Robert Wheatley is a financial advisor with LPL Financial in Richmond, VA, holding a Series 66 designation and 17 years of industry experience. Prior to joining LPL Financial in 2018, he worked at Cetera Advisors LLC for five years. He is involved with a technology start-up focused on a wellness app. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network. The firm offers a variety of advisory programs, financial planning, and retirement consulting services, utilizing model portfolios, third-party research, and technologies such as machine learning.

Eric Owen is a financial advisor at OSAIC Wealth, Inc. with 24 years of industry experience. He holds a Series 66 designation and has worked at several firms, including Virginia Asset Management and Securian Financial Services. Outside of his advisory work, he operates a sole proprietorship selling sports cards online and also sells fixed insurance products as a licensed insurance broker. OSAIC Wealth, Inc. serves a diverse range of clients, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers a combination of brokerage and advisory services, utilizing asset-allocation tools, risk-tolerance assessments, and multiple third-party platforms to construct customized investment portfolios.

Tyler Hutson is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His work history includes roles at Bank of America, Merrill, and a consumer real estate finance company. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Denise Walters is a financial advisor at Wells Fargo Clearing with a Series 66 designation and three years of industry experience. She previously worked at Wells Fargo Advisors for 20 years before joining her current firm. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Seth Cushman is a financial advisor at Charles Schwab with 34 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Charles Schwab since 1995, including a 15-year tenure at Charles Schwab Bank, SSB. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, supported by multi-asset model portfolios, alternative investment due diligence, and integrated custody and brokerage services.

Kevin Clark is a CFP® and holds a Series 66 license, with six years of industry experience. He has been an advisor at Edward Jones since 2019 and previously worked at Canon Solutions America for eleven years. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm manages approximately $1.01 trillion in assets under management through a large network of advisors and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies and separately managed accounts.

Jeffrey Law is a financial advisor at Morgan Stanley in Richmond, VA, holding Series 63 and Series 66 licenses with 17 years of industry experience. His prior roles include positions at J.P. Morgan Securities, Truist Investment Services, Fidelity Brokerage Services, TD Ameritrade, and Charles Schwab. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and structured discovery processes.

Thomas Hensby is a financial advisor at RBC Capital Markets with six years of industry experience. He holds Series 63 and Series 66 licenses and has worked at City National Bank, RBC Capital Markets, and South State Bank. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers various advisory programs with discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services tailored to each client’s advisory risk profile.

Stephen Spraker is a financial advisor with Raymond James & Associates in Richmond, VA, holding a Series 66 designation and 25 years of industry experience. His prior work includes roles at Scott & Stringfellow and Truist Investment Services. He also has a concurrent affiliation with Collegiate School. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipal entities, offering a range of financial planning and advisory services supported by extensive research and multiple portfolio management styles.

Scott Pomeroy is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding Series 63 and Series 66 designations and 30 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of financial products than typical institutional advisers, such as insurance-related vehicles and bank deposit sweep options.

John Garthaffner is a financial advisor with Ameriprise in Chesterfield, VA, holding Series 63 and Series 66 licenses and 14 years of industry experience. He has been with Ameriprise and its affiliate since 2010. Ameriprise offers a retirement-income planning service for individuals nearing or in retirement with substantial investable assets, combining research, modeling, and tax-efficient strategies to produce written recommendation reports delivered through a centralized consulting team.

Brad Swartzwelder is a financial advisor with Ameriprise in Midlothian, VA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is involved in several business activities including operating an S-Corp for payroll and managing marketing and advertising ventures. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with substantial investable assets. The firm provides written recommendation reports that incorporate income sources, Social Security options, and tax-smart withdrawal strategies, supported by a centralized consulting team using research, modeling, and algorithmic tools to generate tailored advice.

Matthew Buckley is a CFP® with 25 years of industry experience, currently serving as a financial advisor at Raymond James Financial in Richmond, VA. He has been with Raymond James and affiliated with TowneBank since 2016. Outside of his advisory role, he is also employed as an associate at TowneBank. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning supported by analytical tools and offers specialized services such as municipal advisory and SIMPLE IRA Employer Advisory & Consulting Services.

Kyle Lowe is a Series 66-licensed advisor at Cetera with one year of industry experience. Prior to his current role, he worked at Triumph NIL and Virginia Tech. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and utilizes multiple program structures and investment strategies.

William Carl is a financial advisor with Ameriprise in Quinton, VA, holding Series 63 and Series 65 designations and 12 years of industry experience. He has been with Ameriprise and its affiliated entities since 2015. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets, providing detailed Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to support clients’ retirement planning and offers a broad range of advisory, brokerage, and insurance solutions through its large institutional platform.

Allyson Putnam is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 14 years of industry experience at the firm. She is based in Richmond, VA. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages roughly $671 billion in assets with over 14,000 financial advisors and provides both brokerage and advisory solutions.

Chiles Mason Jr. is a financial advisor at Equitable Advisors with five years of industry experience and holds a Series 66 designation. Prior to joining Equitable Advisors in 2020, he held various roles including positions at Hampden-Sydney College, Cooper-Hurley Law Firm, Mass Mutual, and Jamestowne Investments. Outside of his advisory work, he occasionally assists with the bottling process for Cirrus Vodka in Richmond, VA. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management programs. The firm utilizes a range of advisory models, often implemented through third-party managers and platforms, and offers ERISA fiduciary services to qualified plans.

Jesse Wolfe is a financial advisor at Cetera with seven years of industry experience. He holds the Series 66 designation and has previously worked with Securian Financial Services Inc. and Virginia Asset Management, where he is also involved in operational support. Outside of advising, Wolfe participates in a real estate business venture in Richmond, VA. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management and planning services, with a multi-manager platform that includes affiliated and third-party managers, supporting various program structures and investment strategies.

Douglas Alexander is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has worked at Cetera and its affiliated entities since 2010, and previously served at First Allied Advisory Services. Outside of his advisory role, Alexander serves on the board of St. Benedict's Catholic School, including its finance committee, and is involved in education and insurance-related business activities. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base, including individual investors, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, managing over $256 billion in assets through a network of more than 10,000 advisors.

Moses Maxfield is a financial advisor at Edward Jones with one year of industry experience. He holds the Series 66 designation and previously spent 18 years with the Virginia Retirement System. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate clients. The firm offers a wide range of advisory services and investment strategies supported by a large network of financial advisors and branch offices nationwide.