Brendan Sedgwick is a Financial Advisor at Merrill Lynch Wealth Management. Drawing from his background in banking and wealth management, he provides personalized financial guidance focused on building trust and long-term client relationships. Brendan works closely with individuals and families to help them pursue their financial goals through tailored wealth management and planning strategies. Brendan's expertise includes college education planning, family wealth management, legacy planning, personal retirement planning, and individual and corporate investment strategies. He brings experience gained over several years in the investment and banking industry, complemented by a disciplined approach shaped by his time as a collegiate hockey player at the University of Providence. He holds a Bachelor's Degree from the University of Providence and the Personal Investment Advisor (PIA) designation. Outside of his professional role, Brendan enjoys cooking, fishing, hunting, and ice hockey.

Troy Bruce is a financial advisor with Osaic Wealth Inc. in Billings, MT, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His prior roles include positions at Ridgeline Wealth Partners, First Financial Equity Corporation, LPL Financial, and Heartland Financial. Outside of advising, he owns an LLC for purchasing residential real estate as a potential second home. Osaic Wealth serves a diverse client base including individual, high-net-worth, institutional, and charitable clients through a wide network of affiliated advisers and multiple platforms. The firm offers integrated brokerage, advisory, and financial planning services, utilizing asset-allocation tools and third-party managers to construct portfolios across various asset classes.

Krista Kananen is a financial advisor with Merrill in Billings, MT, holding a Series 66 designation and two years of industry experience. Before joining Merrill in 2024, she worked at Wipfli LLP and Valley Credit Union. She serves on the Board of Directors for Love and SONshine Ministries, a local organization providing support for pregnant teens and young mothers. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Robert Mcgarvey is a financial advisor with LPL Enterprise who holds Series 63 and Series 65 licenses and has 33 years of industry experience. His career includes long-term roles at Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise, LLC serves a broad client base including individuals, high-net-worth investors, retirement plans, and institutional entities. The firm offers financial planning, access to third-party asset managers, and model-driven investment strategies through a network of investment adviser representatives.

Adam Zwemke is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he provides goals-based wealth management strategies for individuals, as well as consulting services for corporate retirement plans, corporate funds, foundations, and endowments. Prior to joining Merrill Lynch in 2021, Adam began his career as a Water Resources Engineer for a civil engineering consulting firm. Adam holds the CERTIFIED FINANCIAL PLANNER™ certification, the Certified Plan Fiduciary Advisor® (CPFA®) designation, and holds Series 7 and Series 66 FINRA registrations. He earned a Bachelor of Science degree in Civil Engineering from Montana State University. Born and raised in Billings, Montana, Adam enjoys biking, boating, fishing, golfing, skiing, and spending time with his family. He is involved in community activities such as "Tuesdays on the Town."

Douglas Osborne is a financial advisor with Mass Mutual Investors Services based in Billings, MT. He holds the ChFC® designation and Series 63 license, with 44 years of industry experience. Osborne has been with Mass Mutual Investors Services since 1993 and has worked with MassMutual Life Insurance Company since 1972. He is also involved in fee-based insurance advising and sales of individual and group life and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars.

Todd Vralsted is a financial advisor with UBS Financial Services in Billings, MT, holding Series 63 and Series 65 licenses and 30 years of industry experience. He has worked at UBS since 2006 and concurrently with U.S. Bancorp Piper Jaffray Inc. since 2001. Outside of advising, he is a partner involved in real estate investment and development ventures. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining proprietary research and model-based asset allocations to tailor financial plans. The firm offers institutional trading capabilities alongside wealth management, operating as a broker-dealer, investment adviser, and futures commission merchant.

Denise Stanley is a financial advisor with Merrill in Billings, MT, holding a Series 66 credential and two years of industry experience. She has been with Merrill since 2016 and also works at Keystone, Inc. outside of her advisory role. Additionally, she owns and serves as president of Stanley Trucking, Inc., a trucking business inherited from her late husband. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

Scott Hatler is a CFP® with 24 years of experience in the financial services industry, currently serving as a financial advisor at UBS Financial Services since 2013. He holds Series 63 and Series 65 licenses and is based in Billings, MT. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, employing model-based asset allocations and proprietary research to tailor financial plans. The firm combines institutional trading capabilities with wealth management services and operates as a broker-dealer, investment adviser, and futures commission merchant.

