Christian Krauss is a financial advisor at Wealth Enhancement Advisory Services, LLC with a Series 65 designation and no prior industry experience. Before joining the firm, he worked as a fishing guide and sales consultant for outdoor adventure companies, including Fish and Float Alaska and Shoshone Adventure Consulting. He continues to engage in guided fishing trips as an independent contractor. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm offers comprehensive financial planning and asset management services, utilizing a combination of passive and active investment strategies guided by an internal Investment Committee.

Kyle Nicholls is a financial advisor with Commonwealth Financial Network based in South Burlington, Vermont. He holds a Series 66 designation and has 10 years of industry experience, including roles at Cuso Financial Services, L.P., Northfield Savings Bank, and Infinex Investment Inc. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, providing advisory programs, wealth management, retirement plan consulting, and operational support. The firm offers a range of managed portfolio options and investment solutions, supported by a dedicated Investment Management and Research team.

Donald Jenkins is a Series 66 licensed financial advisor with Kestra Advisory in South Burlington, VT, and has 27 years of industry experience. He has worked at Kestra Advisory since 2016 and with Kestra Investment Services, LLC since 2011. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a broad range of institutional and individual clients. The firm offers services including fiduciary consulting, plan design, employee education, and investment advice, managing approximately $79.8 billion in assets and serving clients such as sovereign wealth funds.

Amy Eroh is a CFP® professional with 18 years of industry experience, currently serving as a financial advisor at Edward Jones since 2007. She holds the Series 66 designation and is based in South Burlington, VT. Outside of her advisory role, she is the owner of Hero Energy LLC, a commercial property business. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,700 financial advisors.

Jeffrey Moulton is a financial advisor with Ameriprise, holding a Series 66 designation and bringing 24 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Outside of his advisory role, he is involved in local business activities including managing a company that owns office rental space and producing and selling firewood in his community. Ameriprise provides a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver non-discretionary, written recommendation reports. As a large institutional firm, it offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Shawn Oxford is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. He has worked with Cetera and Cetera Wealth Services since 2013. Outside of his advisory role, he serves as a trustee and treasurer for a local church, coaches high school golf, and is a board member of the Middlebury Rotary Club. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and consulting services through a multi-manager platform that includes affiliated and third-party managers, supporting both discretionary and non-discretionary account management.

Ami Howes is a financial advisor with MassMutual Investors Services in Burlington, VT, holding a Series 66 designation and 25 years of industry experience. She has been with MML Investors Services LLC and MassMutual Life Insurance Co since 2011. Outside of her advisory role, she is the CEO of Advisor Mastery International, LLC, where she coaches financial professionals on practice management. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing firm-approved software and event-driven planning programs such as divorce and estate settlement planning.

Kiernan Brisson is a financial advisor with LPL Financial based in Burlington, VT, holding Series 63 and Series 65 credentials and three years of industry experience. Prior to joining LPL Financial, he worked at Jackson National Life Distributors and has held roles at FedEx, UPS, Gray Television, and Vermont State University/Lyndon State College. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of investment adviser representatives. The firm serves individuals, retirement plan participants, banks, trust companies, and other institutions, offering a range of financial planning and investment management solutions.

Eric Krawitt is a financial advisor with Morgan Stanley in Shelburne, VT, holding Series 63 and Series 65 licenses and 32 years of industry experience. He has been with Morgan Stanley since 2009, including time at Morgan Stanley Private Bank, National Association. Outside of advising, he is involved with JD's Wine Bar LLC and serves on the board of The Foundation for the Horse in Lexington, KY. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering customized financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and combines retail and institutional services with various investment and trading activities.

Andrew Marcotte is a financial advisor with Ameriprise who holds Series 65 and Series 63 credentials and has eight years of industry experience. He has been with Ameriprise since 2015. Outside of his advisory role, he is a registered team member managing an advisory business with TrueGuidance Holdings, LLC. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides written recommendations and annual planning advice focused on dependable income and tax-aware withdrawal strategies. The firm’s approach includes collaboration between a centralized service team and advisors, using investment research and algorithmic tools to tailor retirement income solutions.

