Nicole Heiderscheit is a financial advisor at Edward Jones in Dubuque, IA, holding a Series 66 designation with five years of industry experience. Prior to joining Edward Jones in 2020, she worked at NxGenMdx, Simple Laboratories, Exagen Diagnostics, and Thermo Fisher Scientific. Outside of her advisory role, she owns a rental property in Chicago. Edward Jones is a full-service wealth management firm serving more than four million clients, including individual and institutional investors. The firm manages approximately $1.01 trillion in assets through a nationwide network of over 23,700 advisors, offering a range of advisory programs, managed solutions, and affiliated investment products.

Suzan Martin Hallahan is a CFP® with 28 years of industry experience and has been with LPL Financial since 2007. She is based in Dubuque, IA, and serves on the booster board of the COLTS Youth Organization, a nonprofit youth activity group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive technology and a large network of advisors.

Michael Montag is a financial advisor at OSAIC with 30 years of industry experience. He holds the CFP® and PFS™ designations and has worked at RSM McGladrey Inc since 2007. Montag serves as a board member for the East Dubuque District Library Foundation. OSAIC Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services with a focus on portfolio construction using firm-provided tools and a variety of investment options.

Sharon Meyer is a CFP® professional with 11 years of industry experience, currently serving as a financial advisor at Edward Jones in Dubuque, IA, where she has worked since 2014. She holds the Series 66 designation and participates in community activities as a board member of the River Rodeo Committee and a finance committee member for Opening Doors in Dubuque. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, access to separately managed accounts, affiliated mutual funds, and tax-efficient services, supported by a large network of financial advisors and branch offices nationwide.

Cole Schmelzer is a financial advisor with LPL Financial in Peosta, Iowa, holding Series 63 and Series 65 licenses and 18 years of industry experience. He has worked with Dupaco Community Credit Union since 2014 and previously with CUNA Brokerage Services and Global Portfolio Strategies. Outside of advising, Schmelzer is involved with Dupaco Financial Services, a business affiliated with his activities at LPL. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of investment programs and utilizes various advisory tools and platforms serving over 22,800 advisors.

Jennifer Kreeb is a financial advisor with Thrivent Investment Management in Dubuque, Iowa, holding a Series 66 designation and 21 years of industry experience. She has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2004. Outside of her advisory role, she serves on the Mount Mercy University Alumni Board and is a committee member for the Beckman Catholic Endowment Fund. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, offering broad financial planning without implementation. The firm emphasizes holistic, goal-based analyses and allows clients to combine planning with managed-account services through its WealthPlan option.

Terry Belken is a Certified Financial Planner (CFP®) with 20 years of industry experience. He is currently affiliated with LPL Financial and Dupaco Financial Services, having previously worked at Ameriprise Financial Services and Prudential Retirement Brokerage Services. He is also a notary in Dubuque, Iowa. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Henry Kinney Jr. is a financial advisor with LPL Financial based in Dubuque, IA, holding a Series 63 designation and over 36 years of industry experience. He has been with LPL Financial and its predecessor firms since 1998 and has operated RetireRight, LLC since 2019. His professional background includes involvement in the sale of non-variable insurance products and long-term care insurance through local brokerage offices. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of advisors and advanced operational tools.

Brian Greenwood is a financial advisor at Edward Jones in Dubuque, IA, holding a Series 66 designation with two years of industry experience. Prior to joining Edward Jones, he worked at the State of Wisconsin and Design Mill LLC. He is also the owner of Utilly LLC, a software-as-a-service business, where he manages customer support and software updates. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and services, supported by a large network of financial advisors and branch offices nationwide.

Bret Johnson is a financial advisor with LPL Financial in Dubuque, IA, holding a Series 66 license and 16 years of industry experience. His prior roles include positions at Ameriprise Financial Services and BFC Planning, Inc. He is also a member of Bridgewater Advisors, Inc., where he manages an advisory business. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering financial planning, model portfolio programs, third-party asset management, and institutional platforms to individuals, retirement plan participants, banks, and trust companies. The firm supports its advisors with research-driven tools and provides a broad range of advisory and non-advisory financial services.

Kevin Stevens is a CFP®-certified financial advisor with 33 years of industry experience, currently with Cetera in Dubuque, IA. He previously worked at Concourse Financial Group Securities Inc and Honkamp Krueger Financial Services, Inc., with a long tenure in various roles starting in 2002. Stevens serves as a board member for Area Residential Care and a board trustee for Dubuque County Hospital, overseeing programming, housing, and physical assets of local care facilities. Cetera Investment Advisers LLC is an SEC-registered firm that supports over 10,000 advisors nationwide, offering a range of portfolio management and retirement services to individuals, employer-sponsored plans, corporate, charitable, and institutional clients. The firm operates as a multi-manager platform with diverse program options and affiliations that influence its product offerings.

Katelyn Barton is a financial advisor with Wells Fargo Advisors in Dubuque, IA, holding a Series 66 license. She has one year of industry experience, including prior roles at Cottingham & Butler and Rachel Davis State Farm. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients, offering a broad range of financial planning services tailored to clients meeting specific net-worth thresholds. The firm emphasizes tailored recommendations supported by Wells Fargo research and provides discrete planning engagements covering diverse areas such as retirement, education, and specialized planning needs.

Brenden Dauphin is a financial advisor at LPL Financial with a Series 66 designation and two years of industry experience. Before joining LPL Financial, he worked at Ameriprise for three years and has held roles outside financial services in retail and lawn care. His background includes a variety of non-financial business activities prior to his advisory career. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management services, employing a network of over 22,800 advisors who implement both proprietary and third-party investment strategies across diverse platforms.

William Chalmers is a financial advisor with Raymond James Financial in Dubuque, IA, holding Series 63 and Series 65 credentials and 44 years of industry experience. He has worked with Raymond James Financial and its affiliates since 1986 and served for ten years on the Investment Oversight Advisory Commission for the City of Dubuque. He is also the owner of Chalmers Investment Services LLC, where he acts as an independent contractor. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools to support client goals and is noted for its municipal and public-finance work and specialized programs such as SIMPLE IRA Employer Advisory & Consulting Services.

Bart Timmerman is a financial advisor with Wells Fargo Clearing in Dubuque, IA, holding Series 63 and Series 66 credentials and 28 years of industry experience. He has worked at Wells Fargo Advisors LLC from 2009 to 2016 before joining Wells Fargo Clearing, where he has been since 2016. Outside of his advisory role, he holds power of attorney for a family member. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Lynn Schmitt is a financial advisor with LPL Financial in Dubuque, Iowa, holding a Series 66 designation and three years of industry experience. Prior to joining LPL Financial, she worked at Dupaco Community Credit Union for sixteen years. She also serves as a producer for The Achievement Group (TAG) and Back Nine, a non-variable insurance business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with a range of discretionary and non-discretionary investment strategies.

Nelson Rivera is a financial advisor at Edward Jones in Dubuque, Iowa, holding Series 63 and Series 66 licenses with 10 years of industry experience. He has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a variety of advisory programs and investment strategies, operating under a fiduciary standard and maintaining a large retail advisor network and affiliated financial services beyond advisory.