Sandra Bantien is a financial advisor with UBS Financial Services in Muskegon, MI, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. Her prior roles include three years at Merrill and an earlier period at UBS Financial Services before her current tenure beginning in 2015. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, providing a wide range of capital markets services and proprietary research to tailor client strategies.

Thomas Braciak is a financial advisor at Cambridge Investment Research Advisors with 45 years of industry experience. He holds the ChFC® and Series 63 designations. Prior to joining Cambridge in 2017, he was with MassMutual and MML Investor Services for 13 years. He serves as a board member of the Widowed Persons Service and participates as a citizen representative on the City of Grand Haven Economic Development Council’s Brownfield Board. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, and charitable organizations, offering financial planning, investment management, and retirement plan advisory services through a network of independent professionals. The firm provides multiple investment platforms and proprietary as well as third-party model strategies, with features such as advisor business relationships involving legal and accounting referrals and institutional support services.

Kari Arrasmith is a CFP®-designated financial advisor with 12 years of industry experience, currently with LPL Financial since 2012. She also has a teaching role at Grand Valley State University starting in 2010. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and corporations. The firm offers a variety of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Lori Vieau is a Series 66-licensed financial advisor with Raymond James & Associates, based in Muskegon, MI. She has 16 years of industry experience and has been with Raymond James & Associates since 2009. Outside of her advisory role, she has experience managing rental property. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary services, supported by a nationwide adviser network and a broad range of portfolio management styles and affiliated research.

Leonard Rowley is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 31 years of industry experience. His career includes prior roles at VOYA Financial Advisors and Cetera Wealth Services, LLC. Outside of his advisory work, he manages an apparel design business called Get Barreled Apparel. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual, corporate, charitable, and institutional clients through a network of over 10,000 advisors. The firm offers a variety of portfolio management and retirement services with a multi-manager platform that includes affiliated and third-party managers, supporting both discretionary and non-discretionary account structures.

Gavin Hansen is a financial advisor with Ameriprise in Muskegon, MI, holding a Series 66 designation. He joined Ameriprise in 2026 and has prior experience working in various roles across multiple industries, including Eagle Alloy Inc. and Walmart. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

David Conley is a financial advisor with Edward Jones in Muskegon, Michigan, holding Series 63 and Series 66 licenses. He has worked at Edward Jones since 1989, accumulating 36 years of industry experience. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, managing approximately $1.01 trillion in assets through a nationwide network of more than 23,700 advisors and over 15,000 branch offices.

Jack Mc Keough is a Senior Financial Advisor with Merrill Lynch Wealth Management, where he specializes in developing customized financial strategies tailored to clients' unique life priorities. He focuses on areas including corporate executive services, executive compensation, family wealth management strategies, institutional investment consulting, retirement income, and legacy planning. Jack's approach emphasizes understanding clients' personal perspectives to create transparent and manageable wealth plans. Jack holds a bachelor's degree from Michigan State University and is a Personal Investment Advisor (PIA). He began his career selling insurance during college before joining Merrill Lynch. As part of The Hammond, Martin and Associates Team, he collaborates with Merrill's Chief Investment Office to design investment strategies aligned with clients' financial and life goals. Outside of his professional work, Jack enjoys golfing, spending time with his family, and swimming. He is engaged and shares his home with his fiancé and their dog.

Curtis Lucas is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has also worked at JPMorgan Chase Bank, NA since 2006. He holds Series 63 and Series 65 licenses. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities.

Kevin Sandin is a financial advisor at LPL Financial with 33 years of industry experience. He holds the Series 63 and Series 65 licenses and has been with LPL Financial since 2011. Outside of his advisory role, he is involved as a trustee and beneficiary in a family trust. LPL Financial serves individual clients, retirement plans, institutions, and charitable organizations through a national network of advisors. The firm offers a range of financial planning, advisory programs, and retirement consulting services, employing both discretionary and non-discretionary management supported by research and model portfolios.

Cheryl Wilczak is a financial advisor at Stifel with 31 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Stifel Nicolaus & Co Inc since 2008. Outside of finance, she engages in photography as a hobby, selling her photos on a limited basis. Stifel serves a broad range of clients including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology from its Investment Strategy Group that uses forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and financial planning.

Jessica Joswick is a financial advisor at Edward Jones with 21 years of industry experience. She holds a Series 66 designation and has been with Edward Jones since 2007, returning to the firm in 2024 after a brief interval. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Ryan Vander Galien is a financial advisor at Edward Jones with four years of industry experience. Prior to joining Edward Jones in 2022, he worked at Newell Brands and Meijer. He holds a Series 66 designation. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets, offering a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Christopher Akselberg is a financial advisor with LPL Financial in Muskegon, MI. He holds a Series 66 designation and has been with LPL Financial since 2026. Prior to joining the firm, he worked at Frederik Meijer Gardens & Sculpture Park and Spring Lake Country Club. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party subadvisors, and various investment strategies.

Gregory De Voursney is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been in the financial services industry since 1993 and has served with Merrill since 2000. Greg focuses on creating customized investment portfolios for retirees, professionals, business owners, and other high-net-worth individuals aiming for financial independence. Greg's expertise includes personal retirement planning, portfolio management services, and retirement income strategies. He holds a Bachelor's Degree from the University of Notre Dame and has earned professional designations such as CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He emphasizes the importance of trust, relationships, and a personalized approach in delivering financial services, aiming to align investment solutions with the broader needs of his clients' lives. Outside of his professional work, Greg enjoys biking, chess, football, golfing, hiking, ice hockey, tennis, and spending time with his family. He lives in Norton Shores with his wife and three children.

Scott Deater is a financial advisor at Edward Jones with a Series 66 designation and over eight years of professional experience. Prior to joining Edward Jones in 2025, he worked at MillerKnoll for six years and held roles at GHSP and Yanfeng Automotive Interiors. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies supported by a large national network of advisors and branch offices.

James Panozzo is a financial advisor with Cetera, holding a Series 66 designation and 25 years of industry experience. He has worked at Cetera and its predecessor firms since 2007. In addition to his advisory role, he is involved with Investment Management Group, Inc. as an advisor. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers portfolio management, financial planning, and access to third-party managers through a multi-manager platform with various program options.

Madeline Command is a financial advisor at Edward Jones in Jenison, MI, holding a Series 66 designation. She has been with Edward Jones since 2023 and has three years of industry experience. Prior to joining Edward Jones, she held various roles in industries including real estate and hospitality. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies and affiliated financial products, supported by a large nationwide network of advisors and branch offices.

Lisa Kraus is a Series 66-credentialed financial advisor at Edward Jones in Muskegon, MI, with five years of industry experience. Prior to joining Edward Jones in 2021, she worked with FineLine Creative and was involved with the Muskegon Lakeshore Figure Skating Club. Outside of finance, she serves as Vice President of Event LAB, producing local festivals including Taste of Muskegon, and teaches beginner ice skating lessons at Lakeshore Skating Academy. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs and investment options, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Robert Davis is a financial advisor at LPL Financial with 23 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at H.Beck, Inc. for 12 years as well as leading Davis Financial, LLC and Grove Point Investments, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, institutions, and charitable organizations. The firm provides various advisory programs and financial planning services supported by model portfolios, research, and advanced portfolio management technologies.