA Financial Advisors, and Egan, Berger, & Weiner. Outside of her advisory role, she is also an insurance agent with Beacon Pointe Insurance Services. Kilter Group is an SEC-registered investment adviser serving individuals, high-net-worth clients, foundations, trusts, estates, corporations, and pension/retirement-plan sponsors. The firm utilizes a top-down, macro tactical asset allocation approach with sector rotation, employs independent sub-advisors when appropriate, and integrates advanced technology and risk-profiling tools in client portfolio management.

Gavin Walter is a CFP® and holds a Series 65 license with one year of industry experience. He is currently affiliated with Williams Asset Management, a team-based firm where he has worked since 2024. Prior to his advisory role, he was employed at the University of Maryland College Park and Hereford High School. Williams Asset Management provides discretionary investment management, wealth management, and financial planning services to individuals, high-net-worth clients, and charitable organizations. The firm uses a combination of fundamental, quantitative, Modern Portfolio Theory, and technical analysis within its investment process and tailors portfolios to client risk tolerances and time horizons.

Reese Corley is a financial advisor at Scarborough Capital Management with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Equitable Advisors and Independent Financial Group. Corley also serves as a non-commissioned officer and squad leader in the U.S. Army Reserves, where he trains soldiers and operates military vehicles. Scarborough Capital Management is an SEC-registered investment adviser managing approximately $1.4 billion for over 2,000 clients through a team of 13 advisors. The firm employs an asset-allocation framework with model portfolios and provides portfolio management, financial planning, educational seminars, and sub-advisory services for retirement plans.

Duncan Mccall is a CFP® and holds a Series 65 license with two years of industry experience. He is currently an advisor at Williams Asset Management, where he has been since 2022, and previously worked at Commonwealth Financial Network. Outside of his advisory role, he is a member of entities managing real estate investments in Pennsylvania and Maryland. Williams Asset Management provides discretionary investment management, wealth management, and financial planning services to individuals, high-net-worth clients, and charitable organizations. The firm employs a multi-disciplinary investment approach including fundamental, quantitative, and technical analysis, with portfolio strategies tailored to client risk tolerances and time horizons.

Karissa Goessl is a financial advisor at Williams Asset Management with eight years of industry experience. She holds a Series 65 designation and has worked at firms including Commonwealth Financial Network and Cadaret, Grant & Co., Inc. prior to her current role. Williams Asset Management provides discretionary portfolio management, wealth management, and financial planning services to individuals, high-net-worth clients, and charitable organizations. The firm employs a combination of fundamental, quantitative, and technical analysis alongside modern portfolio theory, incorporating long-term trading and options strategies in its investment approach.

Peter Wyrough is a CFP® with 41 years of industry experience, currently serving at DMK Advisor Group, Inc. He has held roles at firms including ValueWealth Services, LLC and Purshe Kaplan Sterling Investments. Outside of his advisory duties, he is involved in the development of a financial software tool pending patent and is a member of the Society of Cincinnati of Maryland, where he chairs both the Education and Fellowship Committees. DMK Advisor Group provides portfolio management and investment supervisory services to individuals, small businesses, trusts, corporations, and retirement plans. The firm offers discretionary active management and non-discretionary consultative relationships, utilizing mutual funds and exchange-traded funds guided by technical and fundamental analysis, and operates with a unique combination of registered broker-dealer and investment adviser services.

Robert Carpenter is a financial advisor at Baltimore-Washington Financial Advisors with 35 years of industry experience. He has been with the firm since 2012. Carpenter holds Series 63 and Series 65 licenses. Baltimore-Washington Financial Advisors is a fee-only wealth management firm serving individuals, families, trusts, estates, foundations, and nonprofit organizations. The firm emphasizes diversified, model portfolio strategies overseen by a weekly investment committee and integrates financial planning with tax considerations. It manages a large client base with standardized processes and offers specialized services such as business transaction support and a Living Legacy aging plan.

Kimberly Owen is a CFP® and holds a Series 66 credential with 17 years of experience in financial advisory roles. She is currently with Prostatis Financial Advisors Group and has previously worked at The Vanguard Group and SunTrust Advisory Services. In addition to her advisory work, she owns a rental property in Fort Myers, Florida. Prostatis Financial Advisors Group serves individual clients, including high-net-worth individuals, as well as foundations, trusts, estates, corporations, and charitable organizations. The firm employs a top-down, tactical asset-allocation strategy with sector rotation and integrates independent third-party managers, including those utilizing AI and machine-learning models, into client portfolios.

Anthony Clark is a CFA® charterholder with 10 years of experience in the financial industry. He has worked at Innovation Capital Management LLC and Houstoun Capital Management, Inc. before joining Westbourne Investment Advisors Inc. in 2025. Anthony is based in Annapolis, MD, and is part of a five-advisor team at Westbourne. Westbourne Investment Advisors provides discretionary portfolio management to individuals, trusts, corporate accounts, pension plans, and non-profit organizations. The firm employs an equity-oriented, buy-and-hold investment strategy, combining fundamental analysis with technical review, and manages approximately $359 million across 420 accounts.

Nicholas Innerbichler is a financial advisor at Elite Income Advisors, Inc. with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Horter Investment Management and Cambridge Investment Research. In addition to his role at Elite Income Advisors, he is involved with Retirement Planning Services, where he provides client service and investment advice related to advisory accounts and insurance. Elite Income Advisors serves a diverse client base including high-net-worth individuals, retirement plans, trusts, and charitable organizations. The firm offers financial planning, discretionary portfolio management, and pension consulting, typically implementing strategies through model portfolios and sub-advisers while maintaining supervisory and client service responsibilities.

James Brennan is a CFP® with 21 years of experience in the financial industry. He has been with Middleton Gardiner Group, LLC since 2005. Brennan is based in Annapolis, MD, and holds a Series 63 license. He is part of 1 North Wealth Services, LLC, a team of six advisors that provides discretionary investment management, financial planning, and retirement-plan consulting to individual investors, retirement plans, estates, trusts, closely held corporations, and charitable foundations. The firm uses a team-based investment committee approach emphasizing fundamental analysis and offers Sustainable/ESG-focused portfolios among other strategies.

Robert Ready Jr. is a financial advisor at Widmann Financial Services in Bowie, MD, holding a Series 66 designation with 25 years of industry experience. He has been with Widmann Financial Services and Commonwealth Financial Network since 2001. Ready is a co-owner of Widmann Financial Services, a private entity involved in securities, advisory, and insurance business. Widmann Financial Services offers discretionary asset management, financial planning, and consulting services to individuals, families, businesses, charitable organizations, trusts, and estates. The firm employs a hybrid, research-driven investment process that incorporates third-party research from providers such as Morningstar and Standard & Poor’s, managing portfolios on a discretionary, long-term basis while also engaging in active trading and use of derivatives.