Jefferson Horn is a financial advisor with Empower Advisory Group in Stoughton, MA. He holds Series 63 and Series 65 credentials and has five years of industry experience, including prior roles at Charles Schwab & Co., GWFS Equities, and Fidelity Brokerage Services. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm emphasizes long-term portfolio returns and integrates its services with Empower’s recordkeeping and administrative platforms.

Kimberly Flynn is a CFP®-designated financial advisor at Cerity Partners LLC with 25 years of industry experience. Her prior roles include positions at Carson Wealth, CWM, LLC, Prudential Insurance Company of America, and Klarity Financial. Cerity Partners provides customized wealth management services to a diverse national client base, including individuals, families, trusts, business entities, and institutional investors. The firm employs tailored asset allocation, manager selection, and proprietary quantitative screens alongside third-party managers and individual securities to build client programs.

Jose Estrada is a financial advisor with VOYA Financial Advisors, Inc. based in Boston, MA. He holds a Series 66 designation and has three years of industry experience, including prior roles at Fidelity Investments. Outside of finance, he has involvement with the Old Irish Social Club. VOYA Financial Advisors, Inc. serves a diverse client base including individual and institutional clients such as retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm provides a variety of financial services including planning, portfolio management, wrap programs, and plan-sponsor consulting, with a focus on recommendation-based, non-discretionary advisory relationships.

Brandon Lappin is a financial advisor at Focus Partners Wealth, LLC in Boston, MA. He holds a Series 65 designation and began his advisory career with Focus Partners in 2022. Prior to joining the firm, he was a college student from 2017 to 2021. Focus Partners Wealth, LLC provides wealth advisory and investment management services to individuals, families, retirement plans, institutions, and businesses. The firm employs a long-term investment approach that emphasizes tax- and fee-sensitivity within an enhanced open architecture framework combining active and passive strategies.

Francis Leonard is a financial advisor with Voya Financial Advisors, Inc. based in Boston, MA, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has been with Voya Financial Advisors since 2014 and also operates as an independent insurance agent and partner in Heritage Retirement Planning. Leonard provides advisory services focused on retirement income planning, including work with pre-retirees and retirees. Voya Financial Advisors, Inc. serves a diverse clientele including individual and institutional investors, offering financial planning, portfolio management, and consulting services through various program structures. The firm emphasizes recommendation-based advice with a majority of assets held in non-discretionary arrangements.

Clifford Caplan is a CFP® with 45 years of industry experience, currently serving at Caplan Wealth Partners and Commonwealth Financial Network. He has been associated with Commonwealth Equity Services, Inc. since 1981. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that supports a national network of approximately 2,900 advisors and manages about $212.7 billion in client assets through a mix of managed-account programs, third-party asset managers, and custodial services.

Michael Flynn is a financial advisor at Voya Financial Advisors, Inc. based in Boston, MA. He holds Series 65 and Series 63 licenses and has one year of industry experience. Prior to joining Voya, he worked at Fidelity Investments for two years. Outside of his advisory role, Flynn is affiliated with the Dedham Country & Polo Club. Voya Financial Advisors, Inc. serves a wide range of clients including individual investors, retirement plan sponsors, charitable organizations, and corporations. The firm provides various services such as financial planning, portfolio management, and plan-sponsor consulting, offering advice primarily through non-discretionary programs and multiple affiliated investment solutions.

Allison Wooten is a financial advisor with Integrated Wealth Concepts LLC, holding Series 65 and Series 63 licenses and bringing four years of industry experience. She has worked at several firms including LPL Financial, Wells Fargo Advisors, Truist Investment Services, and BB&T Securities. Wooten also provides administrative support to Integrated Financial Partners, an independent advisory firm. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, using customized portfolios with a long-term approach combined with shorter-term trades for rebalancing.

Jonathan Stuart is a CFP®-certified financial advisor with 17 years of industry experience, currently serving at Schwab Wealth Advisory Inc. since 2021. His prior experience includes roles at Northwestern Mutual Investment Services and Windhaven Investment Management. He is also a trustee of Worcester Academy, contributing to the school's strategic direction. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations within the Schwab ecosystem. The firm uses standard asset allocation models and research tools while leaving final trading decisions to clients.

Colleen Richards is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 licenses and possessing 11 years of industry experience. She has worked with Ameritas Advisory Services since 2021 and with Ameritas Investment Corp since 2012. Additionally, Richards has been involved with Daniel J. Galli & Associates since 2009, where she also serves as office manager. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individuals, charitable and corporate entities, and retirement plans. The firm offers a range of services including fee-based asset management, retirement-plan advisory, and fiduciary advice, utilizing model portfolios, third-party sub-advisers, and custom strategies.