Timothy Kienitz is the Resident Director at Merrill Lynch Wealth Management. He provides goals-based wealth management strategies for individuals, as well as consulting services for corporate retirement plans, corporate funds, foundations, and endowments. His work focuses on family wealth management strategies, liquidity management, personal retirement planning, portfolio management services, tax minimization, and retirement income. Before joining Merrill Lynch in 2018, Timothy began his career as a Water Resources Engineer at a civil engineering consulting firm. He holds the Chartered Financial Analyst (CFA) designation, the CERTIFIED FINANCIAL PLANNER (CFP) certification, and the Personal Investment Advisor (PIA) designation. He is also registered with FINRA Series 7 and Series 66. Timothy earned a Bachelor of Science in Civil Engineering from Montana State University. Timothy is involved with Relational Wisdom 360 and has personal interests that include camping, golfing, running, and spending time with his family.

Carina Lange is a financial advisor with LPL Financial, holding a Series 66 designation and possessing 21 years of industry experience. Her career includes roles at Cetera and First Interstate Bank, where she has been involved since 1995. She also has ongoing involvement with First Interstate Bank in Billings, MT. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a broad range of advisory and brokerage services.

Ryan Stevens is a financial advisor at UBS Financial Services with 17 years of industry experience. He holds a Series 66 designation and has previously worked at M. S. Howells & Co., Ashton Thomas Private Wealth, and Wells Fargo in various advisory roles. UBS Financial Services provides brokerage and investment advisory services to individual, corporate, and institutional clients. The firm combines institutional trading capabilities with wealth management, offering proprietary research and model-based asset allocations tailored to client goals and risk tolerances.

James Shaver is a financial advisor with OSAIC based in Billings, Montana, holding Series 63 and Series 65 licenses and possessing 38 years of industry experience. His prior affiliations include Royal Alliance Associates, Cetera Advisor Networks, and First Financial Equity Corporation. He is also involved as an insurance agent with Ridgeline Wealth Partners LLC. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisors, offering brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools and automated rebalancing to manage diversified portfolios across various asset classes.

Mark Sullivan is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and over 36 years of industry experience. He has been with Primerica Advisors since 1989 and has operated a remodeling construction business since 2001. Prior to that, he worked for Carpenters Local #82 for 25 years. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and limited discretionary separately managed account options primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure rather than fixed fees.

Brian Bentley is a financial advisor with Morgan Stanley in Billings, MT, holding Series 63 and Series 66 licenses and 25 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Outside of advising, he serves as an executor involved in estate administration. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutions. The firm offers tailored financial planning supported by structured discovery and planning tools, managing approximately $2.74 trillion in client assets.

Jesse Norman is a financial advisor at OSAIC based in Billings, MT, with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at First Financial Equity Corporation and Royal Alliance Associates, Inc. Norman is also involved in insurance sales and service through Ridgeline Wealth Partners. OSAIC serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations. The firm offers a range of integrated financial services and utilizes various tools and third-party platforms to manage portfolios across multiple asset classes.

Steven Rundle is a financial professional at Cetera with 39 years of industry experience. He previously worked at First Financial Equity Corporation for 13 years before joining Cetera Wealth Services, LLC, and Cetera. Outside of his primary roles, he is also involved with FFEC Wealth Partners in a financial services capacity. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

John Mccalla is a financial advisor with RBC Capital Markets in Billings, MT, holding Series 63 and Series 66 licenses and having 23 years of industry experience. He has worked at RBC Capital Markets since 2012 and previously spent six years at City National Bank. Outside of his advisory role, he serves as President of a local condominium association. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves individual investors, institutions, and charitable organizations with customized advisory programs. The firm offers discretionary and non-discretionary portfolio management, financial planning, and brokerage services, employing a mix of in-house and third-party investment managers and various client-tailored investment strategies.

Ryan Kallem is a financial advisor at Ameriprise in Billings, MT, holding a Series 66 designation with two years of industry experience. He has been with Ameriprise since 2018 and previously worked for the Laurel School District from 2006 to 2018. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, delivering written recommendation reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities and uses a combination of research, modeling, and algorithmic automation to generate tailored retirement income recommendations.

Lawrence Van Atta is a financial advisor with RBC Capital Markets in Billings, MT, holding Series 63 and Series 65 credentials and possessing 47 years of industry experience. He has worked at RBC Capital Markets since 2008 and is also associated with City National Bank since 2019. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers multiple advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services, using tailored strategies implemented through a combination of in-house and third-party managers.