Barry Fenchak is a financial advisor with LPL Financial in State College, PA, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been with LPL Financial since 2001. In addition to his advisory work, he spends a portion of his time on personal income tax preparation and bookkeeping. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by a large network of investment adviser representatives.

Andrew Riley is a financial advisor with MassMutual Investors Services in State College, PA, holding a Series 66 designation and eight years of industry experience. He has been with MassMutual and its affiliated entities since 2018. Prior to his advisory role, he spent seven years with Victory Sports & Fitness. MassMutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, goal-oriented planning using firm-approved analytical tools and offers event-driven planning services such as divorce and estate-settlement planning.

Charles Peiffer is a financial advisor at LPL Financial with 31 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Grove Point Investments, Grove Point Advisors, H.Beck, Inc., and Woodbury Financial Services. He also manages Peiffer Financial Services, a business focused on non-variable insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning, asset management, and retirement advice services through a large network of advisors utilizing diverse investment strategies and operational tools.

Becca Doyle is a financial advisor with Ameriprise in Lewistown, PA, holding a Series 66 designation and eight years of industry experience. She has been with Ameriprise and its affiliated entity since 2015. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients, offering specialized retirement income planning services that include written Recommendation Reports and ongoing annual advice focused on income sources and tax-aware withdrawal strategies.

Marva King is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 credentials and 27 years of industry experience. Her prior work includes positions at Morgan Stanley Smith Barney and Morgan Stanley Private Bank. Outside of her advisory role, she serves as Chief Operating Officer at VK Wealth Advisors. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, and charitable organizations. The firm offers a range of financial planning and investment management services delivered through independent Financial Professionals utilizing various portfolio management strategies and custody platforms.

Olivia Reid is a Senior Financial Advisor at Merrill Lynch Wealth Management. She joined Merrill in 2019 after earning her bachelor's degree in Finance from the Smeal College of Business at The Pennsylvania State University, where her studies included security analysis, portfolio management, economics, and accounting. Olivia specializes in family wealth management strategies, managing new wealth, personal retirement planning, women and wealth, and retirement income. Her approach centers on understanding her clients, their families, and financial situations to develop customized and flexible wealth management plans aligned with their goals and changing market conditions. She holds professional designations as a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA) and Personal Investment Advisor (PIA). Outside of her professional role, Olivia enjoys cooking, reading, and spending time with her family.

Robert Lieb is a financial advisor at LPL Enterprise with 29 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked for Pruco Securities, LLC for 28 years. Lieb also operates as a sole proprietor offering financial planning and property and casualty services in Port Matilda, PA. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm uses model-driven portfolio management and offers access to third-party asset managers, along with affiliated trust custody, insurance services, and a collateralized lending program.

Amy Dalton is a financial advisor with Morgan Stanley in State College, PA, holding Series 63 and Series 65 designations and possessing 22 years of industry experience. Her career includes roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, as well as earlier experience at Citigroup Global Markets. She also serves as a trustee in a trust-related capacity outside of her primary advisory work. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through corporate arrangements.

Luke Lorenz is a financial advisor with Primerica Advisors based in State College, PA, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has worked with PFS Investments Inc. and Primerica Financial Services since 1999 and also has a role with the State College Area School District. Outside of advising, he is a singer in a band named Rama Lama and is the owner of Ashland Knox LLC. Primerica Advisors is a large-scale advisory firm serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm offers a wrap-fee asset management program featuring model-driven strategies managed by third-party asset managers and supported by custodial and trade execution services from BNY Mellon Advisors and Pershing.

Patricia Aguer is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. She has worked with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney since 2020, and previously spent ten years at Wells Fargo Advisors and Wells Fargo Clearing. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets through structured planning processes and diverse investment offerings.

Jamie Horner is a financial advisor at Osaic with 11 years of industry experience. He holds a Series 66 designation and has previously worked at Securities America Advisors, Inc. and Next Financial. Outside of his advisory role, Horner is involved in preconstruction management for warehouse construction through Hillwood Construction Services, Inc. Osaic Wealth, Inc. serves a diverse group of clients including individual and high-net-worth investors, pension plans, corporations, and charities through a large network of affiliated advisers. The firm offers integrated brokerage and investment advisory services with access to multiple platforms and third-party money managers, employing tools such as asset-allocation modeling and automated portfolio rebalancing.

Daniel Aiello is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has worked at LPL Financial since 2009 and previously held positions at Mutual Service Corporation, First Allied Advisory Services, Inc., and FFP Advisory Services Inc. Outside of his advisory role, he is involved with Culbertson Financial Services, focusing on the business development of individual and group health, life, and disability insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides advisory and brokerage services through a large network of investment adviser representatives, offering a range of financial planning, asset management, and institutional platforms with a variety of investment strategies and operational tools.

Janet Palmatier is a financial advisor at Ameriprise with 23 years of industry experience. She holds the Series 66 designation and has been with Ameriprise and its affiliates since 2005. Outside of her advisory role, she serves on the Board of Directors and as a Consistory member of Faith United Church of Christ. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Pamela Hassinger is a financial advisor with Merrill based in State College, PA, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. She has been with Merrill Lynch for 28 years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal and third-party teams, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Preston Sharp is a financial advisor with Cetera who holds the ChFC® designation and Series 63 and 65 licenses, bringing 25 years of industry experience. He has worked extensively with Concourse Financial Group Securities Inc and currently operates PLKS Holdings LLC. Outside of his advisory role, he serves as president of the Valley View Retirement Community board. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of over 10,000 independent advisors. The firm serves a broad client base including individuals, retirement plans, and institutional accounts, offering a range of portfolio management and consulting services through a multi-manager platform with diverse program options.

Bret Buterbaugh is a CFP®-designated financial advisor with Mass Mutual Investors Services, where he has worked since 1991, totaling 37 years of industry experience. He is based in State College, PA. Outside of his advisory role, he is involved in managing real estate investments through several personal and partnership ventures. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes annual, collaborative financial planning using firm-approved analytical tools and offers various programs including money-manager and wrap fee options.

James Wang is a financial advisor at Raymond James & Associates with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Raymond James since 2016. Outside of his advisory role, he is a silent partner in BDS Coolbreeze, LLC, and serves on the advisory board of Great Lakes Land Holdings, LLC, a company involved in the sale and rental of storage units. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, pension plans, and municipalities—and offers non-discretionary financial planning and consulting supported by proprietary research and a range of investment strategies.

Kyle Buterbaugh is a financial advisor at MassMutual Investors Services with 11 years of industry experience. He holds the ChFC® designation and the Series 66 license. Prior to his current role, he served in the United States Air Force reserves from 2010 to 2018. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser affiliated with MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements using firm-approved analytical tools and offers specialized planning services such as divorce and estate settlement planning.

Nanette Hall is a financial advisor at Morgan Stanley in State College, PA, holding a Series 66 license with 16 years of industry experience. She has been with Morgan Stanley since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides tailored financial planning using structured processes and a range of advisory programs, managing approximately $2.74 trillion in client assets.

Brodie Dalton is a financial advisor with Morgan Stanley in State College, PA, holding a Series 66 designation and 15 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2011 and at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory work, he is an officer of Getty's Ridge Rod and Gun Club, a fishing, camping, and hunting organization in Pennsylvania. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and serves clients through direct plans and corporate financial planning agreements.