Kevin Elvey II is a financial advisor at Vanguard Advisers with one year of industry experience. He holds the Series 66 designation and has been associated with Vanguard-affiliated entities since 2024. Outside of his advisory role, he owns two inactive businesses, DebtFit Inc., which focused on financial coaching, and HigherCred LLC, which worked with schools and parents to identify online learning options for highly capable high school students. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm’s investment approach is goal-based and algorithm-driven, using proprietary models to create personalized portfolios mainly constructed from Vanguard funds and ETFs.

Calvin Thompson is a financial advisor at Vanguard Advisers with 25 years of industry experience and holds the Series 66 designation. He previously worked at TIAA-CREF and Tiaa for 13 years before joining Vanguard in 2025. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach and manages hundreds of thousands of client relationships through a combination of digital platforms and advisor teams.

Andrew Dilks is a financial advisor with Vanguard Advisers, holding the CFP® designation and Series 63 and 65 licenses. He has five years of industry experience, including roles at Sei Investments and an early career position at St. Joseph's University. He has been with The Vanguard Group since 2020. Vanguard Advisers delivers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, utilizing proprietary methodologies and primarily Vanguard funds and ETFs to construct diversified portfolios with various customization options.

Todd Marotta is a financial advisor with Cetera, holding CFP® and ChFC® designations and over 28 years of industry experience. His career includes roles at Fidelity Investments, Citizens Securities, Mercer Global Advisors, and PNC Investments. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and a large network of independent advisors.

Devin Voorhees is a financial advisor at Cambridge Investment Research Advisors with four years of industry experience. He holds a Series 66 credential and has worked previously at TD Bank and Triad Advisors. Outside of his advisory work, he owns and participates in a podcast called The Red Corner LLC. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports both discretionary and non-discretionary management and provides access to third-party advisers and proprietary model strategies under the Founders Gate Capital brand.

John Rosecky is a Wealth Management Advisor with Merrill Lynch Wealth Management. He assists clients by providing financial services through a broad platform that can be tailored to meet specific needs. His approach involves working closely with clients to create personalized financial strategies designed to help pursue their individual goals. John's expertise encompasses liquidity management, managing new wealth, personal retirement planning, portfolio management services, socially responsible and ESG investing, tax minimization, and retirement income. He carefully considers cost, tax implications, and risk to help ensure clients make informed and confident financial decisions. He also has access to specialists in commercial loans, corporate financing, trust services, 401(k) plans, residential mortgages, and life/long-term care insurance. He holds a Bachelor's Degree from Drexel University and professional designations including CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). John is involved in professional and community organizations such as the St. Andrews Society of Philadelphia and serves as President of the Delaware County Medical Society Public Health Fund. He also participates in community volunteer activities.

Kanchan Chug is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and five years of industry experience. She has been with Vanguard Marketing Corporation and The Vanguard Group since 2021 and with Vanguard Advisers since 2023. Vanguard Advisers serves retail investors and employer-sponsored retirement plan participants with automated and human-supported investment advice. Its investment approach is goal-based and algorithm-driven, utilizing proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Joseph Mchugh is a financial advisor at Vanguard Advisers with 15 years of industry experience. He holds Series 63 and Series 66 licenses. Outside of his advisory role, he owns and operates Generations Landscaping and Lawn Care LLC. Vanguard Advisers delivers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and predominantly Vanguard funds and ETFs.

Karen Clemens is a CFP® with 11 years of industry experience. She is currently affiliated with Cambridge Investment Research Advisors and has prior experience with Ic Advisory Services Inc and The Investment Center Inc. Clemens is also a CPA and operates a private practice providing tax services, in addition to engaging in authoring, educating, and podcasting activities. Cambridge Investment Research Advisors, Inc. serves individual and institutional clients, including pension and charitable organizations, by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports a variety of account implementation platforms and proprietary model strategies under the Founders Gate Capital brand.

