Timothy Zinn is a financial advisor at Vanguard Advisers with seven years of industry experience. He holds Series 63 and Series 66 credentials and has worked at The Vanguard Group, Vanguard Marketing Corporation, and DaVita. Outside of his advisory role, he coaches the Phoenix Allstars cheer team. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach, constructing portfolios mainly from Vanguard funds and ETFs, and manages a large client base through its digital platform combined with advisor support.

Lauren Radvansky is a financial advisor at Vanguard Advisers with nine years of industry experience. She holds Series 63 and Series 65 designations and has worked at The Vanguard Group, Inc. in various capacities since 2017. Outside of her advisory work, she has operated her own business, Equine by Lauren Radvansky, since 2012. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models and constructs portfolios primarily from Vanguard funds and ETFs, offering customization options including ESG and tax-aware features.

Brian Schweitzer is a Financial Consultant at Fidelity Investments, where he has worked since 2021 in various roles, including Investment Solutions Representative and Investment Consultant. Prior to joining Fidelity, he served as Vice President and Consultant Relations Manager at Franklin Templeton Investments from 2005 to 2020. His professional experience spans over two decades in the financial services industry. Brian focuses on understanding the unique needs of families to develop financial plans aimed at growing, preserving, and transferring wealth. He emphasizes a client-first approach built on honest communication and trust, supported by the expertise of the Fidelity team. Outside of his professional work, Brian enjoys activities such as beach outings, family activities, fitness, hiking, tennis, and volunteering.

Joel Sanchez is a CFP® with three years of industry experience currently with Vanguard Advisers. He has worked with Vanguard Marketing Corporation and The Vanguard Group, Inc., among other roles. Outside of finance, he has experience with several small businesses including Spaz Beverage and EcoSheild Pest Control. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary models to construct diversified portfolios primarily from Vanguard funds and ETFs, offering various tax-aware and customization features.

James Green is a financial advisor at Vanguard Advisers with four years of industry experience. He holds a Series 66 designation and has worked in various roles within Vanguard and Equitable Advisors. Prior to his financial services career, he was involved with Widener University and Abington Friends School. Vanguard Advisers offers a mix of automated and human-supported investment advice primarily for retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios largely composed of Vanguard funds and ETFs.

Joseph Staley is a financial advisor at Equitable Advisors with eight years of industry experience and holds a Series 66 designation. Prior to joining Equitable Advisors in 2018, he had roles at AXA Advisors and various companies including Execupharm Inc and ExecuPower LLC. Outside of his advisory role, Staley serves as an assistant wrestling coach at W.T. Woodson High School. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management programs. The firm utilizes a range of third-party advisory models and does not sponsor its own wrap fee program, focusing on integrating proprietary and third-party solutions.

Charles Riley Jr. is a Series 66-licensed advisor with Vanguard Advisers, where he has worked since 2008, accumulating 18 years of experience at the firm and 28 years in related roles within The Vanguard Group and Vanguard Marketing Corporation. His outside activities include serving as a limited agent for investment matters on behalf of immediate family members. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers a wide range of customizable portfolios largely composed of Vanguard funds and ETFs.

Daniel Holloway is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 65 designations and 24 years of industry experience. His career includes roles at Brinker Capital Securities LLC, Orion Portfolio Solutions LLC, and Brinker Capital Inc. prior to joining Vanguard. Vanguard Advisers provides automated and human-supported investment advice through its Digital Advisor and Personal Advisor services, primarily serving retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven investment approach with portfolios constructed mainly from Vanguard funds and ETFs, supported by a large team of over 2,200 advisors.

Stefen Shields is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and five years of industry experience. His prior roles include positions at Kooma and The Vanguard Group, Inc. Outside of his advisory work, he has diverse experience ranging from retail and hospitality to security and education. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages a large client base through its digital platform and team servicing model.

