Kevin Beutel is a Series 65-licensed financial advisor with five years of industry experience. He has worked at Savvy since 2025 and previously spent over a decade at Federal Prep and Federal Prep Advisors, Inc. In addition to his advisory role, he is also an insurance agent offering fixed and indexed annuity products. Savvy provides customized discretionary and non-discretionary investment and wealth management services to individuals, trusts and estates, retirement plans, charitable organizations, corporations, and other legal entities. The firm combines an index-based core with tailored strategies such as direct indexing with tax-loss harvesting, active and passive stock portfolios, and ESG-focused models, supported by a proprietary technology platform and external sub-advisers.

Joseph Macaluso is a financial advisor at PKS Advisory Services, LLC with 13 years of industry experience. He holds Series 65 and Series 63 licenses and has been with PKS Advisory Services and Purshe Kaplan Sterling Investments since 2016. PKS Advisory Services, LLC offers financial planning, consulting, and investment management to individuals, trusts, retirement plans, charitable organizations, and other entities. The firm customizes portfolios based on client risk tolerance and time horizon, utilizing a range of investment strategies including mutual funds, ETFs, individual securities, independent managers, model portfolios, and alternative investments.

John Goldman is a financial advisor with PKS Advisory Services, LLC in Albany, NY, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked at PKS Advisory Services since 2007 and at Purshe Kaplan Sterling Investments since 1997. Outside of advisory work, he is involved in the sales and service of fixed life insurance and annuity contracts through PKS Financial. PKS Advisory Services provides financial planning, consulting, and investment management to individuals, trusts, estates, and business entities. The firm manages approximately $905 million in assets for over 4,400 clients, tailoring portfolios to risk tolerance and objectives using mutual funds, ETFs, independent managers, and individual securities, with account reviews conducted at least quarterly.

Aaron Lieberman is a CFP® professional with 23 years of industry experience currently with Modera Wealth Management, LLC. He previously worked at Marathon Wealth Management, Inc. for nine years and Wells Fargo Advisors for two years. Outside of his advisory role, he serves as power of attorney for his mother. Modera Wealth Management provides wealth management, portfolio management, retirement plan consulting, and financial planning to individuals, trusts, corporations, and plan sponsors. The firm employs a diversified asset allocation strategy based on Modern Portfolio Theory and offers integrated services including accounting, tax preparation, and business coaching.

John Rooney is a financial advisor with PKS Advisory Services, LLC in Albany, NY, holding Series 63 and Series 65 licenses and 42 years of industry experience. He has worked with PKS Advisory Services since 2007 and Purshe Kaplan Sterling Investments since 1996. PKS Advisory Services provides financial planning, consulting, and investment management to individuals, trusts, estates, and business entities. The firm manages approximately $905 million in assets for over 4,400 clients, using a blend of mutual funds, ETFs, independent managers, and individual securities tailored to clients’ risk tolerance and objectives.

Mikayla Gabriel is a financial advisor with PKS Advisory Services, LLC, holding a Series 66 designation and two years of industry experience. She has worked at World Equity Group, Inc. since 2025 and has been associated with Purshe Kaplan Sterling Investments, Inc. since 2020. PKS Advisory Services, LLC provides financial planning, consulting, and investment management services to individuals, trusts, estates, and business entities. The firm manages approximately $905 million in assets for over 4,400 clients, tailoring portfolios based on risk tolerance, time horizon, and objectives through a combination of mutual funds, ETFs, independent managers, and individual securities.

Crystal Langdon is a CFP® with 13 years of industry experience, currently serving as an advisor at AlphaStar Capital Management since 2017. Prior to this, she worked at Nepsis Advisor Services, Inc. for five years and has been president of Crystal Clear Finances, a financial planning and insurance services business, since 2008. She also engages in public speaking and coaching for various companies. AlphaStar Capital Management is a registered investment adviser managing approximately $1.84 billion for individuals, trusts, small businesses, and other entities. The firm offers discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting, utilizing strategic asset allocation and quantitative analysis through both model portfolios and custom strategies.

Harold Heintz III is a financial advisor with The Patriot Financial Group, LLC, holding a CFP® designation and Series 63 and 65 licenses. He has eight years of industry experience, with previous roles at firms including J.P. Morgan Securities LLC and New York Life Insurance Co. He also operates FLEX Financial Planning as an investment-related side business. The Patriot Financial Group serves individuals, small businesses, and retirement plans with investment management, financial planning, and consulting services. The firm uses a tailored approach incorporating multiple analysis techniques and offers diversified portfolio options, including equities, fixed income, commodities, and ETFs, with ongoing portfolio supervision and rebalancing.

Dino Macaluso is a financial advisor with PKS Advisory Services, LLC in Albany, NY, holding Series 63 and Series 65 designations and possessing 39 years of industry experience. He has been with PKS Advisory Services since 2007 and with Purshe Kaplan Sterling Investments since 1997. PKS Advisory Services, LLC provides financial planning, consulting, and investment management to individuals, trusts, estates, and business entities, managing approximately $905 million in assets for over 4,400 clients. The firm customizes portfolios based on client risk tolerance and objectives, utilizing a range of investment vehicles and conducting regular account reviews.

Joel Fishman is a financial advisor at HBW Advisory Services LLC with 24 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with several firms including Silver Oak Securities, Mountain View Advisory Services, Cetera Wealth Services, and HBW Securities. In addition to his advisory role, he is involved with Encore Estates, providing information related to wills and trusts. HBW Advisory Services manages approximately $1.75 billion in client assets, offering discretionary and non-discretionary asset management, financial planning, and consulting to individuals, families, charitable organizations, businesses, and retirement plans. The firm employs a blended investment approach using third-party money managers and model portfolios, serving a diverse client base through a high client-to-advisor ratio and a mix of retail, charitable, and institutional relationships.

