Theresa Collins is a financial advisor at Paragon Retirement Planning, Inc. in Troy, MI, holding a Series 65 designation with two years of industry experience. She has worked at Paragon Retirement Planning since 2022 and has prior experience at Financial Services of America from 2006 to 2017. Outside of her advisory role, Collins acts as an independent insurance agent. Paragon Retirement Planning serves individual and high-net-worth clients, offering comprehensive and single-issue financial planning and consulting with a typical account minimum of $100,000. The firm’s investment approach utilizes model portfolios managed by unaffiliated sub-advisors, focusing on asset allocation while retaining responsibility for client relationships and periodic reviews.

Jane Lowry is a financial advisor at Motive Wealth Advisors, LLC in Birmingham, MI, holding a Series 65 designation with two years of industry experience. She previously worked at Ducker Worldwide from 2014 to 2017. Motive Wealth Advisors serves individuals, high-net-worth clients, trusts, estates, business entities, charitable organizations, and pension and profit-sharing plans. The firm provides discretionary investment management, financial planning, pension consulting, and oversees independent third-party advisers, employing both active and passive investment strategies implemented through diversified, risk-based portfolios.

Joseph Kubic is a financial advisor at Fairlane Investment Advisors Inc with 16 years of industry experience. He holds Series 63 and Series 65 designations and has been with Fairlane since 1984. Fairlane Investment Advisors serves individual investors, including high-net-worth and non-HNW clients, providing discretionary portfolio management and tailored financial planning. The firm employs model asset allocation strategies with individual customization and manages employer retirement plan assets at the participant level.

Eric Solomon is a Series 65-licensed advisor at Safe Future Wealth Partners LLC with one year of industry experience. Before joining Safe Future Wealth Partners, he worked at ERS Financial LLC, Integrated Capital Management, Paragon Retirement Planning, and held a long tenure at Ford Motor from 1989 to 2020. Safe Future Wealth Partners serves individual clients by providing ongoing portfolio management and financial planning, often referring clients to unaffiliated third-party advisers for discretionary management. The firm uses model allocations and third-party portfolios to implement investment strategies and monitors outside managers rather than directly managing client trades.

Joseph Berishaj is a financial advisor at Retirement Systems LLC in Bloomfield Hills, MI, holding a Series 66 designation with five years of industry experience. His prior roles include positions at Cadaret Grant & Co., Inc. and Cambridge Investment Research, Inc. He also has experience outside finance, having worked briefly at Emagine Entertainment. Retirement Systems LLC provides discretionary asset management, financial planning, and ERISA 3(21) fiduciary services to individuals and retirement plans, focusing on tailored investment strategies and participant education for qualified employer plans.

Scott Salaske is a financial advisor at FirstMetric, LLC with eight years of industry experience. He holds a Series 65 credential and has been with FirstMetric since 2017. Prior to this, he took a planned break from the industry between 2015 and 2017. FirstMetric serves individuals, trusts, foundations, estates, business entities, qualified retirement plans, and charitable organizations by providing discretionary investment advisory and portfolio management alongside financial planning and legacy securities transition guidance. The firm employs a passive, asset-class investment approach using low-cost index mutual funds and ETFs, emphasizing long-term, buy-and-hold strategies with integrated tax-aware practices.

Peter Labrash is a financial advisor at Paragon Retirement Planning, Inc. in Troy, MI, holding a Series 66 designation with two years of industry experience. His prior roles include positions at MML Investors Services, MassMutual Life Insurance, Prudential Financial Planning Services, and other firms. Paragon Retirement Planning serves individual and high-net-worth clients with comprehensive and single-issue financial planning, generally requiring a $100,000 account minimum. The firm emphasizes suitable asset allocation through model portfolio strategies managed by unaffiliated sub-advisors and third-party investment advisers while retaining responsibility for client relationships and reviews.

