Gregory Cox is a CFP® professional with over 12 years of experience in the financial industry, currently serving as an advisor at R M Davis Inc since 2021. Prior to joining R M Davis Inc, he worked at Key Bank for a decade. R.M. Davis, Inc. is an independent, SEC-registered investment adviser providing investment management, financial planning, and wealth management services to individuals, families, trusts, pension plans, corporations, and governmental entities. The firm uses a long-term, discipline-oriented investment approach with customized asset allocations and emphasizes operational governance and risk management.

Thomas Shepard is a CFP® with 30 years of industry experience, currently serving as an advisor at Flagship Harbor Advisors, LLC since 2012. He previously worked at LPL Financial and is involved in financial education through seminars at Currency Camp. Shepard is also an author, writing a book alongside his advisory work. Flagship Harbor Advisors, LLC is an SEC-registered firm serving individuals, charitable organizations, corporations, and retirement plans with investment management, financial planning, and retirement-plan consulting. The firm manages approximately $3.42 billion in discretionary assets and utilizes a multi-strategy investment approach including mutual funds, ETFs, individual securities, and separately managed accounts.

John Leonard IV is a CFP® with nine years of industry experience, currently serving as a financial advisor at R.M. Davis, Inc. He has previously worked at Spinnaker Trust and J.P. Morgan Chase Bank. R.M. Davis, Inc. is an independent, SEC-registered investment adviser managing approximately $8.15 billion in client assets as of December 31, 2025. The firm offers customized investment management and comprehensive wealth services to individuals, high-net-worth families, trusts, pension plans, corporations, and municipal entities, emphasizing a disciplined, long-term investment philosophy with a focus on governance and operational risk management.

Edward Smith is a CFP® and holds a Series 66 license, with eight years of experience in the financial services industry. He has worked at firms including Morgan Stanley Smith Barney LLC, Bank of America, Merrill, The Colony Group, and Eaton Vance Management prior to joining R.M. Davis, Inc. in 2024. R.M. Davis, Inc. is an independent, SEC-registered investment adviser offering investment management, financial planning, and wealth management services to individuals, high-net-worth families, trusts, pension plans, corporations, and governmental entities. The firm employs a long-term, discipline-oriented investment approach with customized asset allocations and manages roughly $8.15 billion in client assets.

Andrew Livingston is a CFP® and CFA® with three years of industry experience. He is currently an advisor at R M Davis Inc and previously worked at Camden National Bank and Key Private Bank. R M Davis Inc is an independent, SEC-registered investment adviser that serves individuals, high-net-worth families, trusts, pension plans, corporations, and governmental entities. The firm focuses on customized asset allocations and a disciplined, long-term investment philosophy, managing approximately $8.15 billion in client assets as of year-end 2025.

Nathan Chisholm is a financial advisor with ValMark Advisers, Inc. in Falmouth, ME, holding Series 63, 65, and 66 credentials and seven years of industry experience. He has previously worked at Gilbert Investments, Stone Coast Fund Services, and Personal Capital Advisors. Outside of ValMark, he serves as a Senior Retirement Counselor providing participant education with Lebel & Harriman LLP. ValMark Advisers serves individual and high-net-worth investors, retirement plan sponsors, and institutional clients through a broad network of advisory representatives. The firm emphasizes diversified, goal-based model portfolios and asset allocation, utilizing mutual funds, ETFs, and separate-account managers, and is known for its involvement with investment-company products and index licensing.

Nathan Waller is a financial advisor with Flagship Harbor Advisors, LLC, holding Series 63 and Series 65 licenses with 11 years of industry experience. He has worked at LPL Financial and Shepard Financial LLC in addition to his current role at Flagship Harbor Advisors. Outside of advisory work, he is a commissioned notary. Flagship Harbor Advisors, LLC is an SEC-registered firm serving individuals, charitable organizations, corporations, and retirement plans. The firm manages approximately $3.42 billion in discretionary assets and employs a diverse investment approach that includes mutual funds, ETFs, individual securities, and both fundamental and technical analysis strategies.

Russell Wood is an investment advisor with IFG Advisory, LLC, holding Series 63 and Series 66 designations and bringing 20 years of industry experience. He has previously worked at Jackson National Life Distributors and LPL Financial. IFG Advisory, LLC provides investment advisory and financial planning services to individuals, trusts, estates, corporations, and retirement plans. The firm employs a variety of investment strategies using sub-advisors, third-party models, and manages held-away assets to align with clients' financial goals.

Jill Hibyan is a CFP® professional with seven years of industry experience. She is currently with F.L. Putnam Investment Management Co., where she has worked since 2022. Her prior experience includes roles at R.M. Davis, Inc. and US Trust Bank of America. F.L. Putnam serves a diverse client base including individual investors, families, and institutions, offering investment management, financial planning, and consulting services. The firm employs a team-based approach that combines internally managed strategies and third-party managers, incorporating sustainable investing options and tax-aware rebalancing.

Timothy Malisa is a financial advisor with R M Davis Inc in Portland, Maine, holding a Series 65 designation and bringing four years of industry experience. Prior to joining R M Davis in 2022, he spent eleven years at Spinnaker Trust. Outside of his advisory role, Mr. Malisa is a partner in Nedrow Holdings LLC, an investment-related company involved in sourcing and managing certain real estate investment opportunities. R M Davis Inc is an independent, SEC-registered investment adviser serving individuals, high-net-worth families, trusts, pension plans, corporations, and governmental entities. The firm offers customized asset allocation and comprehensive wealth management services, emphasizing a long-term, discipline-oriented investment philosophy with an operational focus on governance and risk management.