Tess Coutu is a financial advisor with Voya Financial Advisors, Inc. in Boston, MA. She holds Series 63 and Series 65 licenses and has three years of industry experience. Prior to joining Voya, she held roles at John Hancock and its affiliated entities. Voya Financial Advisors serves a diverse client base including individuals, institutions, retirement plan sponsors, and charitable organizations. The firm offers services such as financial planning, portfolio management, and plan-sponsor consulting, primarily delivering advice through recommendation-based, non-discretionary arrangements.

Kristen Noonan is a financial advisor at Capital Analysts with two years of industry experience. She holds a Series 66 designation and previously worked at Citizens Bank and Citizens Securities, Inc. Outside of her advisory role, she serves as a sales assistant for Triple V, Inc., doing business as Marshall Wealth Management. Capital Analysts serves a diverse client base including individual investors, retirement plans, trusts, and corporate clients. The firm provides discretionary and non-discretionary portfolio management supported by an in-house Investment Management & Research team and offers various advisory and investment options tailored to client needs.

James Fisher is a financial advisor with Voya Financial Advisors, Inc. based in Boston, MA, holding Series 63 and Series 65 licenses and possessing four years of industry experience. His prior roles include positions at Edelman Financial Engines, Merrill, Bank of America, Fidelity Investments, and New England Wealth Management. Outside of advisory roles, he was involved with the Fisher Charitable Foundation for five years. Voya Financial Advisors serves individual and institutional clients, including retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm offers services such as financial planning, portfolio management, and plan-sponsor consulting, delivering advice primarily through non-discretionary recommendations across multiple program structures.

Christopher Holcombe is a CFP® professional with 11 years of experience in the financial industry. He has been with Highmount Capital since 2013. Holcombe is based in Boston, MA, and is currently affiliated with Brown Advisory. Brown Advisory provides investment management and advisory services to a diverse client base, including high net worth individuals, institutional investors, and charitable organizations. The firm employs a bottom-up, fundamental research approach and offers a range of strategies including discretionary portfolio management, OCIO solutions, and family office advisory.

Amy Scarborough is a financial advisor at TIAA‑CREF with 20 years of industry experience. She holds Series 63 and Series 66 licenses and has been with TIAA and TIAA‑CREF since 2012. Outside of her advisory role, she is involved in real estate appraisal activities, assisting with home inspections, photography, and report preparation. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients connected through TIAA-administered employer retirement plans. The firm utilizes a fiduciary advisory model that separates point-in-time planning from ongoing discretionary management, offering both model and customized portfolios.

Paul Mckenna IV is a financial advisor with T. Rowe Price Advisory Services, Inc. based in Boston, MA. He holds the CFP® designation and has 20 years of industry experience, including prior roles at Franklin Distributors LLC, ClearBridge Investments LLC, and Legg Mason & Co LLC. T. Rowe Price Advisory Services provides retirement-focused financial planning and investment management primarily for individual investors and households, utilizing proprietary mutual funds and ETFs within model portfolios.

Leo Pandolfi is a financial advisor with Cerity Partners LLC in Boston, MA. He holds a Series 65 designation and has been with Cerity Partners since 2025. Prior to this, he held roles including self-employment and work with the Fulbright Association. Cerity Partners is an SEC-registered investment adviser serving a diverse client base ranging from individuals and families to institutions and foundations. The firm provides a range of services including investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, with a focus on diversified asset allocation and customized portfolios.

Griffin Knowlton is a financial advisor at Rockefeller Financial LLC with 16 years of industry experience. He holds the Series 66 designation and previously worked at UBS Financial Inc. for 12 years before joining Rockefeller Financial in 2021. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm provides discretionary and non-discretionary portfolio management, financial planning, and consulting, and operates as a registered broker-dealer offering placement and investment banking services alongside its investment management capabilities.

Kristopher Tedeschi is a financial advisor at &Partners with 18 years of industry experience. He holds a Series 66 designation and has previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Tedeschi serves as a trustee for a business partner outside of his advisory role. &Partners serves a broad mix of individual and institutional clients, providing investment management, financial and tax planning, ERISA 3(21) consulting, retirement-plan participant discretionary management, and brokerage services. The firm employs a variety of investment strategies and utilizes both proprietary and third-party managers within its dual registration as a registered investment adviser and broker-dealer.

Connor O'Toole is a financial advisor with Voya Financial Advisors, Inc. in Boston, MA. He holds Series 63 and Series 66 licenses and has three years of industry experience. Prior to joining Voya Financial Advisors, he worked at Fidelity Investments for three years. Outside of his advisory role, O’Toole is involved in the hospitality sector as a bartender at O’Tooles Pub. Voya Financial Advisors serves a diverse client base including individual investors, retirement plan sponsors, charitable organizations, corporations, and high-net-worth clients. The firm provides financial planning, portfolio management, wrap programs, and consulting through various program structures, often delivering non-discretionary recommendations.