Kristen Skowronek is a financial advisor with Guardian Life in Danielsville, PA, holding a ChFC® designation along with Series 65 and Series 63 licenses. She has eight years of industry experience, including prior roles at Ernst & Young and The Prudential Insurance Company of America. Guardian Life’s subsidiary, Park Avenue Securities LLC, offers brokerage and advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations. The firm provides tailored financial planning and investment management through a combination of advisor-led discretionary management and model-based strategies, supported by proprietary and third-party platforms.

Andrew Lee is a financial advisor at Janney Montgomery Scott with three years of industry experience. He holds Series 63 and Series 65 licenses and has been associated with Janney Montgomery Scott since 2010 in various roles. Outside of his advisory work, he has been involved with Lehigh Country Club since 1998. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, and institutional clients, offering brokerage services, financial planning, and advisory programs supported by in-house and third-party portfolio management.

John Verish is a financial advisor at Hornor, Townsend & Kent, LLC with 28 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Penn Mutual Life Insurance Company, Lincoln Investment, and Global Atlantic Financial Group. Outside of his advisory role, he is actively involved in insurance brokerage and provides accounting and tax preparation services. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both as an SEC-registered adviser and FINRA-member broker-dealer, providing a combination of custody, execution, brokerage, and investment advisory services.

Paul Barbehenn is a CFP® and CFA® with 22 years of industry experience. He is currently with Mercer Global Advisors Inc., where he has worked since 2023. His prior experience includes 13 years at Andesa Financial Management, Inc. and five years at Andesa Strategies, Inc. Outside of his advisory work, he is a part-owner of real estate investment companies involved in property management and accounting. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments. The firm employs a Modern Portfolio Theory-based approach with globally diversified, risk-appropriate portfolios, utilizing a mix of low-cost ETFs, index funds, separate account managers, and direct indexing, and offers a range of specialized advisory services and educational initiatives.

Alexander Riley is an advisor at Hornor, Townsend & Kent, LLC with one year of experience. He is also the owner of Riley Rodzianko & Company Inc., a CPA and accounting firm providing accounting, consulting, bookkeeping, and tax preparation services since 2016. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory programs and broker-dealer services, providing custody, execution, and brokerage capabilities alongside investment advice.

Nicholas Roselli is a financial advisor at Guardian Life with a Series 66 designation and two years of industry experience. Prior to his current role, he worked at Shipt and attended Pennsylvania State University. Outside of his advisory work, he has experience as a Shipt Shopper. Guardian Life's Park Avenue® Wealth Management provides brokerage and investment advisory services to individuals, retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies, along with access to insurance products and alternative investments through its connection with Guardian Life.

Waseem Khan is a financial advisor with Guardian Life, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. His career includes roles at TD Private Client Wealth, TD Bank, and Wells Fargo. He works with Park Avenue Securities LLC, a subsidiary of Guardian Life, which provides brokerage and advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning and investment solutions, including advisory services through proprietary and third-party platforms.

Michael Engler Jr. is a financial advisor at Hornor, Townsend & Kent, LLC with nine years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at firms including Penn Mutual Life Insurance Company, Park Avenue Securities, Guardian Life Insurance Company, and AXA Advisors. Engler is involved in community efforts as a board member and co-chairman of the Lehigh Valley Business Group, which promotes resource awareness for families in the Lehigh community. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement consulting. The firm operates as both an SEC-registered investment adviser and a FINRA-member broker-dealer, managing a multi-billion dollar asset base and providing clients with tailored investment strategies through a network of advisers and third-party asset managers.

Daryl Woodring is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 65 licenses and bringing 49 years of industry experience. He has been with Janney Montgomery Scott since 2012. Outside of his advisory role, he works as a high school football and basketball referee, officiating approximately 35-40 games annually. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing about $110 billion in client assets. The firm serves individuals, families, trusts, estates, corporations, retirement plans, charitable organizations, and municipal clients, offering brokerage, financial planning, consulting, and multiple wrap/advisory programs.

John Olson is a CFP® and holds a Series 66 license with 23 years of industry experience, all at Janney Montgomery Scott LLC since 2003. He is based in Allentown, PA. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, corporate and retirement plans, and charitable organizations, offering brokerage services, financial planning, and advisory programs through a combination of in-house and third-party portfolio management.

Kevin Kennedy is a financial advisor with Hornor, Townsend & Kent, LLC, holding the Series 63 and Series 65 designations and possessing 21 years of industry experience. He has been with Hornor, Townsend & Kent and Penn Mutual Life Insurance Company since 2012. Kennedy participates in the 1847 Phil Raymond Charitable Foundation, a nonprofit supporting the professional development of financial professionals. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, providing custody, execution, and brokerage capabilities alongside investment advice.

Michael Stanley is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds Series 63 and Series 66 designations and has worked at JPMorgan Chase Bank, N.A., J.P. Morgan Securities LLC, Uber, and Wells Fargo Clearing. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a select group of Wealth Advisors. Their advisory approach combines quantitative and qualitative research to deliver written asset allocation advice, investment manager searches, and customized performance reporting.

Brett Poling is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and four years of industry experience. His prior work includes roles at ADP and Wells Fargo Advisors. He has also been involved with OxyFit Gym and Moravian University during earlier stages of his career. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages substantial assets and offers a variety of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Peter Isaac is a financial advisor with Primerica Advisors in Allentown, PA, holding Series 63 and Series 65 licenses and having five years of industry experience. He has been with Primerica Advisors since 2020 and has worked with Primerica Financial Services since 2016. In addition to his financial advisory work, he is a practicing Doctor of Osteopathic Medicine. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and a limited number of discretionary separately managed account options for individual and high-net-worth clients. The firm uses third-party asset managers and custodians, providing a wrap-fee solution rather than institutional pension or profit-sharing plan management.

Thomas Munshower is a financial advisor at Wells Fargo Clearing with a Series 66 designation and three years of industry experience. His prior roles include positions at Delaware Valley Advisors, Securian Financial Services Inc, and Minnesota Life Insurance Co. He also has experience outside finance, having worked at CryoConcepts and in educational roles at Bucknell University and Allentown Central Catholic. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets with over 14,000 financial advisors and offers both brokerage and advisory solutions.

Christian Senko is a financial advisor at Fidelity with Series 63 and Series 66 credentials and four years of industry experience. Prior to joining Fidelity, he worked at Daniel Memorial Inc. for six years. He is based in Palmerton, PA. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, offering discretionary and non-discretionary advisory services along with model portfolios delivered to intermediary platforms.

Rachael Hagginbothom is a financial advisor at Mass Mutual Investors Services with three years of industry experience. She holds a Series 66 designation and has worked previously in education at Widener University and Daniel Boone High School. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing firm-approved tools to deliver tailored recommendations.

Derek Goodwin is a financial advisor at Ameriprise with one year of industry experience. Prior to joining Ameriprise, he worked for e4health for eleven years. He holds a Series 66 designation. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written Recommendation Reports and ongoing annual retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Jason Morrow is a financial advisor at OSAIC with 24 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including CUSO Financial Services, Citizens Securities, LPL Financial, and Cetera Investment Services. Outside of his advisory role, he is involved with Quantum Financial Management as a wealth advisor and insurance agent specializing in fixed annuities and non-variable insurance. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services across multiple programs such as comprehensive financial planning and advisor-managed portfolios. The firm’s investment approach relies on model-based asset allocation and portfolio optimization, supported by various tools and multiple custodial and legacy arrangements.

Terry Sandercock is a financial advisor with Wells Fargo Clearing in Allentown, PA. He holds Series 63 and Series 65 licenses and has 41 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party sources.