Keith Fulton is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 20 years of industry experience. He has worked with Cetera Investment Advisors LLC and Cetera Investment Services LLC since 2014 and has been affiliated with First National Bank PA since 2012. Outside of his advisory role, he is a member and manager of KRF Vision LLC, a family optical business, and also engages in fixed life insurance sales. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services, operating as a multi-manager platform with over $256 billion in assets under management and more than 10,000 advisors nationwide.

Barry Testa is a financial advisor at LPL Financial with four years of industry experience. He holds the Series 66 credential and has previously worked at Somerset Trust Co., Osaic Institutions, Inc., and AEG Vision. Outside of his advisory role, he is involved in a real estate rental activity in Pennsylvania. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management access, and institutional platforms.

Jeffery Ward is a financial advisor with Edward Jones in Greensburg, PA, holding Series 63 and Series 66 licenses and 27 years of industry experience. He has been with Edward Jones since 1998. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and corporate clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Victor Fiano is a financial advisor with Wells Fargo Advisors in Greensburg, PA, holding a Series 66 designation and 14 years of industry experience. Prior to joining Wells Fargo Advisors in 2024, he worked at Wells Fargo Clearing from 2016 to 2024 and Morgan Stanley from 2012 to 2015. He also has ownership interests in two investment-related businesses based in Greensburg. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of specialized planning services supported by Wells Fargo research and tools, with clients able to implement recommendations through various brokerage or advisory programs.

Robert Dinardo is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and 13 years of industry experience. His prior work includes positions at PNC Investments, Stifel Nicolaus & Co., and Merrill. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a network of thousands of financial professionals. The firm provides both discretionary and non-discretionary management across multiple platforms and maintains proprietary model strategies under the Founders Gate Capital brand.

August Malekovich is a financial advisor at LPL Financial with 15 years of industry experience. He holds the Series 66 designation and has previously worked at Fundamental Advantage and Waddell & Reed, Inc. He has also been involved with various insurance carriers and operated Malekovich Properties for 18 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms, supporting a large network of advisors with diverse investment strategies.

Joseph Jansma is a financial advisor at Morgan Stanley with one year of industry experience. He previously worked at Equitable Advisors, PNC Investments LLC, and PNC Bank, and served in the United States Marine Corps from 2015 to 2019. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets through a structured planning process that includes firm-approved tools and modeling techniques.

William Esposito is a financial advisor at OSAIC with 43 years of industry experience. He holds a Series 63 designation and previously worked for FSC Securities Corporation for 14 years. Outside of his advisory role, he officiates high school and summer league baseball and softball games as an independent contractor. OSAIC Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients. The firm utilizes a model-based investment process with tools such as asset allocation optimization and risk-tolerance assessments, offering a range of brokerage and advisory services through a multi-advisor platform.

Joseph Yezovich is a CFP® and CFA® charterholder with 11 years of experience in the financial services industry. He has worked at Robert Baird & Co. since 2022 and previously spent six years at Hefren Tillotson. Yezovich serves as a board member of the Norwin Chamber of Commerce in Irwin, PA. He is part of The DDK Group at Robert W. Baird & Co., which provides wealth management services to individuals, corporate clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a variety of financial planning and portfolio management solutions, including separately managed accounts and tax-managed strategies.

Max House Jr. is a Series 63-credentialed financial advisor with 42 years of industry experience. He is currently with Cambridge Investment Research Advisors, where he has worked since 2018, and previously spent 18 years at Trustmark Financial Group. Outside of his advisory role, House serves as President of the Connellsville Chamber of Commerce, sits on the board of Highlands Hospital, and is involved with the FayPenn Economic Development Council. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm provides both discretionary and non-discretionary management across multiple platforms, supports third-party advisers and sub-advisors, and maintains proprietary model strategies under the Founders Gate Capital brand.

Harry Beck III is a financial advisor with LPL Enterprise holding a Series 66 designation and four years of industry experience. He previously worked at Prudential-related firms and has experience outside finance including work at Herrmans Ground Maintenance and the University of Pittsburgh at Johnstown. His current role involves providing advisory services through LPL Enterprise. LPL Enterprise offers investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, and various institutions. The firm uses model-driven investment implementation and provides access to third-party asset managers and a range of financial planning and consulting services.

John Onufro is a financial advisor with Morgan Stanley in Greensburg, PA, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2010. Outside of his advisory role, he serves as a board member for the Upper Yoder Township Zoning Board in Johnstown, Pennsylvania. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools combined with a broad range of investment offerings.

Timothy Helman is a financial advisor at Cetera with 23 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with firms including Bill Few Securities, Inc. and C.B. Tracy & Associates, Inc., where he serves as CFO managing financial operations and employee benefit plans. Outside of advising, he is a partner in a commercial real estate business and sells life, health, and disability insurance. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, with over 10,000 advisors managing more than $256 billion in assets.

Lisa Krall is a CFP® professional with 21 years of industry experience. She is currently with Osaic and previously worked at Sagepoint Financial, Inc. for 14 years. Outside of financial advising, she serves as president of The Moxie Women's Network, a public event series focused on business women featuring guest speakers. Osaic Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform, offering brokerage and advisory services including financial planning, managed portfolios, and retirement plan consulting. The firm’s investment process centers on model-based asset allocation and portfolio optimization and is notable for its large scale and complex affiliate structure.

Joseph Dorrycott is a financial advisor with LPL Financial in Irwin, PA, holding Series 63 and Series 65 designations and bringing 34 years of industry experience. His prior roles include positions at Oppenheimer and Janney Montgomery Scott. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms with a focus on both discretionary and non-discretionary strategies supported by research and operational technology.

Greg Holzer is a Series 66-licensed financial advisor with LPL Financial, based in Greensburg, PA, and has six years of industry experience. Prior to joining LPL Financial in 2021, he worked at FSC Securities Corporation and Commercial Bank & Trust. Outside of his advisory work, he is involved with Stone Villa Wine Cellars, a business he has been associated with since 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios, and supports advisors with technology and operational tools.

Karen Gould is a Series 66-licensed financial advisor with Thrivent Investment Management, where she has worked since 2008. She has 18 years of industry experience. Outside of her advisory role, she serves as the Handbell Choir Director at St. Paul's Lutheran Church. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive goal-based financial planning without discretionary trading authority. The firm integrates planning with managed-account options through its WealthPlan program while maintaining separate services.

Kenneth Kovalchuk is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has worked at OSAIC since 2018 and previously spent two years with Signator Investors, Inc. Outside of his advisory role, he is president of Financial Solutions Group, a corporation involved in financial services operations and management. OSAIC serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization, supporting a range of managed account options and third-party investment strategies.