Ujwala Kale is a financial advisor at PNC Wealth Management with nine years of industry experience. She holds Series 63 and Series 66 licenses. Her prior experience includes roles at Wells Fargo Bank and Santander Securities. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a discreet online discretionary account pilot available to select employees. The firm employs algorithm-driven model selection and uses approved mutual funds and ETFs for portfolio implementation.

Kristen Bitterly is a financial advisor at Citigroup Global Markets with 21 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Citigroup since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, providing a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and offers both discretionary and non-discretionary programs, supported by internal oversight and risk management processes.

Robert Hercek is a financial advisor at Citigroup Global Markets with 16 years of industry experience. He holds Series 63, Series 65, and Series 66 credentials. His prior experience includes roles at USAA Financial Advisors, USAA Investment Management Company, and Merrill. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs, combined with a range of execution and custody services.

Hunter Gimbel is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has been with Hornor, Townsend & Kent and Penn Mutual Life Insurance Co since 2016. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a broad network of advisors, offering financial planning, advisory programs, and retirement plan consulting. The firm operates both advisory and broker-dealer services, providing a range of account management options and maintaining relationships with third-party asset managers.

Ahmad Abu Adas is a financial advisor at Citigroup Global Markets with 11 years of industry experience. He holds a Series 66 designation and has worked at Citigroup since 2017, following prior roles at PNC Investments LLC and PNC Bank. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm implements multi-asset, multi-manager strategies through both discretionary and non-discretionary programs and maintains institutional-scale capabilities including in-house research and derivative services.

Edward Barrett is a financial advisor at Hornor, Townsend & Kent, LLC with 36 years of industry experience. He holds a Series 63 designation and has worked at Penn Mutual Life Insurance Co and National Life Insurance Co, among other firms. Barrett is also the managing partner of a multi-line insurance brokerage, 1847Financial, where he oversees recruitment, sales, and servicing of various insurance products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory programs, financial planning, and retirement plan consulting. The firm combines advisory services with broker-dealer capabilities, offering both discretionary and non-discretionary account options supported by third-party asset manager relationships.

Paula Angeles Martinez is a financial advisor with Citigroup Global Markets, holding a Series 66 credential and eight years of industry experience. She has worked at Citi Bank NA since 2017 and previously at Citi Banamex from 2010 to 2017. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles, including operating as a swap dealer and futures commission merchant.

Joseph Attanasi Jr. is a financial advisor with Lincoln Investment, holding a Series 63 designation and with 32 years of industry experience. He has been with Lincoln Investment Planning, Inc. since 1994. Outside of his advisory role, he serves as secretary and treasurer of a men's bowling league, managing league records and finances. Lincoln Investment Planning, LLC is an enterprise advisory and broker-dealer serving a diverse client base, including individuals, high-net-worth investors, trusts, charities, and retirement plans. The firm offers financial planning, portfolio management, and uses an in-house Investment Management & Research team to develop strategic and adaptive model portfolios, providing both advisor-led and firm-managed investment solutions.

Jimmy Benzaquen is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 66 licenses and 20 years of industry experience. He has worked at Citigroup since 2017 and at Deutsche Bank Securities Inc. since 2014. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and broker-dealer services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs and leverages its institutional scale alongside unique market roles such as swap dealing and futures commission merchant activities.

Frederick Hess is a financial advisor at Citigroup Global Markets with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Citigroup Global Markets since 2007. The firm serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and broker-dealer services. Citigroup Global Markets is notable for its large institutional scale, multi-asset investment strategies, and unique market roles including in-house research and acting as a swap dealer and futures commission merchant.

Roger Greff is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. His prior roles include positions at Penn Mutual Life Insurance Company, Pruco Securities, LLC, and The Prudential Insurance Company of America. He also serves as a sales manager for multi-line insurance at Primary Financial and 1847 Financial, managing insurance sales and service for multiple carriers including Penn Mutual Life Insurance Company. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs, financial planning, and retirement plan consulting. The firm operates a dual-registered platform combining advisory and broker-dealer services with substantial assets under management and utilizes third-party asset managers to tailor client portfolio strategies.

