Eric Lorenz is a financial advisor with Equitable Advisors in Moorestown, NJ, holding Series 63 and Series 65 licenses and having 25 years of industry experience. His prior work includes roles at Voya Retirement Insurance and Annuity Company, Voya Financial Advisors, GWN Securities, and ABCO Federal Credit Union. Outside of advisory work, he is an independent agent involved in the sales and service of fixed insurance products and serves as executor and power of attorney for a family member. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and asset management access through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model that integrates advisory and brokerage/insurance channels to deliver tailored client solutions.

Jay Weinberg is a financial advisor at LPL Financial with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Wells Fargo Clearing and Wells Fargo Advisors LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting through a national network of investment adviser representatives.

Albert Heaton Jr. is a financial advisor with LPL Financial in Trevose, PA, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. He has been with LPL Financial since 2012. Outside of his advisory role, Heaton serves as an ice hockey referee and has participated in market research studies. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and third-party research.

Steven Smith is a financial advisor with Edward Jones, holding a Series 66 designation and nine years of industry experience. He has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and provides a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Joseph Baylouny is a financial advisor with LPL Financial, holding a Series 66 designation and 26 years of industry experience. He previously worked at Wells Fargo Advisors and Wells Fargo Clearing before joining LPL Financial in 2020. Outside of his advisory role, he serves as an assistant coach at Camden Catholic High School in Cherry Hill, NJ. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by model portfolios, third-party subadvisors, and research.

Joseph Dehn is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2014 and 2015, respectively. Outside of his advisory role, he manages a family bank account under a power of attorney. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools such as Secular Return Estimates and Monte Carlo simulations as part of its financial planning process.

Nicholas Annicchiarico is a financial advisor at Fidelity with five years of industry experience. He holds a Series 66 designation and has worked at Fidelity Investments since 2022, with prior experience at Equity Services Inc, National Life Group, Kelloggs, Lowes, and Arcadia University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios including mutual funds, ETFs, and ETPs, with distinctive features such as its registration as a commodity pool operator and use of AI in research.

Seth Diener is a financial advisor with LPL Financial in Newtown, PA, holding Series 63 and Series 66 designations and bringing 23 years of industry experience. Before joining LPL Financial in 2018, he worked at Nationwide Securities, LLC for 10 years and James Barton Agency for 14 years. He is also involved in a marketing services business called Oak and Stone Marketing. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by in-house and third-party research, with both discretionary and non-discretionary management options.

Jasmine Richardson is a financial advisor at RBC Capital Markets with seven years of industry experience. She holds the Series 66 designation and has previously worked at UBS Financial Services and Cenlar. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies implemented through in-house and third-party managers, supported by RBC’s extensive capital-markets capabilities.

Kenneth Hager II is a financial advisor at Ameriprise with 23 years of industry experience. He holds Series 66 and Series 63 credentials and has worked at Ameriprise since 2018, as well as previously at Financial Engines Advisors L.L.C. from 2016 to 2018. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides tailored recommendation reports and ongoing advice focused on income reliability and tax-aware withdrawal strategies.

Thomas Seiler is a financial advisor with Raymond James & Associates in Newtown, PA, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with Raymond James & Associates since 2011. Outside of his advisory role, he is listed as the owner of an LLC established for the purchase of a trademark. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Karlie Lorenz is a Wealth Management Advisor at Merrill Lynch Wealth Management. She holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP) and CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), and has earned a bachelor's degree from James Madison University. Karlie is also affiliated with the professional organization Alpha Phi Omega. Karlie specializes in comprehensive financial planning, encompassing areas such as college education planning, family wealth management strategies, LGBT wealth planning, personal retirement planning, portfolio management, socially responsible investing, tax minimization, and retirement income planning. She emphasizes building deep personal relationships with clients to understand their financial goals and values, providing strategies aligned with their needs. Her approach includes consideration of risk, cash flow, tax strategy, insurance, and estate planning to help clients make informed decisions. In addition to her professional work, Karlie is involved in community organizations including First Choice Home Health and Hospice, Make Your Mark on Madison, and UrbanPromise Trenton. Her personal interests include boating, camping, cooking, gardening, interior decorating, music, painting, reading, spending time with family, and traveling.

Derek Mathews is a Certified Financial Planner (CFP®) with 22 years of experience in the industry. He has been with UBS Financial Services since 2013, working in Newtown, PA. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, offering fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management services to provide comprehensive financial solutions.

Daniel Rosenthal is a financial advisor at LPL Financial with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at LPL Financial since 2023. Prior to this, he spent 20 years at Cetera and has been operating Rosenthal & Co, PA CPAs since 1982, where he provides tax preparation and accounting services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, providing both discretionary and non-discretionary management supported by model portfolios and research.

Mark Oberlander is a financial advisor with Cambridge Investment Research Advisors holding Series 66, Series 65, and Series 63 designations and has 18 years of industry experience. His prior affiliations include Madison Avenue Securities, Mass Mutual Investors Services, and Metropolitan Life Insurance. Outside his advisory work, he works as a bartender at Killamey’s Pub. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base with financial planning, investment management, retirement plan advisory, and financial wellness services. The firm offers multiple investment implementation strategies through a network of independent Financial Professionals and maintains proprietary models as well as access to third-party managers.

Neal Oberto is a CFP®-certified financial advisor with 11 years of industry experience, currently with OSAIC since 2023. He previously worked at FSC Securities Corp for eight years. Outside of his advisory role, he is also licensed as a life insurance agent and assists with financial planning activities under James R. Potoka. OSAIC serves a diverse client base including individual and institutional investors, offering integrated brokerage and advisory services through a large network of affiliated advisers. The firm employs a range of asset-allocation tools and supports both discretionary and non-discretionary portfolio management across multiple investment types.

Wayne Campbell is a financial advisor at LPL Financial with 43 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services with both discretionary and non-discretionary management options.

Rozaliya Grigoryeva is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and five years of industry experience. She previously worked at Lincoln Financial Advisors Corporation, State Farm, and Geico. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients including individuals, retirement plans, and institutions through a national network of investment adviser representatives. The firm provides various advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios and research from multiple sources.

William Rappo is a financial advisor at Equitable Advisors with six years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Axa Advisors, Ditech Financial, and the University of Maryland. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm utilizes a hybrid referral and implementation model and offers both advisory and brokerage channels to implement client recommendations.

Alyssa Kaminski is a financial advisor with Ameriprise in Marlton, NJ, holding a Series 66 designation and three years of experience at the firm. Her prior work includes roles at Bancroft Neurorehab, Thomas Jefferson University Hospital, Brooks Rehabilitation, and Drexel University. Ameriprise offers retirement-income planning services primarily for clients with substantial investable assets, combining research, modeling, and tax-efficient strategies to produce personalized recommendation reports. The firm serves a wide client base through advisory, brokerage, and insurance solutions typical of large institutional firms.