Thomas Dougherty is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has worked at Cetera and its affiliates since 2021 and previously with VOYA Financial Advisors for seven years. Dougherty is an owner of Blue Chip Financial and serves on the boards of the Ancient Order of Hibernian, The Spirt of Huntington Art Center, and the LIEG business networking group. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large nationwide network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through multiple program structures, with over $256 billion in assets under management.

Brandon Cruz is a financial advisor at Merrill with Series 63 and Series 66 licenses and one year of industry experience. His work history includes roles at Bank of America, Aegis Capital Corp, and National Income Life Insurance. Prior to his financial services career, he worked in the solar industry and private investigation, and he previously operated an LLC to receive 1099 commission payments. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Susan Whitcomb is a CFP®-certified financial advisor with 31 years of industry experience, currently with Ameriprise since 2020 and previously with Ameriprise Financial Services, Inc. from 2005 to 2020. She holds Series 63 and Series 65 licenses and is based in Asharoken, NY. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Jeffrey St. Simon is a financial advisor with Equitable Advisors holding a Series 66 designation and three years of industry experience. His prior work includes roles at Toshiba Business Solutions, Memorial Sloan Kettering, and Prompt Business Solutions. Equitable Advisors serves individuals across a range of wealth levels, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset-management programs. The firm’s approach involves assessing client risk tolerance and matching them to appropriate program models or discretionary managers, utilizing both proprietary and third-party investment solutions.

Justin Culhane is a financial advisor at Morgan Stanley with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley Private Bank since 2015, also working with Morgan Stanley Smith Barney LLC since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers advisory programs and financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and models as part of its planning process.

Charles Rosenbaum is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and 23 years of industry experience. His prior roles include positions at Commonwealth Financial Network and Principal Life Insurance Company. Outside of advisory work, he is the owner of Advanced Corporate Solutions Ltd., a private entity focused on insurance business activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing both proprietary and third-party strategies across various account types.

Cole Block is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in providing wealth management services that focus on retirement planning, investment management, liquidity, concentrated wealth, real estate, and estate and legacy planning. Cole works closely with individuals, families, business owners, and real estate owners to understand their financial situations and goals. With seven years of experience in financial services, Cole holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He graduated from Syracuse University in 2019 with a bachelor's degree. Cole emphasizes building lasting relationships through personalized financial planning, thoughtful conversations, and a clear understanding of each client's priorities. Outside of his professional work, Cole enjoys fitness, football, basketball, boating, gardening, and spending time at the lake in New Hampshire during summer.

Scott Burns is a financial advisor with Merrill in Melville, NY, holding a Series 66 designation and 13 years of industry experience. He has worked with Merrill since 2003 and is also associated with Bank of America, N.A. since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party teams.

Mark Harris is a financial advisor with Osaic, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. for eight years and Investors Capital Corp. for ten years. Harris is also involved in selling insurance as part of his comprehensive client advice. Osaic Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, managed portfolios, and retirement plan consulting. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization supported by risk-tolerance analysis and rebalancing tools.

James Davis is a financial advisor with Equitable Advisors and holds the Series 63 and Series 66 licenses. He has 29 years of industry experience, having previously worked at VOYA Financial Advisors, Voya Financial Partners, and TD Ameritrade. He is also associated with The BlackOak Group, LLC. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to a broad client base, including individuals, pension plans, corporations, and charitable organizations. The firm utilizes a range of advisory models, often delivered through third-party sponsors, and offers ERISA fiduciary services through credentialed Investment Adviser Representatives.

Andrew Hawson is a Series 65-credentialed financial advisor with LPL Financial, where he has worked since 2008. He has 44 years of industry experience. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning, asset management, and institutional platforms, supporting advisors with model portfolios, third-party subadvisors, and technology tools.

John Luisi is a financial advisor at Wells Fargo Advisors in Melville, NY, with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Wells Fargo Advisors since 2015. Luisi is also the owner of AML Strategic Capital Inc., an investment-related business based in West Islip, NY. Wells Fargo Advisors is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services and integrates advisory services with other financial products and referral channels.

Claire Fitz is a CFP® and holds a Series 66 license with 11 years of industry experience. She has worked at Ameriprise since 2020 and previously held roles at UBS Financial Services from 2015 to 2020. Fitz is also involved with Certainty of Uncertainty, LLC, an advisor-owned entity focused on managing her practice. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to provide tailored recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Christopher Mancini is a financial advisor with Mass Mutual Investors Services, holding Series 65 and Series 63 licenses and bringing 29 years of industry experience. His career includes 28 years at Pruco Securities, LLC, followed by roles at MassMutual Life Insurance Co and Mass Mutual Investors Services since 2025. He is also involved in outside insurance sales and owns two small business entities that provide administrative support. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring engagements as annual collaborative relationships that focus on goals-based recommendations rather than specific product selections.

Martin Ganzekaufer is a financial advisor with Wells Fargo Advisors in Melville, NY, holding Series 63 and Series 65 credentials and over 32 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2009. Ganzekaufer also has ownership interests in several investment-related entities. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services and develops tailored recommendations using proprietary research and tools, with implementation options available through brokerage or advisory programs.

Donald Blumberg Jr. is a CFP® certificant and Series 66 license holder with six years of industry experience. He is currently affiliated with LPL Financial and has previous experience at IC Advisory Services Inc., Comprehensive Financial, and The Investment Center Inc. He also worked outside the financial sector briefly at Local Burger Bay Shore. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, utilizing both discretionary and non-discretionary strategies supported by research and technology tools.

Albert Althaus is a financial advisor at LPL Financial with 44 years of industry experience. He holds the ChFC® designation and has worked at LPL Financial since 2018. Prior to that, he spent 13 years at Invest Financial Corporation and has been president of Creative Professional & Executive Planning Corp., an investment and insurance agency, since 1975. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning and investment management through diverse strategies and utilizes advanced advisor support tools alongside a broad range of financial services.

Stephen Abbott is a financial advisor with Mass Mutual Investors Services, holding the ChFC® designation along with Series 63 and Series 66 licenses. He has 22 years of industry experience, including prior roles at LPL Financial and Cuna Mutual group. Abbott is involved in an investment-related activity through Teachers Investment Services. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser offering financial planning, asset management, and educational programs to individuals, business owners, trusts, and charitable organizations. The firm structures planning engagements as annual relationships using firm-approved tools to analyze client goals and develop written recommendations.

Douglas Aber is a financial advisor with Ameriprise Financial Services, holding a Series 63 designation and 31 years of industry experience. He has been with Ameriprise since 2017, including prior work at Wells Fargo Clearing. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Larry Kessler is a financial advisor with Cetera, holding a Series 63 designation and bringing 28 years of industry experience. He previously spent 28 years at Avantax Advisory Services and operates Larry Kessler Accounting & Tax Service. Kessler also serves on the boards of the New York Society of Independent Accountants and the Independent Association of Accountants of Brooklyn, assisting in speaker recruitment on tax law topics. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.