Nicholas Pocceschi is a financial advisor with Charles Schwab in Wayne, PA, holding a Series 66 designation and 10 years of industry experience. His prior roles include positions at Bank of America, Merrill, and Morgan Stanley. Since 2019, he has been with Charles Schwab and Charles Schwab Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by in-house research and alternative investment due diligence.

Dan Shapero is the Vice President and Branch Leader at Fidelity Investments, a role he has held since 2023. He has held several leadership and financial advisory positions throughout his career, including Branch Manager at E*TRADE From Morgan Stanley from 2021 to 2023, Financial Consultant at E*TRADE Financial from 2017 to 2021, Relationship Manager at PNC Financial Services Group Private Client Group from 2013 to 2017, and Regional Bank Private Banker at Wells Fargo from 2011 to 2013. Dan's professional experience spans branch management, financial consulting, and private client relationship management. His goal is to lead and inspire associates to be the best version of themselves, enabling them to meet the financial planning and service needs of clients effectively.

Mary Kishoiyian is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and bringing 16 years of industry experience. She has been with Vanguard Advisers since 2019 and has also worked at Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2010. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm is notable for its scale and digital delivery, managing a high volume of client relationships through a combination of technology and a large advisor team.

Martha Temple Cass is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 credentials and bringing 18 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and previously held a position at Citigroup Global Markets beginning in 2004. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers tailored financial planning and a range of advisory programs, managing approximately $2.74 trillion in client assets.

Richard Pinola Jr. is a financial advisor at OSAIC with 33 years of industry experience. He holds the Series 63 and Series 65 certifications and has previously worked at Hendrixson Pinola Financial Services, Lincoln Financial Advisors Corporation, and Hornor, Townsend & Kent, LLC. Outside of his advisory work, he is an owner of HPRGV, LLC, which leases office space. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers brokerage and advisory services through a multi-advisor platform with a model-based investment process emphasizing asset allocation and portfolio optimization.

Christian Pagliaro is an advisor at Vanguard Advisers with Series 63 and Series 65 credentials and one year of industry experience. His prior roles include positions at Trinity Wealth Securities, Florida Financial Advisors (DBA Tristate Financial Advisors), Comparion Insurance Agency, and service in the United States Marine Corps. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, combining a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs.

Shaun Small is a financial advisor with Wells Fargo Advisors in Collegeville, PA, holding a Series 66 credential and 19 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. He also owns and manages Essential Ally Capital Management, LLC, an investment-related business based in Phoenixville, PA. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options that include retirement, education, risk, and wealth-transfer strategies. Advisors develop tailored recommendations using Wells Fargo’s research and tools, with clients having flexibility in implementing those recommendations through various brokerage or advisory programs.

Francis Dielsi is a financial advisor at Vanguard Advisers with 20 years of industry experience. He has worked at The Vanguard Group, Inc. since 2005. Outside of his advisory role, he serves as a limited agent for family-related investment matters. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm’s approach is goal-based and algorithm-driven, utilizing proprietary methodologies to create personalized portfolios largely composed of Vanguard funds and ETFs.

Raj Rawal is a financial advisor at Vanguard Advisers with 10 years of industry experience. He holds the Series 66 and Series 63 certifications and has been with Vanguard since 2016. Outside of his advisory role, he is involved in various activities including caregiving, e-commerce sales, and event organizing. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach that incorporates personalized asset allocations and tax-aware portfolio features.

Christopher Bruder is a financial advisor with LPL Financial in Collegeville, PA, holding a Series 66 credential and 24 years of industry experience. He has been with LPL Financial since 2006. Outside of his advisory role, he operates The Bruder Investment Group as a DBA and provides non-variable life insurance policies to clients. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by a large network of advisors and extensive technology tools.

Benjamin Mcclung is a financial advisor with Vanguard Advisers holding Series 63 and Series 66 licenses and four years of industry experience. His prior work includes positions at Grubhub and Origlio Beverage. He is currently employed by The Vanguard Group, Inc., the parent company of Vanguard Marketing Corporation. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs, offering customization options such as ESG and tax-aware strategies.