Joseph Natale is a financial advisor at PKS Advisory Services, LLC with one year of industry experience. He holds the Series 66 designation and has previously worked at Purshe Kaplan Sterling Investments and Steward Partners Global Advisory. He has also been involved in educational roles at Siena College and La Salle Institute. PKS Advisory Services, LLC provides financial planning, consulting, and investment management services to individual clients, trusts, estates, and business entities. The firm manages approximately $905 million in assets for over 4,400 clients, tailoring portfolios to clients’ risk tolerance, time horizon, and objectives through a diversified approach including mutual funds, ETFs, independent managers, and individual securities.

Christopher Soltis is a CFP® professional with 19 years of industry experience, currently serving at PKS Advisory Services, LLC. His prior roles include positions at Purshe Kaplan Sterling Investments, LPL Financial, LLC, and MetLife Securities INC. Outside of finance, he is a musician partnered in a live music entertainment business and an author. PKS Advisory Services, LLC provides financial planning, consulting, and investment management services to individuals, trusts, estates, and business entities. The firm manages approximately $905 million in assets, tailoring portfolios based on client risk tolerance and objectives using a mix of mutual funds, ETFs, independent managers, and individual securities.

Joseph Mc Donald is a financial advisor at TSA Management Inc with one year of industry experience. He holds a Series 66 designation and previously worked at Halliday Financial, LLC. Outside of his advisory role, he teaches three doctorate-level online classes annually at Northeastern University. TSA Portfolio Management provides investment supervisory services to individuals, retirement, and institutional accounts, managing a broad mix of securities through discretionary and non-discretionary portfolio management with an emphasis on strategic asset allocation and tax-aware portfolio construction.

Thomas Dingley is a financial advisor with AlphaStar Capital Management and holds the ChFC® designation and Series 63 license. He has 12 years of industry experience and has worked at firms including TJD Financial Planning LLC and Mosaic Wealth Strategies Group Ltd. In addition to advisory services, he is licensed as an independent insurance agent and spends a portion of his professional time providing insurance products. AlphaStar Capital Management manages approximately $1.84 billion for individuals, trusts, small businesses, and other clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting, employing both model portfolios and customized strategies that utilize quantitative and tactical approaches.

Wyatt Yennard is a financial advisor at PKS Advisory Services, LLC with one year of industry experience. He holds Series 63 and Series 65 licenses and has worked at Purshe Kaplan Sterling Investments since 2023. Prior to his current role, he held positions across various industries including biosciences, accounting, and logistics. PKS Advisory Services, LLC provides financial planning, consulting, and investment management services to individual clients, trusts, estates, and business entities. The firm manages approximately $905 million in assets and tailors portfolios based on clients’ risk tolerance, time horizon, and objectives using a combination of mutual funds, ETFs, independent managers, and individual securities.

Zachary Mann is a financial advisor with PKS Advisory Services, LLC in Albany, NY. He holds a Series 66 designation and joined the firm in 2026. His prior experience includes roles at PKS Investments, Financial Benefits Group, United Wholesale Mortgage, and The Mather Group, along with several periods of full-time education. PKS Advisory Services, LLC provides financial planning, consulting, and investment management to individuals, trusts, retirement plans, charitable organizations, and other entities. The firm offers tailored portfolio solutions using a variety of investment vehicles and third-party models, managing assets on both discretionary and non-discretionary bases.

James Carroll is a financial advisor at Geneos Wealth Management, Inc. in Selkirk, NY, holding the ChFC® and Series 63 designations with 43 years of industry experience. He has been affiliated with Geneos Wealth Management since 2006 and has worked as James R. Carroll, CLU, CHFC, IAR since 2012. In addition to his advisory role, he acts as an independent representative with various insurance carriers for fixed products. Geneos Wealth Management serves a diverse client base including individuals, trusts, estates, pension plans, corporations, and charitable organizations, offering financial planning, investment advisory, and brokerage services. The firm employs a combination of continuous account monitoring, discretionary trading, and a range of analytic strategies, with customizable portfolios and access to third-party money managers.

George Langdon V is a financial advisor at AlphaStar Capital Management with five years of industry experience. He holds a Series 65 designation and has worked at Crystal Clear Finances, where he also sells life insurance. AlphaStar Capital Management serves individual, corporate, and retirement plan clients by providing discretionary investment management, financial planning, and subadvisory services, utilizing both strategic and tactical portfolio approaches across various asset types. The firm operates at enterprise scale with approximately 135 advisors and $2.5 billion in assets under management.

Joseph Gross is a financial advisor with International Assets Investment Management, LLC and holds a Series 66 designation. He has 24 years of industry experience, including prior roles at Bank of America and Merrill. Gross is also president of Sevenoaks Private Wealth, LLC, a private label entity for financial business. International Assets Investment Management provides advisory services to individuals, high-net-worth clients, retirement plans, corporations, and other business entities through a national network of independent investment adviser representatives. The firm emphasizes customized, long-term portfolio construction using a variety of investment vehicles and may utilize third-party money managers and wrap programs.

Mary Daoust is a financial advisor with PKS Advisory Services, LLC, holding Series 63 and Series 65 credentials and 26 years of industry experience. She has been with PKS Advisory Services and Purshe Kaplan Sterling Investments since 2010. PKS Advisory Services provides financial planning, consulting, and investment management services to individuals, trusts, estates, and business entities. The firm manages approximately $905 million in assets for over 4,400 clients, using tailored portfolios that combine mutual funds, ETFs, independent managers, and individual securities based on fundamental and technical analysis.