Debra Barnes is a financial advisor at RBC Capital Markets with 24 years of industry experience. She holds the Series 66 designation and has worked at RBC Capital Markets since 2019, previously spending 20 years at Merrill. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individuals, institutions, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, custody, and brokerage services, tailoring strategies to clients’ risk profiles with a range of investment management options.

Lindsey Galanti is a financial advisor with Morgan Stanley in Morristown, NJ, holding a Series 66 designation and 16 years of industry experience. She has been with Morgan Stanley Smith Barney since 2011 and has worked at Morgan Stanley Private Bank, N.A. since 2021. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs, focusing on tailored financial planning and utilizing firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and offers services both directly to individuals and through corporate financial planning agreements.

Krista Li is a financial advisor at Morgan Stanley in Morristown, NJ, holding a Series 66 designation with one year of industry experience. She previously worked at Goldman Sachs Ayco, Advantage Xpo, and several accounting firms including KPMG LLP, Ernst & Young, and Deloitte. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs with a focus on tailored financial planning supported by structured processes and firm-approved tools.

Thomas Rocco is a Wealth Management Advisor with Merrill Lynch Wealth Management. He joined the firm in 2010, bringing a comprehensive understanding of the financial challenges and opportunities faced by corporate executives and private business owners. Thomas focuses on providing personalized wealth management strategies, emphasizing transparent communication and a thorough understanding of his clients’ aspirations and concerns. His approach involves translating complex financial concepts into clear, accessible advice to help clients pursue their goals, whether achieving near-term milestones, sustaining retirement lifestyles, or planning for future generations. Thomas holds a CERTIFIED FINANCIAL PLANNER® designation, along with credentials such as CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned master’s degrees from the University of California Berkeley and Columbia University, as well as a bachelor’s degree from the University of Tennessee System. His client focus encompasses areas including divorce transition planning, executive compensation, equity compensation services, retirement income, socially responsible investing, and small business strategies. In addition to his professional work, Thomas contributes to his community by serving as a financial literacy instructor for NORWESCAP. Outside of his advisory practice, he enjoys fishing, football, music, reading, spending time with his family, surfing, tennis, and yoga.

David Light is a financial advisor with Ameriprise, holding Series 63 and Series 65 credentials and bringing 20 years of industry experience. He has been with Ameriprise and its related entities since 2007. Outside of his advisory role, he serves as a trustee on the board of Katies House, a nonprofit organization. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Jacob Greenberg is a financial advisor at Raymond James Financial Services Advisors, Inc. with two years of industry experience. He holds a Series 66 designation and previously worked at PwC for seven years. Outside of his advisory role, he serves as Vice President for two companies offering sales and advisory services as well as insurance products in Morristown, NJ. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and nonprofit clients. The firm offers tailored, non-discretionary planning and supports municipal and public finance work through a unique advisory affiliation.

Chelsea Chiswick is a financial advisor with Equitable Advisors, holding a Series 66 designation and 10 years of industry experience. She has worked at Equitable Advisors since 2016, previously affiliated with AXA Advisors, LLC. Outside of her advisory role, she has experience working at the Flemington-Raritan Diner. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management. The firm delivers services through a network of Investment Adviser Representatives using a variety of third-party asset management programs and fiduciary services.

Daniel Bierals is a financial advisor at OSAIC with 33 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Osaic Wealth, Inc. since 2023, following prior roles at World Equity Group and New England Securities. He is also president of Bierals Wealth Management, LLC and is involved in insurance sales as an independent contractor. OSAIC serves a wide range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, managed portfolios, and retirement plan consulting. The firm emphasizes model-based asset allocation and portfolio optimization supported by technology and maintains a complex affiliate network.

Sean Quigley is a financial advisor at Morgan Stanley with seven years of industry experience. He holds a Series 66 designation and has previously worked at Securian Financial Services, Allied Wealth Partners, Minnesota Life Insurance, and the Financial Accounting Foundation, among others. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and investment modeling techniques.

