Ryan Kessler is a CFP® with 25 years of industry experience, currently serving as an advisor at Vanguard Advisers. He has been with The Vanguard Group, Inc. since 2000. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages a large client base through its scale and digital delivery model.

Ryan Stender is a CFP® with 18 years of industry experience. He has been with Vanguard Advisers since 2012 and is also affiliated with The Vanguard Group and Vanguard Marketing Corporation. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans by providing automated and human-supported investment advice through its digital and personal advisor services. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios primarily using Vanguard funds and ETFs.

Paul Mazurski is a financial advisor at Merrill with one year of industry experience. He holds the Series 66 designation and previously worked at Bank of America and Convene. Outside of his advisory role, he operates a part-time residential handyman business providing services to friends and family. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program to fiduciary clients of Bank of America. The firm provides model-based and discretionary investment strategies supported by internal and third-party teams for a broad client base including individuals, high-net-worth clients, and institutions.

Ryan Ognall is a financial advisor at Vanguard Advisers with Series 63 and Series 66 credentials. He has been with Vanguard and its affiliated entities since 2025. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach and primarily constructs portfolios from Vanguard funds and ETFs, offering features such as tax-aware strategies and multiple customization options.

Adam Glassman is a financial advisor with Vanguard Advisers, holding Series 66 and Series 63 licenses and four years of industry experience. He previously worked at JG Wentworth and Wayne Edwards Workshop before joining The Vanguard Group, Inc., where he has been since 2019. Vanguard Advisers offers a combination of automated and human-supported investment advice for retail investors and participants in employer-sponsored retirement plans. Their approach is goal-based and algorithm-driven, utilizing proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Stephen Ajemian is a CFP®-credentialed financial advisor with Vanguard Advisers, bringing 26 years of industry experience. He has been with The Vanguard Group since 1999. Outside of his advisory role, he serves as treasurer on the board of the Trojans Baseball Association, a nonprofit fundraising organization. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary asset allocation models and offers a range of customization options, managing a large client base through a combination of digital platforms and advisor teams.

Shane Bartle is a financial advisor with Vanguard Advisers, holding Series 65 and Series 63 licenses and one year of industry experience. His prior work history includes roles at Key Investment Services LLC, KeyBank, and Equitable Advisors, LLC. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach, utilizing proprietary models to create personalized portfolios largely composed of Vanguard funds and ETFs.

Damon Slepian is a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management. He is a founding partner of The Main Line Wealth Management & Associates team and began his career with Merrill in 1993. Damon serves a diverse clientele by implementing long-term strategies focused on wealth preservation, growth, and asset transfer. In his role, he directs operations and strategy for his team and contributes to investment approach, retirement plan management, and special needs care coordination practices. Damon holds several professional designations including CERTIFIED FINANCIAL PLANNER™, Chartered Special Needs Consultant® (ChSNC®), and Certified Plan Fiduciary Advisor® (CPFA). He earned a bachelor's degree in business administration from The E. Claiborne Robbins School of Business at The University of Richmond and an MBA from Temple University. Outside of his professional work, Damon is a board member of the Brain Injury Association of Pennsylvania. He resides in Bryn Mawr, Pennsylvania with his wife and three children.

Lisa Schaub is a financial advisor at LPL Financial with 38 years of industry experience. She holds a Series 63 designation and previously worked at Boenning & Scattergood Inc for 15 years. She is also a notary in Philadelphia, PA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios from internal and third-party sources.

Tammy Tasch is a financial advisor at OSAIC with 18 years of industry experience and holds a Series 66 designation. Her prior experience includes eight years at Lincoln Financial Advisors and two years at Masso Torrence Wealth Management. Outside of financial advising, she is a co-owner of T & C Creations LLC, an arts and crafts business. OSAIC serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing proprietary tools and third-party platforms to construct and manage a range of investment portfolios.

