William Fagan Jr. is a financial advisor with OSAIC in Downingtown, PA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His prior firms include Lincoln Financial Advisors Corporation and Wells Fargo Clearing. Outside of his advisory role, he is also an insurance agent offering accident and health insurance, disability insurance, annuities, health savings accounts, and life insurance. Osaic Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients, providing brokerage and advisory services through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization, offering a range of strategies and third-party manager options supported by extensive technology and due diligence.

Urszula Dabrowski is a CFP® with 18 years of industry experience and has been with The Vanguard Group, Inc. since 2016. She is based in Malvern, PA, and holds the Series 63 designation. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios largely composed of Vanguard funds and ETFs, leveraging its scale and digital platform to serve hundreds of thousands of clients.

Martin Patrick D'Amico is a financial advisor at LPL Financial with 10 years of industry experience. He holds the Series 66 designation and previously worked at Boenning & Scattergood for seven years. Outside of his financial advisory role, he is a business owner of Cigars Unlimited, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Kenneth Rush is a financial advisor with Vanguard Advisers, holding a Series 66 designation and six years of industry experience. His prior roles include positions at Equitable Advisors and AXA Advisors, as well as work at St Davids Golf Club. He is currently employed by The Vanguard Group, Inc., the parent company of Vanguard Marketing Corporation. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios primarily focused on Vanguard funds and ETFs.

Victor Bozadjian is a financial advisor at Vanguard Advisers with seven years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at Wells Fargo Bank and Wells Fargo Clearing Services. Outside of his advisory role, he serves as Treasurer on the board of the nonprofit Knights of Vartan-Ardashad, Inc. and works in direct care roles for two home healthcare services. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible retirement plan participants, using a goal-based, algorithm-driven approach that incorporates proprietary methodologies and Vanguard funds. The firm’s large scale and digital delivery model support a high client-to-advisor ratio and a range of customizable portfolio options.

Joseph Furey is a CFP® professional with nine years of industry experience, currently serving as an advisor at Vanguard Advisers in Malvern, PA. His prior experience includes roles at Bryn Mawr Trust Advisors, Charles Schwab, UBS Financial Services, and JP Morgan Chase Bank. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs, offering a range of customization options and tax-aware features.

Adam Strodel is a CFP® with 19 years of industry experience and has worked at The Vanguard Group since 2008. He is based in Malvern, PA, and holds a Series 63 license. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with personalized asset allocations primarily constructed from Vanguard funds and ETFs, serving a large client base through its digital platform and extensive advisor team.

Elizabeth Garnto is a financial advisor at Vanguard Advisers with 22 years of industry experience. She holds Series 63, 65, and 66 licenses and has worked at firms including Beirne Wealth Consulting Services, Stifel, and Ryan Beck & Co. She maintains a Life and Health Insurance license, though it is inactive. Vanguard Advisers serves retail investors and employer-sponsored retirement plan participants through automated and human-supported investment advice, using a goal-based and algorithm-driven approach to create personalized portfolios primarily constructed from Vanguard funds and ETFs.

Hannah Collins is a financial advisor with Vanguard Advisers, holding a Series 66 designation and one year of industry experience. Prior to joining Vanguard, she worked at Raymour & Flanigan for five years and has held positions in various other organizations, including The Devereux Foundation and Ferrells Classic Inc. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach utilizing proprietary models to tailor asset allocations, primarily using Vanguard funds and ETFs, and manages a large client base through a combination of digital platforms and advisor support.

Mindi Marisa is a CFP® professional with 24 years of industry experience, currently serving at Vanguard Advisers. She has been with The Vanguard Group since 2015. Outside of her advisory work, she teaches dance at Kicks Academy of Dance. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven investment approach with portfolios largely constructed from Vanguard funds and ETFs, emphasizing scale and digital delivery.

Elias Gazda is a Series 66 licensed financial advisor with Vanguard Advisers, where he has worked since 2023. He has four years of industry experience, including roles at Vanguard Marketing Corporation and The Vanguard Group. Outside of his advisory work, he has worked as a delivery driver for DoorDash. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and employer-sponsored retirement plan participants. The firm’s investment approach is goal-based and algorithm-driven, utilizing proprietary models to construct diversified portfolios primarily from Vanguard funds and ETFs.

Bradford Alliger Sr. is a financial advisor with Raymond James Financial in Exton, PA, holding Series 63 and Series 65 credentials and over 31 years of industry experience. He has worked at Raymond James since 2016 and previously spent four years with Wells Fargo Advisors. Outside of his advisory role, he is a partner in ABE LLC, a business focused on creating and designing promotional displays for branding purposes. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, pension plans, corporations, and institutional clients. The firm utilizes tailored, non-discretionary planning and employs analytical tools such as risk profiling and probability modeling to support client goals.

Stephen Mc Clellan is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and three years of industry experience. His background includes roles at MassMutual Life Insurance and Iqvia, as well as earlier experience outside finance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm employs firm-approved software tools and delivers written recommendations as part of annual, collaborative planning engagements.

Keith Jackson is an Investment Consultant at Fidelity Investments, a position he has held since 2025. He has been with Fidelity Investments since 2015, progressing through various roles including Planning Consultant, Relationship Manager, Active Trader Representative, and Customer Service Advocate. His experience spans client relationship management, financial planning, and investment consulting. In his current role, Keith focuses on understanding clients' financial situations, reviewing available options, and creating tailored investment strategies to meet their goals. Outside of his professional work, he engages in personal interests such as biking, boating, family activities, social events with friends, outdoor adventures, and running.

Gregory Jackson is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and four years of industry experience. His background includes roles at Vanguard Marketing Corporation and The Vanguard Group, as well as prior employment with North Network Group LLC and the City of Philadelphia. Vanguard Advisers provides automated and human-supported investment advice to retail investors and retirement plan participants, utilizing a goal-based, algorithm-driven approach that emphasizes personalized asset allocations through proprietary models. The firm’s scale and digital delivery support a large client base with a high client-per-advisor ratio.

Stephen Goldstein is a financial advisor at Vanguard Advisers with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Citizens Bank and National Life Group prior to joining Vanguard. He is also a notary public in Philadelphia. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to create personalized portfolios mainly composed of Vanguard funds and ETFs, supported by a digital platform serving a large client base.

Scott Rollick is a financial advisor with Merrill based in Wayne, PA, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has worked with Merrill since 1985 and has been affiliated with Bank of America since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Nicholas Lomanto is a CFA® charterholder with 15 years of industry experience. He currently works at Vanguard Advisers and has been with Vanguard-related entities since 2011. He also has prior experience with NXT Sports LLC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm serves a large client base through its digital delivery platform and team servicing model.

Brian McGeehan is a financial advisor with Mass Mutual Investors Services in Newtown Square, PA, holding CFP® and Series 63 designations and bringing 27 years of industry experience. He has worked at MassMutual Life Insurance Co since 2016 and at MetLife Securities Inc. from 2015 to 2017. Outside of advising, he is also an insurance agent specializing in group health and life insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, utilizing analytical tools and structured client engagements to deliver tailored recommendations.

Andrew Sheridan is a CERTIFIED FINANCIAL PLANNER™ professional with 22 years of industry experience. He has been with Edward Jones in Exton, PA since 2004. Outside of his advisory work, he assists with Suzy's Custom Creations, a gift basket business based in Downingtown, PA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, with an emphasis on a comprehensive advisor and branch network.