Kari Phillips is a Series 66-licensed financial advisor with Raymond James Financial in Burlington, VT, and has 20 years of industry experience. She has held roles at multiple firms including Raymond James Financial and Hickok & Boardman Capital Management, where she is also employed in a support capacity. Phillips is connected to the Hickok & Boardman Capital Management Charitable Endowment Fund. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, institutions, and charitable organizations. The firm provides tailored, non-discretionary advice supported by analytical tools and maintains unique affiliations such as a municipal advisor and specialized retirement plan consulting.

Erin Tress is a CFP® and Series 66 registered advisor with LPL Financial in South Burlington, VT, bringing five years of industry experience. Prior to joining LPL Financial in 2021, she held roles at Park Avenue Securities, Guardian Life Insurance Company, Concord Wealth Management, and Echo Global Logistics. Outside of her advisory work, she volunteers with a local income tax assistance program and serves on the board of a condominium association. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by both discretionary and non-discretionary investment strategies.

Brian Lowry is a CFP® with nine years of industry experience, currently serving as an advisor at Raymond James Financial in Burlington, VT. His prior experience includes roles at Crestwood Advisors and Raymond James entities dating back to 2016. He is a finance and investment committee member for the Burlington Country Club and serves on the board and finance committee for the Greater Burlington YMCA. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and nonprofits. The firm provides tailored, non-discretionary planning and consulting, utilizing risk profiling and modeling tools, and supports municipal and public finance work through a unique municipal advisor affiliation.

Daniel Garza is a financial advisor at LPL Financial with Series 63 and Series 65 licenses. He has less than one year of industry experience. His prior roles include work in athletics marketing at Texas Christian University and involvement with the Younglife Youth Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of advisors and a range of strategic and tactical investment approaches.

Anastasia Surmava is a financial advisor with Mass Mutual Investors Services in Burlington, VT, holding a Series 66 credential and five years of industry experience. She has been with Mass Mutual Investors Services and MassMutual Life Insurance Co since 2021. Outside of her advisory work, she is co-founder and U.S. principal of Advanz Pay, a financial technology company focused on earned wage access solutions for HR companies in government and healthcare sectors. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, emphasizing collaborative, annual client relationships and event-driven planning services.

Max Rooney is a CFP® and ChFC® with 17 years of experience in the financial services industry. He is currently affiliated with LPL Financial and Wilmington Trust, a division of M&T Bank, where he holds the position of Senior Wealth Advisor and SVP. His prior experience includes roles at People's United Advisors, Fidelity Investments, TIAA-CREF, and Northwestern Mutual Investment Management. Additionally, Rooney is a commissioned notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser that delivers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, leveraging both discretionary and non-discretionary strategies supported by various research and operational tools.

Chris O'Brien is a financial advisor with Wells Fargo Clearing, holding the ChFC® designation and Series 66 license, and has 22 years of industry experience. He previously worked at UBS Financial Services Inc. for 12 years before joining Wells Fargo Clearing in 2020. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates a range of financial products, including insurance-related vehicles and bank deposit sweep options, with both non-discretionary and discretionary service offerings.

Joseph Dieterle IV is a financial advisor at UBS Financial Services with six years of industry experience. He holds a Series 66 designation and has worked at UBS since 2020. Prior to his advisory role, he was involved with Hayden and Bros Home Maintenance for three years. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor solutions to clients’ goals.

Thomas Kazak is a financial advisor at Cambridge Investment Research Advisors with 50 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Cambridge since 2011. In addition to his advisory role, he has worked as an independent insurance agent since 1978. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing various portfolio management strategies and platform arrangements.

David Maher is a CFP® professional with 19 years of industry experience, currently with Wells Fargo Advisors since 2019. His prior experience includes roles at Wells Fargo Clearing and Wells Fargo Advisors, LLC. He is also a 50% owner of Briadoly Maher Wealth Management Group, LLC, operating as Backshore Wealth Management Group in Williston, VT, and serves as a trustee for Briadoly Maher 401K. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutions. The firm offers a broad planning menu, including niche services, using proprietary research and planning tools, with advisory and brokerage implementation options tailored to client needs.