Lawrence Kelly is a financial advisor with Wells Fargo Advisors in Exton, PA, holding Series 63, 65, and 66 licenses and bringing 35 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2009. Kelly is also the owner of First Flag Capital Advisors, an investment-related business based in Exton, PA. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and integrates advisory services with multiple financial product offerings.

David Heffernan is a financial advisor at Vanguard Advisers with four years of industry experience. He holds a Series 66 designation and has worked at Vanguard Advisers, Vanguard Marketing Corporation, and The Vanguard Group since 2022. Prior to his financial services career, he held various roles including positions in the automotive and hospitality industries. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven approach using proprietary methodologies and constructs portfolios mainly from Vanguard funds and ETFs, offering customization features and managing a large client base through a combination of digital platforms and advisory teams.

Anthony Russo is a CFP® professional with 22 years of industry experience, currently serving at Cetera. His prior experience includes roles at Avantax Advisory Services, HD Vest Insurance Agency Inc, and operating his own CPA practice focused on tax preparation. In addition to financial advising, he prepares and signs individual income tax returns, meeting with clients to address tax questions and advising on federal withholding. Cetera Investment Advisers LLC is a large SEC-registered firm that supports over 10,000 advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a wide range of portfolio management and financial planning services, including access to third-party money managers and both discretionary and non-discretionary program options.

Ceegan Cook is a financial advisor with Fidelity Investments in Exton, PA, holding Series 63 and Series 66 licenses and five years of industry experience. Prior to joining Fidelity, he worked at The Vanguard Group and has experience in child guidance and special needs services. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including model portfolios delivered to intermediary platforms.

Mikhaela Mckinnie is a financial advisor at Vanguard Advisers with a Series 66 designation and one year of industry experience. Her prior work includes roles with The Vanguard Group, Temple University, and B.E Hospitality Consulting, LLC. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm uses a goal-based, algorithm-driven investment approach featuring proprietary models and primarily Vanguard funds and ETFs, managing a high volume of client relationships with over 2,200 advisors.

Sean Quinn is a financial advisor at Vanguard Advisers with Series 63 and Series 66 credentials and three years of industry experience. He has held roles at multiple Vanguard entities since 2023 and is also involved as a market research associate at Quinn Flag LLC, a promotional products company. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs.

Ibrahim Karamoko is a financial advisor at Vanguard Advisers with two years of industry experience. He holds the Series 66 designation and has worked in various roles at Vanguard, Wells Fargo Bank, and Capital One Bank. Outside of his advisory work, he has been a contracted driver for Lyft since 2016. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to create personalized portfolios largely composed of Vanguard funds and ETFs, delivering services at scale through a combination of digital platforms and advisor support.

Stephen Salnaitis Jr. is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 66 licenses and five years of industry experience. His prior work includes roles at Aon Securities LLC, Lincoln Financial Advisors Corporation, and Citizens Bank. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm’s approach is goal-based and algorithm-driven, using proprietary models to set personalized asset allocations primarily through Vanguard funds and ETFs, with options for customization and tax-aware features.

Leonard Lanetti is a financial advisor with Primerica Advisors in Malvern, PA, holding Series 63 and Series 65 credentials and seven years of industry experience. He has been with Primerica Advisors since 2019 and previously worked at Envision Financial System from 2011 to 2019. Outside of his advisory role, he is a partner at EFC Group LLC, a technology consulting business. Primerica Advisors is a large-scale firm serving primarily individual investors, as well as corporate and charitable clients, through a wrap-fee asset management program that relies on model-delivery strategies managed by unaffiliated asset managers.

Danielle Schloth is a financial advisor at Vanguard Advisers with 19 years of industry experience. She holds Series 63 and Series 66 designations and has worked at The Vanguard Group, Inc. and Charles Schwab in various capacities. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary methodologies and constructs portfolios mainly from Vanguard funds and ETFs.

Samuel Baez Jr. is a CFP® with 16 years of industry experience, currently affiliated with LPL Financial. He previously worked at Key Financial and Royal Alliance for 14 years and spent two years at Edward Jones. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.