Holly Casady is a financial advisor with Custom Wealth Management in Plymouth, MI, holding a Series 66 designation and one year of industry experience. Her prior roles include positions at LPL Financial LLC and OLV Investment Group. Custom Wealth Management serves individuals, high-net-worth clients, families, and trusts with discretionary investment management and integrated financial planning. The firm uses an active, asset-allocation approach and specializes in bank-issued structured notes, offering services that include portfolio rebalancing and coordination with tax advisors.

Jack Findley is a Series 65-licensed advisor at Trustee Empowerment & Protection, Inc. He has experience in related fields spanning over a decade, including roles as CEO/CRO of Decision Technologies Corp. and CEO of Sterling Signal, LLC, a commercial signage producer. His work at Decision Technologies involves licensing proprietary software to Trustee Empowerment & Protection, Inc. Trustee Empowerment & Protection, Inc. serves retirement plan sponsors, trustees, and individual investors through an internet-based platform that refers clients to a network of registered investment advisers. The firm provides a decision-assistance service using a patented application to evaluate and compare mutual funds and ETFs within defined contribution plans, focusing on non-discretionary, process-driven reviews.

Jason Close is a CFP® and CFA® with 12 years of industry experience. He has worked at Motive Wealth Advisors, LLC since 2021 and previously held roles at tru Independence Asset Management, LLC, Wealthcare Advisors, LLC, and Planning Alternatives Ltd. He is involved in administrative and financial management activities through affiliated entities. Motive Wealth Advisors serves individuals, including high-net-worth clients, as well as trusts, estates, business entities, charitable organizations, and retirement plans. The firm employs a diversified, risk-based investment approach using both active and passive strategies and provides discretionary and non-discretionary management, financial planning, and pension consulting.

Scott Wloszek is a financial advisor at SS&H Financial Advisors, Inc. with six years of industry experience. He holds a Series 65 designation and previously worked at SW Advisors, LLC and Clarkston Capital Partners. Outside of his advisory role, he serves as a part-time soccer coach for local teams in Royal Oak, Michigan. SS&H Financial Advisors, Inc. is an independently owned SEC-registered investment adviser managing over $482 million in assets. The firm provides portfolio management and financial advisory services primarily to individuals, trusts, charitable organizations, and foundations, focusing on realistic investment objectives and risk management using fundamental and technical analyses.

James Niedzinski is a CFP® with 19 years of industry experience, currently serving as an advisor at Motive Wealth Advisors, LLC since 2021. His prior roles include positions at Tru Independence Asset Management, Wealthcare Advisors, and Planning Alternatives. He also acts as a power of attorney and co-trustee for his parents' revocable living trust. Motive Wealth Advisors serves individuals, including high-net-worth clients, as well as trusts, estates, business entities, charitable organizations, and retirement plans. The firm offers investment management and financial planning services, employing diversified, risk-based portfolios with both active and passive strategies and conducts due diligence on independent third-party advisers.

ABOUT THRIVE RETIREMENT SPECIALISTS Standing out in our industry's “sea of sameness” and b#llsh!t, we introduce a new business model that applies the latest retirement research to deliver “reality-based” retirement planning, representing an evolutionary step forward in how people prepare for and thrive during retirement. We arm you with a framework to make better decisions based on your unique circumstances, enabling you to avoid unnecessary sacrifices symptomatic of following conventional “rules of thumb” intended for the masses. The result is living a more rewarding life optimized for contentment. ThriveRetire is an all-in-one, flat-fee service that includes: • Retirement Planning • Tax Planning • Investment Management • And more! ABOUT ANTHONY WATSON, CFA, CFP®, RICP® Prior to founding Thrive Retirement Specialists, Tony served as a Chief Investment Officer, providing advice and investment management services to over 600 individuals representing over $1.5 billion of investments. Before this, Tony served as Vice President at J.P. Morgan Private Bank, where he advised high- and ultra-high net worth individuals on all matters of wealth, including investments, portfolio construction, portfolio management, and retirement planning. EDUCATION: • BBA of Finance, Walsh College • MBA, University of Michigan, Ross School of Business CREDENTIALS: • Chartered Financial Analyst (CFA) • CERTIFIED FINANICAL PLANNERTM (CFP®) • Retirement Income Certified Professional (RICP®)

