David Friedman is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and having 20 years of industry experience. His prior roles include long-term positions at Prudential Insurance Company of America and Pruco Securities, LLC. He also serves as a power of attorney for his immediate family’s estate and works as an employee benefits broker and property and casualty insurance agent. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, as well as institutional clients such as retirement plans and charitable entities. The firm employs a model-driven investment approach, offers access to third-party asset managers and wrap programs, and maintains a notable presence in non-securities products and affiliated insurance services.

Brad McIntyre is a Financial Consultant currently working at Fidelity Investments since 2021. He focuses on assisting individuals, families, and businesses in pursuing their financial goals through a holistic financial planning process that involves understanding clients' needs, goals, and concerns to develop tailored plans and provide guidance. Brad has extensive experience in the financial services industry, having served as a Wealth Management Advisor at TIAA CREF from 2013 to 2020, a Financial Advisor at Morgan Stanley from 2011 to 2013, and a Financial Advisor at Citi Smith Barney from 2005 to 2011. He holds a California Insurance License. Outside of his professional work, Brad has interests in the beach, cars, concerts, food, pets, and yoga.

Gregory Shirinian is a financial advisor with Morgan Stanley in Paramus, NJ, holding Series 63 and Series 66 licenses with nine years of industry experience. His career includes roles at Morgan Stanley Private Bank and Morgan Stanley since 2018, as well as prior experience at JPMorgan Chase Securities and Hennion & Walsh, Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services based on a structured discovery process and firm-approved tools.

Rashidah Polius is a Planning Consultant specializing in developing customized financial plans tailored to the needs of individuals and families. She collaborates closely with clients to review and implement holistic strategies that address both current and future financial goals. Rashidah emphasizes ongoing engagement with her clients to ensure their financial plans remain aligned with their evolving needs. Outside of her professional work, she has interests in fitness and traveling.

Jane Donnelly is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 35 years of industry experience. Her prior roles include positions at Ameriprise, Edward Jones, and Federated Investment Counseling. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Joseph Prizzi is a financial advisor with Raymond James & Associates holding a Series 66 designation and one year of industry experience. He previously worked at B Riley Wealth Management and was involved with Montclair State University and The Godfather of East Hanover. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional and pension plans, and charitable organizations, offering financial planning and consulting services with a range of portfolio management styles and research resources.

Scott Russell is a financial advisor at OSAIC with 52 years of industry experience and holds the ChFC® and Series 63 designations. Prior to joining OSAIC in 2025, he worked for Lincoln Financial Advisors for 10 years. He is also active as a board member in an investment-related capacity and offers various insurance products including long-term care and disability insurance. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a broad network of advisers and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services, utilizing tools such as asset-allocation models, risk-tolerance questionnaires, and third-party managed account solutions.

Laura Babilonia is a financial advisor at Charles Schwab with 16 years of industry experience. She holds Series 66 and Series 63 designations and has worked with Charles Schwab since 2022, following 15 years at TD Ameritrade. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, supported by multi-asset model portfolios and research from the Schwab Center for Financial Research.

Randall Egan is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has been with Cetera and its affiliates since 2005 and operates the Egan Wealth Management Group as a DBA. Cetera Investment Advisers LLC serves a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various program structures and third-party managers.

Laura Lamond is a financial advisor at UBS Financial Services with 21 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Merrill Lynch for 12 years before joining UBS in 2022. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Edward Lang is a financial advisor with Ameriprise in Ramsey, NJ, holding a Series 63 designation and 29 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory work, Lang is involved with the Paramus Rotary Club and serves as Director of Veteran’s Affairs, organizing events such as Bingo games at the Paramus Veteran’s Home and participating in community activities like the Paramus 4th of July Parade. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement who meet specific asset criteria, providing written recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies through a centralized consulting team. The firm combines research, modeling, and tax-efficiency analysis, with an emphasis on assets held in Ameriprise Managed Accounts and uses algorithmic tools overseen by a Retirement Income Oversight Committee to generate and tailor recommendations.

Ryan Mctigue is a financial advisor at Fisher Investments with 12 years of industry experience. He holds the Series 66 designation and has worked at Fisher Investments since 2017, following a year at Ameriprise Financial Services. Fisher Investments serves a global mix of institutional and private clients, offering discretionary portfolio management across equities, fixed income, and blended mandates. The firm employs a centralized investment approach managed by an Investment Policy Committee and incorporates tax-aware strategies and risk management techniques in its portfolios.

Ernest Escobar is a financial advisor with LPL Financial in Mahwah, NJ, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. His prior roles include positions at JP Morgan Securities and JP Morgan Chase Bank. Outside of advising, he is a co-owner of BE Method, LLC, an e-commerce sales business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by advanced research tools and a large network of representatives.

Jenna Cuenca is a financial advisor with Morgan Stanley in Paramus, NJ, holding a Series 66 designation and six years of industry experience. Her career includes roles at Charles Schwab Bank, Charles Schwab, TD Ameritrade, and TD Bank. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and sophisticated modeling tools. The firm manages approximately $2.74 trillion in client assets and serves clients both directly and through corporate financial planning arrangements.

Stephanie Kokot is a Series 66-licensed financial advisor with 11 years of industry experience. She has worked at Merrill and Bank of America, N.A. before joining UBS Financial Services in 2017. She is based in Paramus, NJ. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to client goals.

Nancy Legg is a financial advisor at Morgan Stanley in Paramus, NJ, holding a Series 66 designation with 14 years of industry experience. She has been with Morgan Stanley since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutions, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers services that incorporate structured planning tools and market simulations.

Craig Bartlett is a CFP® professional with 31 years of industry experience. He currently works at OSAIC and previously spent 30 years with Lincoln Financial Advisors Corporation. Bartlett has authored a chapter on generational wealth planning in an educational book and manages several business entities related to financial planning, insurance, and consulting. OSAIC serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisors and multiple advisory platforms. The firm employs various tools such as asset-allocation models and automated rebalancing and offers access to third-party managers and unified managed accounts.

Bradley Dawson is a financial advisor with Morgan Stanley in Paramus, NJ, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Konica Minolta, HomeGoods Inc., and the University of North Carolina at Wilmington. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and research.

Ryan O'neil is a Wealth Management Advisor with Merrill Lynch Wealth Management and The Whaley Cornwell Group, a position he has held since 2012. He provides wealth management services to a select group of clients, including successful individuals, multi-generational families, corporate executives, small business owners, and foundations/non-profit organizations. His work focuses on developing long-term financial strategies tailored to meet retirement and legacy goals, as well as addressing unforeseen personal and business financial challenges. Ryan's areas of expertise include education planning, services for endowments, foundations, and non-profits, legacy planning, liquidity management, personal retirement planning, philanthropic planning, portfolio management, socially responsible and ESG investing, tax minimization, and retirement income. He emphasizes a transparent and disciplined approach to wealth management, fostering client relationships based on trust, service, and commitment. He earned a Bachelor of Arts degree in Economics and Business from Lafayette College, where he also served as captain and quarterback of the football team. In 2017, Ryan attained the CERTIFIED FINANCIAL PLANNER4 certification, awarded by the Certified Financial Planner Board of Standards, Inc. He resides in Wyckoff, New Jersey, with his wife and two children. His personal interests include basketball, football, golfing, running, and spending time with his family.

Viviana Pardo is a financial advisor with UBS Financial Services in Paramus, NJ, holding a Series 66 designation and 10 years of industry experience. She has been with UBS Financial Services since 2013. Outside of her advisory work, she owns Get It Together, LLC, a bookkeeping and filing services business. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor client plans. The firm operates with institutional trading capabilities alongside wealth management services.