Maxwell Grafton is a CFP® and holds a Series 66 license with six years of industry experience. He is currently with Voya Financial Advisors, Inc. and has previously worked at Fidelity Investments, Merrill, Presidio, General Security, and Fiduciary Investment Advisors. Outside of finance, he was involved with Spanky's Clam Shack and Seaside Saloon for two years. Voya Financial Advisors, Inc. provides investment advisory, brokerage, financial planning, and retirement plan services to a diverse client base that includes individuals, charitable organizations, corporations, and plan sponsors. The firm uses a mix of model portfolios and manager-driven sleeves and combines an advisory platform with an active broker-dealer distribution model and an extensive affiliate network.

Anne Kelly is a financial advisor with Empower Advisory Group in Boston, MA, holding Series 63 and Series 65 credentials and 31 years of industry experience. She previously worked at Putnam Investments Putnam Retail Management for 32 years and has held roles at Empower Retirement and First Republic. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms, offering both point-in-time financial plans and optional managed account solutions.

David Beatty is a CFP® and Series 65 credentialed advisor with 29 years of industry experience. He is currently with Cerity Partners LLC and has held prior roles at First Trust Direct Indexing LP, Entwood Holdings LLC, Veriti Management LLC, and Daintree Advisors LLC. Cerity Partners LLC is an SEC-registered investment adviser serving a diverse client base including individuals, families, trusts, estates, corporations, and institutional investors. The firm offers a range of services such as investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, with a focus on customized, diversified portfolios and a broad set of affiliated capabilities.

Stewart Staunton is a financial advisor at Rockefeller Financial LLC with seven years of industry experience. He holds a Series 66 designation and has previously worked at Wells Fargo Clearing and Rockefeller & Co. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm provides discretionary and non-discretionary portfolio management, financial planning, and consulting, and operates as a registered broker-dealer offering securities transactions, variable insurance products, and placement and investment banking services.

David Chapin is a financial advisor at Guardian Life with one year of industry experience. He holds a Series 66 designation and has worked at Guardian Life, Park Avenue Securities, Equitable Advisors, and Corebridge Financial. He is affiliated with Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, which provides brokerage, financial planning, and investment advisory services to individuals, retirement plans, charitable organizations, and corporations. The firm offers a range of discretionary and non-discretionary investment solutions, including proprietary and third-party models, and integrates insurance products as part of its service offerings.

Jeffrey Covitz is a financial advisor at Janney Montgomery Scott with seven years of industry experience. He holds Series 65 and Series 63 licenses. His prior experience includes roles at Epg Incorporated and Stoneham Bank before joining Janney Montgomery Scott. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a broad client base including individuals, families, trusts, estates, corporate and retirement plan sponsors, and charitable and municipal clients, offering brokerage services, financial planning, consulting, and multiple advisory programs.

Christopher Kheirallah is a financial advisor with Voya Financial Advisors, Inc. He holds the Series 66 designation and has been in the industry since 2026. Prior to joining Voya, he had brief tenures at Bank of America, Merrill, and Dagher Financial LLC. Voya Financial Advisors, Inc. serves individual clients across wealth segments, employer-sponsored retirement plans, and charitable and corporate clients. The firm offers financial planning, portfolio management through various programs, and brokerage and insurance product distribution, delivering advice through a combination of affiliated and third-party strategies.

Kimberly Flynn is a CFP®-designated financial advisor at Cerity Partners LLC with 25 years of industry experience. Her prior roles include positions at Carson Wealth, CWM, LLC, Prudential Insurance Company of America, and Klarity Financial. Cerity Partners provides customized wealth management services to a diverse national client base, including individuals, families, trusts, business entities, and institutional investors. The firm employs tailored asset allocation, manager selection, and proprietary quantitative screens alongside third-party managers and individual securities to build client programs.

Jose Estrada is a financial advisor at Voya Financial Advisors, Inc. with three years of industry experience. He holds a Series 66 designation and has previously worked at Fidelity Investments. His background also includes roles outside finance, such as involvement with the Old Irish Social Club and Baby Delight Inc. Voya Financial Advisors, Inc. serves a range of clients including individuals, employer-sponsored retirement plans, and charitable organizations. The firm provides financial planning, portfolio management, third-party manager access, and brokerage and insurance products through a mix of advisory and broker-dealer services.

Brandon Lappin is a financial advisor at Focus Partners Wealth, LLC in Boston, MA. He holds a Series 65 designation and began his advisory career with Focus Partners in 2022. Prior to joining the firm, he was a college student from 2017 to 2021. Focus Partners Wealth, LLC provides wealth advisory and investment management services to individuals, families, retirement plans, institutions, and businesses. The firm employs a long-term investment approach that emphasizes tax- and fee-sensitivity within an enhanced open architecture framework combining active and passive strategies.