Janna Lutz is a financial advisor with Edward Jones in Red Hill, PA, holding a Series 66 designation and four years of industry experience. Prior to joining Edward Jones in 2026, she worked at Commonwealth Financial Network, Paragon Strategic Wealth, and Raymond James Financial Services Advisors, Inc. Lutz’s background also includes roles at American State Bank & Trust Company and CHI St. Alexius Health Williston. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

James Kelly is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 designations and bringing nine years of industry experience. His prior roles include positions at Equitable Advisors, Global Atlantic Distributors, Envestnet, and Lincoln Financial Group. He is currently based in Malvern, PA. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and constructs portfolios mainly from Vanguard funds and ETFs, offering various customization options and tax-aware features.

Susan Raeisi is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 licenses and 6 years of industry experience. Her prior work includes roles at CitiBank and Citi Global Markets, as well as Merrill Lynch and Wells Fargo Clearing. She is currently based in Malvern, Pennsylvania. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice, employing a goal-based, algorithm-driven approach that utilizes proprietary models and Vanguard funds and ETFs. The firm manages a large client base with an emphasis on digital delivery and scalable portfolio management solutions.

Brandon Moyer is a financial advisor at OSAIC with five years of industry experience. He holds a Series 66 designation and has previously worked at Lincoln Financial Advisors Corporation for six years. Outside of his advisory role, he occasionally assists clients with life insurance analysis and Medicare-related matters through Delphi Insurance Management Group. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers a range of advisory and brokerage services, using various asset-allocation tools and multiple third-party platforms to construct portfolios tailored to clients’ risk tolerance and investment preferences.

Cara Mc Cutcheon is a financial advisor at Vanguard Advisers with seven years of industry experience. She holds Series 66 and Series 63 credentials and has worked within various Vanguard entities since 2018. Prior to joining Vanguard, she was affiliated with Harvard Business School for two years. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach that incorporates proprietary models and tax-aware portfolio construction. The firm manages a large client base through a combination of digital platforms and a team servicing model.

Francis Kinniry Jr. is a CFA charterholder with 28 years of industry experience, currently serving at Vanguard Advisers since 1997. His professional career has been entirely with Vanguard entities, including Vanguard Marketing Corporation and The Vanguard Group, Inc. Outside his advisory role, he acts as executor of his parents' will. Vanguard Advisers provides automated and human-supported investment advice for retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary models to construct personalized portfolios primarily from Vanguard funds and ETFs, serving a large client base through its digital platform and extensive advisor team.

Thomas White is a financial advisor with Vanguard Advisers in Malvern, PA. He holds Series 63 and Series 66 licenses and has five years of industry experience. His prior work includes roles at Members Settlement Services, Allied Millennial Partners, and Fordham University. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios largely composed of Vanguard funds and ETFs, supported by a digital platform and a large advisory team.

Shane Benjamin is a financial advisor at Vanguard Advisers with nine years of industry experience. He holds the Series 63 and Series 66 designations. Prior to joining Vanguard in 2018, he worked at Randstad and Allied Barton Security Services. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm is notable for its scale and digital delivery, managing hundreds of thousands of client relationships with over 2,200 advisors.

Gary White Jr. is a financial advisor with Vanguard Advisers, holding Series 66 and Series 63 credentials and two years of industry experience. Prior to joining Vanguard Advisers, he has been associated with several Vanguard entities since 2023 and has worked in various roles including at CVS Health, where he continues to work as a pharmacy technician. Vanguard Advisers provides automated and human-supported investment advice through services such as Vanguard Digital Advisor and Vanguard Personal Advisor, catering primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary methodologies and primarily invests client assets in Vanguard funds and ETFs.

Raymond Gutowski is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has been with Raymond James & Associates since 2002. In addition to his advisory role, he serves as a trustee and successor trustee for a family trust alongside his brother and mother. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and charitable organizations, offering financial planning and consulting services supported by a nationwide adviser network.