Matthew Tomko is a financial advisor at Morgan Stanley in Morristown, NJ, holding Series 63 and Series 65 licenses with two years of industry experience. His work background includes roles at Morgan Stanley since 2022 and prior positions at Premini Events, Hollywood Golf Club, and Fairmount Country Club. He has also held teaching roles at Fairleigh Dickinson University and Lyndhurst High School. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and modeling techniques.

Alexandra Goldenberg is a financial advisor at Merrill with seven years of industry experience and a Series 66 designation. She previously worked with the Hopatcong Board of Education and TGI Fridays. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, pension plans, corporations, and charitable organizations.

Sara Kazarian is a financial advisor with Robert W. Baird & Co. and holds Series 63 and Series 66 registrations. She has 27 years of industry experience, having previously worked at Stifel, Nicolaus & Company, Wells Fargo Clearing, and Morgan Stanley. She is part of The DDK Group, a team within Baird’s Private Wealth Management department that serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of services including financial planning, portfolio management, separately managed account programs, and brokerage services, supported by internal research and manager oversight.

Connor Brady is a financial advisor with Morgan Stanley in Morristown, NJ, holding a Series 66 designation and six years of industry experience. His prior roles include positions at Eaton Vance Management, Eaton Vance Distributors, Cantor Fitzgerald, and Morgan Stanley Smith Barney. Outside of his advisory work, he is employed as a caddie at Somerset Hills Country Club. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery and firm-approved tools, utilizing proprietary modeling techniques without providing individual security recommendations as part of standalone plans.

Jeffrey Valle is a financial advisor at Equitable Advisors in Morristown, NJ, holding Series 63 and Series 65 licenses with 33 years of industry experience. He has worked at Equitable Advisors and its predecessor AXA Advisors since 1999. He is the sole owner and managing partner of The Falcon Financial Group LLC, an outside insurance business. Equitable Advisors serves individual and institutional clients with financial planning, retirement plan consulting, and asset management programs, utilizing a network of Investment Adviser Representatives and a variety of third-party advisory models.

Sangeetha Senthil is a financial advisor at Morgan Stanley with six years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Wells Fargo Clearing and UBS Financial Services. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a wide range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs structured financial planning tools, including Monte Carlo simulations and secular return estimates, while generally acting in an advisory capacity for plans.

Adam Nicot is a financial advisor at Wells Fargo Advisors with 14 years of industry experience. He holds the Series 66 designation and has worked at Wells Fargo Advisors since 2022, following six years at Wells Fargo Clearing and a year at Allspring Funds Management, LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and fee-based financial planning services, utilizing Wells Fargo research and planning tools to develop tailored recommendations across various specialized planning areas.

Edward Doyle is a CFP®-designated financial advisor with LPL Financial, where he has worked since 1989, totaling 46 years of industry experience. He is based in Florham Park, NJ. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, and institutional platforms, supported by a large network of advisors and extensive operational resources.

Edwin Kulawiak II is a financial advisor at Cetera with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Cetera and related entities since 2001. In addition to his advisory role, he owns and operates a tax practice, Nerenberg & Kulawiak, Inc., where he provides income tax preparation, business bookkeeping, payroll preparation, and tax and business consulting services. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and consulting services, utilizing a multi-manager platform with various program options and affiliations supporting its scale and product offerings.

Eric Woo is a CFP® with 32 years of experience in the financial industry, currently with RBC Capital Markets, where he has worked since 2018. His prior experience includes positions at Bank of America and Merrill. Outside of his advisory work, he is the owner of CrashDummies LLC, a for-profit business that involves selling items on various online platforms. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers multiple advisory programs with customizable portfolio management solutions using a combination of in-house and third-party managers.

Taulant Cela is a financial advisor with Wells Fargo Clearing, holding Series 63, Series 65, and Series 66 credentials and 19 years of industry experience. He worked at J.P. Morgan Securities for 10 years before joining Wells Fargo Clearing in 2022. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader set of financial product offerings than typical large institutional advisers.