Robert Stepleman is a Series 65-licensed financial advisor with Bolton Securities Corporation, bringing 13 years of industry experience. He has worked at Bolton Global Asset Management since 2013 and previously spent 23 years at the Sarasota Herald Tribune. Bolton Global Asset Management serves individual, corporate, institutional, and charitable clients with customized wealth management solutions. The firm employs multiple investment strategies and offers portfolio management on both discretionary and non-discretionary bases, emphasizing a long-term approach while accommodating various trading methods.

Christopher Klimash is a financial advisor with ValMark Advisers, Inc. in Falmouth, ME, holding a Series 66 designation and 28 years of industry experience. He has worked at ValMark since 2015, and previously held roles at RBC Capital Markets and Morgan Stanley. Klimash is also a retirement advisor at Lebel & Harriman, LLP. ValMark Advisers provides investment advisory and financial planning services to individuals, high-net-worth investors, retirement plan sponsors, and institutional clients. The firm focuses on diversified, goal-based model portfolios and asset allocation, utilizing mutual funds, ETFs, and separate-account managers, with oversight from an investment committee.

Jennifer Lebel is a financial advisor with ValMark Advisers, Inc., holding Series 63 and Series 65 credentials and 29 years of industry experience. She has been with ValMark Advisers since 2009 and Valmark Securities since 2007. Outside of her advisory role, she serves on the Board of Directors for the Animal Welfare Society, a nonprofit animal shelter in Kennebunk, ME. ValMark Advisers provides investment management, financial planning, and retirement plan advisory services to individuals, plan sponsors, and institutional clients through a network of approximately 280 investment advisory representatives. The firm offers diversified, goal-based model portfolios implemented with mutual funds, ETFs, and third-party managers, alongside proprietary platforms and fee-based planning services.

Kristina Petit is a financial advisor with Bolton Securities Corporation who holds Series 63 and Series 65 licenses and has 13 years of industry experience. She currently serves as vice president of Dow Software, LLC, where she assists with the development and promotion of client-facing software. Her work history includes roles at Bolton Global Capital and Bolton Global Asset Management. Bolton Global Asset Management is a registered investment adviser that provides asset management and financial planning services to individuals, corporations, institutions, and charitable organizations. The firm employs a variety of portfolio management strategies using mutual funds, ETFs, equities, and fixed income, emphasizing a primarily long-term approach with flexibility for other strategies.

Gregory Crupi is a financial advisor at Gradient Advisors, LLC with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Thrive Financial, AlphaStar Capital Management, Assurance Group, and Bankers Life. In addition to his advisory role, he is an owner and insurance agent at Thrive Financial, LLC. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to individuals, retirement plans, trusts, estates, charitable organizations, and businesses. The firm operates through a network of Investment Advisor Representatives and third-party money managers, using a primarily non-discretionary model that includes fundamental, technical, and cyclical portfolio analysis.

Robert Davis is a CFP® professional at R M Davis Inc with 12 years of industry experience. He worked at HM Payson & Co for four years before joining R M Davis in 2017. R M Davis, Inc. is an independent, SEC-registered investment adviser serving individuals, high-net-worth families, trusts, pension plans, corporations, and some governmental entities. The firm offers customized asset allocations across equities, fixed income, mutual funds, and ETFs, emphasizing a long-term, discipline-oriented philosophy and providing services that include trustee and trust administration as well as personal affairs management.

Timothy Wyand is a financial advisor at Flagship Harbor Advisors, LLC with 17 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked at Flagship Harbor Advisors since 2020, as well as at LPL Financial and Layline Advisors. Outside of advisory services, he is involved with Three Pines Capital, LLC, a business entity for tax and investment purposes. Flagship Harbor Advisors is an SEC-registered investment adviser serving individuals, charitable organizations, corporations, and retirement plans. The firm manages approximately $3.42 billion in discretionary assets and offers investment management, financial planning, and retirement-plan consulting through a team of around 60 advisors.

Joshua Rent is a financial advisor with LPL Financial based in Falmouth, ME, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has worked at Ameriprise Financial Services, Inc. for nine years before joining LPL Financial and Northeast Planning Associates, Inc., where he currently provides investment advisory services. LPL Financial offers advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm supports its advisors with in-house research, a variety of investment models, and a platform that integrates advisory and brokerage services alongside insurance and credit products.

Gregory Costantino is a Certified Financial Planner® with 19 years of experience in the financial services industry. He is currently with Winthrop Wealth and has held roles at Winthrop Advisory Group LLC, Financial Planning Strategies LLC, LPL Financial, Choreo, LLC, and Caturano Wealth Management, LLC. He also serves as Managing Director at Financial Planning Strategies LLC. Winthrop Wealth provides investment management, financial planning, and wealth management services to individuals, trusts, estates, business entities, retirement plans, and donor-advised funds. The firm employs a long-term, goal-based investment approach that combines in-house management with third-party sub-advisers.

Scott Mazuzan is a CFP® professional with 11 years of industry experience, currently serving at F.L. Putnam Investment Management Company since 2016. He previously worked at Gather Financial Planning in 2015. F.L. Putnam serves a diverse client base including individuals, families, and institutional investors such as foundations and family offices. The firm employs a team-based approach to investment management, offering customized strategies across equities, fixed income, and alternative investments, with options for sustainable investing and tax-aware rebalancing.