Kiernan Easton is an advisor at Dynamic Wealth Solutions LLC with 11 years of industry experience. He holds Series 65 and Series 63 licenses and has been with Dynamic Wealth Solutions since 2015. Dynamic Wealth Solutions LLC serves individuals, trusts, estates, foundations, corporations, and retirement plans, managing approximately $102 million in assets across roughly 170 clients. The firm uses a fundamental analysis and disciplined asset allocation approach within a TREAT framework, offering discretionary asset management, financial planning, and retirement plan advisory services.

Kelly L'esperance is a financial advisor at Barking Sands Capital with 21 years of industry experience. She holds Series 63 and Series 66 licenses and has led The L'esperance Group, LLC since 2011. L'esperance is also licensed as an insurance agent in Michigan and Minnesota, dedicating part of her time to this activity. Barking Sands Capital provides personalized, fee-based investment management and financial planning services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm manages primarily discretionary assets using a core-equity strategy supplemented by dividend-paying equities, bonds, ETFs, and third-party managers when appropriate.

James L'esperance is a financial advisor at Barking Sands Capital in Troy, MI, holding the ChFC® designation and Series 63 license, with 19 years of industry experience. He has operated The L'esperance Group, LLC since 2004. Outside of his advisory role, he is involved in a licensed insurance agency selling and servicing fixed insurance products such as life insurance and annuities. Barking Sands Capital provides personalized, fee-based investment management and financial planning services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm employs a core-equity strategy combined with diversified options and uses third-party managers when appropriate, managing approximately $45 million in primarily discretionary assets for about 85 clients.

Kenneth Wittenberg is a financial advisor at Wittenberg Investments Inc. with 11 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Wittenberg Investments since 2018, previously working at Secure Asset Management. Wittenberg Investments Inc. provides discretionary portfolio management and financial planning services to individuals, including high-net-worth clients, as well as pension and profit-sharing plans. The firm uses fundamental analysis to construct portfolios and offers services such as Investment Policy Statement creation, ongoing monitoring, and pension consulting, managing approximately $89 million in discretionary assets with a small advisory team.

Paige Weymouth is a CFP® professional at Palatine Hill Wealth Management with three years of industry experience. She has worked at several firms including Northwestern Mutual, Ascent Wealth Partners, and Ross Hoezee. Prior to her financial advisory career, she was employed at the Law Offices of Barton C Rachwal. Palatine Hill Wealth Management is a registered investment adviser serving individuals, employee-sponsored retirement plans, trusts, foundations, charities, and corporate clients. The firm manages approximately $296 million for nearly 279 clients, offering discretionary and non-discretionary investment management, integrated financial planning, and retirement plan consulting.

Kyle Whipple is a financial advisor at Custom Wealth Management with 15 years of industry experience. He holds a Series 66 designation and has worked previously at AE Wealth Management, LLC, Kalos Capital, and C. Curtis Financial Group. Outside of his advisory role, he is a partner and financial advisor involved in insurance sales through Custom Wealth Solutions. Custom Wealth Management serves individuals, high-net-worth clients, families, and trusts with discretionary investment management, integrated financial planning, and limited consulting services. The firm uses an active, asset-allocation approach incorporating fundamental, quantitative, and technical analysis, and has a specialization in bank-issued structured notes and related services.

Scott Carty is a CFP® with 18 years of industry experience, currently serving as a financial advisor at Custom Wealth Management in Plymouth, MI. His prior roles include experience at AE Wealth Management LLC, Oliver Lagore Vanvalin Investment Group, and Sigma Financial Corporation. Outside of his advisory work, he volunteers as a soccer coach at Plymouth Christian Academy. Custom Wealth Management, LLC serves individuals, high-net-worth clients, families, and trusts, providing discretionary investment management and integrated financial planning. The firm uses an active, asset-allocation approach and has a specialization in bank-issued structured notes, supported by an affiliated insurance agency that offers additional insurance products.