Michael Remak is a financial advisor at Citigroup Global Markets with 24 years of industry experience. He holds a Series 66 designation and has been with Citigroup Global Markets and Citibank since 2010. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs, execution, and custody services. The firm employs multi-asset, multi-manager strategies and operates with significant institutional scale, including in-house research and unique market roles such as swap dealing and futures commission merchant services.

Craig Durso is a financial advisor at Citigroup Global Markets with seven years of industry experience. He holds Series 63 and Series 65 licenses and has been with Citigroup since 2016. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and operates with institutional scale alongside specialized market roles such as a swap dealer and futures commission merchant.

Thomas Shearer is a financial advisor at Oppenheimer with 14 years of industry experience. He holds the Series 63 and Series 66 designations. His prior experience includes roles at Goldman, Sachs & Co., Morgan Stanley, The Marquee Group, and ICR, as well as a position outside finance at S.M. Heating & Air Conditioning, Inc. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, and charitable organizations. The firm offers a range of investment programs and advisory services, including discretionary and non-discretionary portfolio management, consulting, and retirement planning.

Candis Best is a CFP® and ChFC® credentialed financial advisor with four years of industry experience, currently with Eagle Strategies (NY Life). She has previously worked with Reveal Wealth and NYLife Securities LLC, and holds a role as a volunteer in the NYS Attorney Emeritus program. Eagle Strategies serves a wide range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailoring recommendations to client objectives and manages most assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Justin Pollack is a financial advisor at Citigroup Global Markets with 21 years of industry experience. He has been with Citigroup Global Markets since 2007 and previously worked at Citicorp Investment Services. Pollack holds the Series 66 designation. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains institutional-scale operations including in-house research and derivatives services.

Emma Cramm is a CFP® and holds a Series 66 license, with nine years of experience in financial advisory roles. She has worked at Goldman Sachs & Co. LLC since 2023 and previously spent six years at Raymond James Financial Services Advisors, Inc., as well as experience with Cadent Capital, LLC. Goldman Sachs Wealth Services advises a diverse client base including individual investors, corporate participants, executives, and institutional clients. The firm provides comprehensive financial planning and portfolio management, leveraging strategic allocation models and offering access to specialized programs and alternative investments, supported by a range of fee arrangements and integrated resources across the Goldman Sachs network.

Zachary Visconti is a financial advisor at Oppenheimer with one year of industry experience. He holds the Series 66 designation and has previous work experience at Jacobs Solutions, Fordham University, and the Metropolitan PGA. He was also employed by South Orangetown Central School District for six years. Oppenheimer is a registered investment adviser and broker-dealer that serves individuals, corporations, pension plans, charitable organizations, and pooled investment vehicles. The firm offers a range of advisory programs spanning equity, balanced, and fixed-income portfolios, utilizing both discretionary and non-discretionary management approaches.

Wingyan Chan is a financial advisor with HSBC Securities (USA) Inc. based in Brooklyn, NY, holding Series 63 and Series 66 designations and with 12 years of industry experience. He has been with HSBC Securities (USA) Inc. and its affiliate HSBC Bank USA, N.A. since 2016. In addition to his role as a registered representative, he is also a bank officer for HSBC Bank (USA) N.A., engaging in the sale of bank-related products and services. HSBC Securities (USA) Inc. offers managed account programs for individuals, retirement accounts, charitable organizations, and corporations, utilizing a range of client-directed and discretionary programs. The firm combines strategic and tactical asset allocation with third-party fund due diligence and ongoing monitoring, serving a diverse client base through an SEC-registered advisory and broker-dealer platform.

Robert Haskins Jr. is a financial advisor at Citigroup Global Markets with a Series 66 designation and one year of industry experience. His prior roles include positions at REX Shares LLC, the Chicago Bears, and academic institutions such as the University of Southern California and the University of Virginia. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and combines large institutional scale with unique market roles such as acting as a swap dealer and futures commission merchant.