Craig Hyldahl is a financial advisor with Equitable Advisors in Edison, NJ, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with Equitable Advisors since 1999, including its predecessor Axa Advisors. Hyldahl is also a Certified Divorce Financial Analyst and provides financial analysis and retirement planning services to divorcing individuals through a collaborative law group. Equitable Advisors serves a diverse client base, including individual investors, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset management programs. The firm utilizes a range of advisory models through third-party managers and provides ERISA fiduciary services, emphasizing various investment vehicles such as mutual funds, ETFs, and alternative investments.

Thomas Zubrycki is a financial advisor with LPL Financial in Morristown, NJ, holding Series 63 and Series 66 licenses and over 40 years of industry experience. His career includes roles at Merrill, Morgan Stanley, and Edward Jones, among others. He is also involved with Affinity Federal Credit Union. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory services and investment options supported by research and technology, with a platform that includes access to third-party managers and customized strategies.

Fernando Daveiga is a financial advisor at Cetera with 15 years of industry experience. He holds a Series 66 designation and previously worked at LPL Financial LLC and Kestra Financial Services. Outside of advising, he serves as president of the board of trustees for a homeowner's association in Madison, New Jersey. Cetera Investment Advisers LLC serves a wide range of clients including individuals, employer-sponsored retirement plans, corporate and charitable accounts, and institutional clients. The firm offers diverse investment platforms, combining affiliated and third-party managers with discretionary and non-discretionary portfolio management.

Lisette Artiga is a financial advisor with Wells Fargo Clearing holding a Series 66 designation and four years of industry experience. Her prior work includes roles at Bank of America, Merrill, and experience outside finance such as positions at the Cheesecake Factory and New Jersey City University. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients, operating with more than 14,000 financial advisors and approximately $671 billion in assets under management.

David Echeverri is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds the Series 66 designation and previously worked at Bleakly Financial Group and JPMorgan Chase Bank, N.A. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research, using forward-looking capital market assumptions to develop model asset allocations.

Thomas Schulte is a financial advisor at Merrill with 35 years of industry experience. He holds Series 63 and Series 66 designations. His prior work includes eleven years at First Empire Securities, Inc. and a year at E D & F Man Capital Markets Inc. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Conor Kelly is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 designation and previously worked at Morgan Stanley and JPMorgan Chase Bank, N.A. Outside of finance, he has managed operations at Universal Lacrosse and Allendale Bar & Grill. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research to build model asset allocations, with an emphasis on ESG considerations and a range of derivatives and commodities capabilities.

Lee Giordano is a CFA® charterholder with 28 years of industry experience, currently serving as a financial advisor at UBS Financial Services since 2016. Prior to joining UBS, he worked for Imperial Capital Asset Management LLC from 2009 to 2014. Outside of his advisory role, Giordano is a licensed real estate referral associate and holds an elected position on the Republican County Committee in Westfield, New Jersey. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, utilizing proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, offering a broad range of financial products and capital markets solutions.

Daniel Flynn is a financial advisor with Equitable Advisors, holding a Series 66 designation and 24 years of industry experience. He has been with Equitable Advisors since 2002, including time when the firm operated as Axa Advisors. Flynn also conducts business under the name Diligence Financial Group. Equitable Advisors serves a wide range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and various asset management programs delivered through a network of investment adviser representatives and third-party managers.

Paul Hansen is a financial advisor with Morgan Stanley in Short Hills, NJ, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with Morgan Stanley since 2009 and also works with Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he is involved in instruction and maintains an interest in dog-related recreational activities. Morgan Stanley Wealth Management offers a broad range of advisory programs to both individual and institutional clients, providing tailored financial planning supported by firm-approved tools and market modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides planning services that emphasize a structured discovery process without delivering individual security recommendations as part of standalone plans.

Salvatore Rosamilia is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in providing personalized wealth management strategies that address a broad range of client needs, including college education planning, divorce transition planning, legacy planning, liquidity management, managing new wealth, personal retirement planning, small business strategies, sports and entertainment, and retirement income. Salvatore emphasizes developing financial strategies tailored to each client's individual goals and adapting to evolving market conditions. Salvatore holds an Associate's Degree from Columbia University and maintains the Personal Investment Advisor (PIA) designation. He has a long-standing commitment to the community, demonstrated by 15 years of volunteer work with the Ironbound Soccer Club and the Salvation Army Boys & Girls Club. Outside of his professional activities, Salvatore enjoys baseball, golfing, music, refereeing, soccer, and spending time with his family.

Christopher Marlar is a financial advisor with Raymond James Financial in Morristown, NJ, holding Series 63 and Series 65 licenses with 27 years of industry experience. He previously worked at Ladenburg Thalmann Asset Management and Ladenburg Thalmann & Co., Inc. Since 2021, he has also been associated with 1792 Wealth Advisors in a non-owner advisor role. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutions. The firm provides tailored, non-discretionary planning and consulting using analytical tools to support client goals and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Joram Manyatta is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and bringing 23 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and offers a range of investment options supported by Wells Fargo Investment Institute research and third-party analytics.

Douglas Roberts is a financial advisor at Edward Jones with 32 years of industry experience. He holds the CFP® designation along with Series 63 and Series 65 licenses and has been with Edward Jones since 2003. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm provides a range of advisory programs and investment strategies, operates under a fiduciary standard, and manages approximately $1.01 trillion in assets with a nationwide network of more than 23,700 advisors.

Frank Vigilante is a financial advisor with Merrill in Bedminster, NJ, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. He has been with Merrill since 2015 and has worked at Bank of America, N.A. since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Henry Hug is a financial advisor at UBS Financial Services with 25 years of industry experience. He holds the Series 66 designation and has been with UBS Financial Services Inc. since 2013. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor strategies to clients’ goals and risk tolerances.

Lauren Gaylord is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. She holds Series 65 and Series 63 licenses and has been with J.P. Morgan Securities since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm employs a centralized due diligence process combining quantitative and qualitative research, and its recommendations may incorporate an ESG eligibility framework.

Stephen November is a financial advisor with Wells Fargo Clearing in Basking Ridge, NJ. He holds Series 63 and Series 65 designations and has 30 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Gregory Pace is a financial advisor at Morgan Stanley with a Series 66 designation and one year of industry experience. Prior to joining Morgan Stanley, he held positions at LPL Financial, NYLife Securities LLC, Keller North America, and New York Life Insurance Company. He also spent 22 years with Local 825 Operating Engineers. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs focused on tailored financial planning using structured discovery and firm-approved tools.

Christopher O'Grady is a Vice President and Financial Consultant at Fidelity Investments, where he has been serving since 2015 in various capacities and assumed his current role in 2023. He partners with individuals and families to create financial strategies aimed at avoiding common pitfalls before and throughout retirement. Prior to his tenure at Fidelity Investments, Christopher held positions as a Financial Advisor at Morgan Stanley and held senior roles in equity derivatives at NYC X-Change Financial Access LLC and Elevation LLC. He holds a California Insurance License.