Francis Leonard is a financial advisor at VOYA Financial Advisors, Inc. in Boston, MA, holding Series 63 and Series 65 licenses with 35 years of industry experience. He has been with VOYA Financial Advisors since 2014. Outside of advisory work, Leonard operates as an independent insurance agent and is a partner at Heritage Retirement Planning, providing services related to insurance and investment products. VOYA Financial Advisors, Inc. offers investment advisory, brokerage, financial planning, and retirement plan services to individuals, charitable organizations, corporations, and plan sponsors. The firm employs a mix of model portfolios and manager-driven strategies, supporting both discretionary and non-discretionary accounts, and integrates an advisory platform with an active broker-dealer distribution model.

Clifford Caplan is a CFP® with 45 years of industry experience, currently serving at Caplan Wealth Partners and Commonwealth Financial Network. He has been associated with Commonwealth Equity Services, Inc. since 1981. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that supports a national network of approximately 2,900 advisors and manages about $212.7 billion in client assets through a mix of managed-account programs, third-party asset managers, and custodial services.

Michael Flynn is a financial advisor with Voya Financial Advisors, Inc. in Boston, MA, holding Series 63 and Series 65 licenses. He has one year of industry experience and previously worked at Fidelity Investments. Voya Financial Advisors, Inc. serves individual clients, employer-sponsored retirement plans, and charitable and corporate clients, providing financial planning, portfolio management, and brokerage services through a range of affiliated and third-party investment strategies.

Allison Wooten is a financial advisor with Integrated Wealth Concepts LLC, holding Series 65 and Series 63 licenses and bringing four years of industry experience. She has worked at several firms including LPL Financial, Wells Fargo Advisors, Truist Investment Services, and BB&T Securities. Wooten also provides administrative support to Integrated Financial Partners, an independent advisory firm. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, using customized portfolios with a long-term approach combined with shorter-term trades for rebalancing.

Jonathan Stuart is a CFP®-certified financial advisor with 17 years of industry experience, currently serving at Schwab Wealth Advisory Inc. since 2021. His prior experience includes roles at Northwestern Mutual Investment Services and Windhaven Investment Management. He is also a trustee of Worcester Academy, contributing to the school's strategic direction. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations within the Schwab ecosystem. The firm uses standard asset allocation models and research tools while leaving final trading decisions to clients.

Colleen Richards is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 licenses and possessing 11 years of industry experience. She has worked with Ameritas Advisory Services since 2021 and with Ameritas Investment Corp since 2012. Additionally, Richards has been involved with Daniel J. Galli & Associates since 2009, where she also serves as office manager. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individuals, charitable and corporate entities, and retirement plans. The firm offers a range of services including fee-based asset management, retirement-plan advisory, and fiduciary advice, utilizing model portfolios, third-party sub-advisers, and custom strategies.

Tess Coutu is a financial advisor at Voya Financial Advisors, Inc. with three years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at John Hancock and its related entities. Voya Financial Advisors, Inc. provides investment advisory, brokerage, financial planning, and retirement plan services to a diverse client base, including individuals, charitable organizations, corporations, and plan sponsors. The firm offers a range of advisory programs combining model portfolios and manager-driven strategies, and operates both discretionary and non-discretionary investment options.

James Fisher is a financial advisor with Voya Financial Advisors, Inc. in Boston, MA, holding Series 63 and Series 65 licenses and four years of industry experience. His prior roles include positions at Edelman Financial Engines, Merrill, Bank of America, Fidelity Investments, and New England Wealth Management. From 2019 to 2024, he was involved with the Fisher Charitable Foundation. Voya Financial Advisors, Inc. serves individual clients, employer-sponsored retirement plans, and charitable and corporate clients, offering financial planning, portfolio management, and brokerage and insurance products. The firm combines advisory services with broker-dealer activities, utilizing model portfolios, affiliated and third-party strategies, and a range of managed account programs.

Christopher Holcombe is a CFP® professional with 11 years of experience in the financial industry. He has been with Highmount Capital since 2013. Holcombe is based in Boston, MA, and is currently affiliated with Brown Advisory. Brown Advisory provides investment management and advisory services to a diverse client base, including high net worth individuals, institutional investors, and charitable organizations. The firm employs a bottom-up, fundamental research approach and offers a range of strategies including discretionary portfolio management, OCIO solutions, and family office advisory.

Amy Scarborough is a financial advisor at TIAA‑CREF with 20 years of industry experience. She holds Series 63 and Series 66 licenses and has been with TIAA and TIAA‑CREF since 2012. Outside of her advisory role, she is involved in real estate appraisal activities, assisting with home inspections, photography, and report preparation. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients connected through TIAA-administered employer retirement plans. The firm utilizes a fiduciary advisory model that separates point-in-time planning from ongoing discretionary management, offering both model and customized portfolios.