Thomas Halloran is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 36 years of industry experience. His prior work includes positions at VOYA Financial and its advisory divisions. Outside of his advisory role, he is involved with nonprofit organizations such as Good Sports and Junior Achievement of Northern New England and is an author of a self-published children’s book. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers.

Caroline O'connor is a financial advisor at Morgan Stanley in Wellesley, MA, holding a Series 66 designation with six years of industry experience. Before joining Morgan Stanley in 2020, she worked at 1stdibs and North of Nine Communications. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutions, focusing on tailored financial planning and managing approximately $2.74 trillion in client assets. Their financial planning approach involves structured discovery and firm-approved tools, providing advisory services without individual security recommendations unless separately engaged.

Qin Zhao is a CFP® and holds a Series 66 license with six years of industry experience. Qin has worked at Charles Schwab & Co., Inc. and Charles Schwab Bank SSB since 2024, following roles at Fidelity Investments, Edward Jones, and Bank of America. Charles Schwab & Co., Inc. serves a large client base mainly composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and applies a multi-asset model portfolio approach supported by centralized custody and operational integration.

Andrew Rautenberg is a financial advisor at Morgan Stanley with 17 years of industry experience. He holds the Series 63 and Series 65 licenses and has previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a range of advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and firm-approved processes to support its advisory services.

Brent Fisk is a financial advisor at Raymond James Financial with 20 years of industry experience. He holds the Series 66 designation and has worked at firms including LPL Financial LLC, Edward Jones, and Sammons Financial Network. Fisk is also involved in a real estate rental business in Massachusetts. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public finance work through its affiliation with a municipal advisor.

Robert Berman is a financial advisor at Mass Mutual Investors Services with 18 years of industry experience. He holds a Series 66 designation and has worked at Mass Mutual Investors Services since 2017, previously serving at MetLife Securities. Berman is also involved in outside insurance activities, including disability, fixed annuities, health, and life insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses firm-approved software for goal analysis and offers event-driven planning services such as divorce and estate-settlement planning.

James Mckay is a Certified Financial Planner (CFP®) with 41 years of industry experience. He has been with Merrill since 2007 and concurrently associated with Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Colby Magliozzi is a financial advisor with Morgan Stanley in Wellesley, MA, holding a Series 66 designation. He began his advisory career in 2024 with The Bulfinch Group and joined Morgan Stanley in 2025. Prior to his advisory roles, he had experience in various positions including at Brown Brothers Harriman and James W. Flett Co., Inc. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning using firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Carter Castillo is a financial advisor with Fidelity in Framingham, MA, holding Series 63 and Series 66 licenses with one year of industry experience. Prior to joining Fidelity Investments, he held positions at companies including PepsiCo, Amazon, and Vineyard Vines. Castillo also has experience working with Arocam Sports and local recreation departments. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Michael Geary is a financial advisor at LPL Financial with over 50 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Ameriprise Financial Services, Wells Fargo Clearing, and A. G. Edwards & Sons. LPL Financial is a national broker-dealer and registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.

Sophie Barrow is a financial advisor with Mass Mutual Investors Services in Needham, MA, holding a Series 66 designation and two years of industry experience. She previously worked at Commonwealth Financial Network/Boston Wealth Strategies for six years. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides annual, collaborative planning engagements using firm-approved software and offers event-driven planning services such as divorce and estate settlement planning.

Claudia Rozas is a financial advisor at Fidelity with a Series 66 license and one year of industry experience. Her prior roles include positions at Cambridge Trust, Bank of America, and JVS Boston. She works at Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm utilizes a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across various investment vehicles.

Stephanie Izzo is a financial advisor at Morgan Stanley with 18 years of industry experience. She has been with Morgan Stanley Smith Barney since 2012. Izzo holds the Series 66 designation and is based in Wellesley, Massachusetts. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Jennifer McCarthy is a financial advisor with LPL Financial in Lexington, MA, holding Series 63, 65, and 66 licenses and bringing 27 years of industry experience. Her prior roles include positions at Horizon Wealth Partners, Christopher Pazienza, Waddell & Reed, and Amundi Asset Management. She is involved with MJM SUNSET INC, a business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, with advice delivered through a large network of investment adviser representatives.

Sean Tully is a financial advisor at Raymond James Financial with three years of industry experience. He holds a Series 66 designation and has previously worked at Bentley University and several country clubs. Sean is also an associate at North Atlantic Investment Partners, LLC, a support company related to his employer. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse range of clients, including individuals, high-net-worth individuals, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports its clients through various advisory programs.

Stephen Mccourt is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has worked extensively with Prudential Insurance Company of America and Pruco Securities, LLC from 1977 until joining LPL Enterprise in 2024. LPL Enterprise provides investment advisory and brokerage services to a broad client base including individuals, high-net-worth investors, retirement plans, and institutional entities. The firm’s investment approach is model-driven, offering access to third-party asset managers and multiple financial planning and portfolio management solutions.

Ellen Mccormack is a financial advisor with Wells Fargo Advisors in Wellesley, MA, holding Series 63, 65, and 66 credentials and 14 years of industry experience. Her career includes positions at Wells Fargo Clearing and Morgan Stanley DW Inc., with a decade spent as a stay-at-home mom. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, including specialized planning for business transitions, special needs, and divorce, supported by Wells Fargo’s research and planning tools.

Matthew Waterhouse is a financial advisor with Equitable Advisors in Wellesley, MA, holding a Series 66 designation and nine years of industry experience. He has worked at Equitable Advisors since 2017, following prior experience with AXA Advisors and four years at Boston College. Outside of his advisory role, he serves as a trustee for an immediate family member. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations through a network of Investment Adviser Representatives. The firm uses client information and risk assessments to match clients with investment program models or discretionary managers, offering access to mutual funds, ETFs, separately managed accounts, and select alternative investments.

Ashton Burnett is a financial advisor with Equitable Advisors and holds a Series 66 designation, bringing one year of industry experience. Prior to joining Equitable Advisors, Burnett worked at several organizations including Aruza Marketing and Atlantic Pure Water. Outside of financial advising, Burnett also works as a server at Maven's in Pawtucket, Rhode Island. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm’s approach involves matching clients to program models or discretionary managers, utilizing both proprietary and third-party advisory programs.

Mary Incera is a financial advisor with Ameriprise in Auburndale, MA, holding a Series 66 designation and five years of industry experience. Her prior work includes roles at State Street Global Advisors and Northeastern University. She is also involved with NET FLOWS LLC, an investment-related advisory business. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement planning through written Recommendation Reports and ongoing advice on income sources and tax-aware withdrawal strategies.