Luke Watson is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 credential and three years of industry experience. His prior work includes roles at Bank of America, SVR Commercial LLC, Southern Impression Homes, FL Retail Advisors LLC, and Marcus & Millichap. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Edward Brennan is a financial advisor at UBS Financial Services with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2015. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and capital market assumptions to tailor client plans.

Christopher Westphal is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and having 12 years of industry experience. He has been with Merrill since 2014. Outside of his advisory role, he owns two sole proprietorships: Moonwalker Surfboards, where he handcrafts and sells surfboards locally, and Westphal's Astro Images, through which he photographs and paints astronomical subjects for sale. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Kelly Gegerson is a financial advisor at Merrill with a Series 66 designation and seven years of industry experience. She has worked at Merrill and Bank of America since 2018 and 2019 respectively, and previously at IberiaBank from 2016 to 2018. Outside of her advisory role, she is involved as a shareholder in SkyCore Group Inc. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Michael Ferreira is a CFP® professional with 19 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. Prior to this, he spent 13 years with Ameriprise Financial Services, Inc. Outside of advising, he is involved in multiple business ventures including a management company and a tax preparation service. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized retirement income service that provides written recommendations and ongoing planning advice focused on dependable income and tax-aware withdrawal strategies.

Matthew Cain is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 9 years of industry experience. He has been with Merrill since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a variety of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Bobby Stevens Jr. is a financial advisor at Merrill with 15 years of industry experience. He holds a Series 66 designation and has worked at both Bank of America, N.A. and Merrill since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Daniel Dichter is a financial advisor at Ameriprise with 24 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at UBS Financial Services from 2010 to 2021 before joining Ameriprise in 2021. He is based in Ponte Vedra Beach, FL. Ameriprise offers a retirement-income planning service targeting individuals with at least $1 million in net investable assets and $500,000 in Ameriprise-managed accounts. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendations, supported by a centralized consulting team and algorithmic tools.

John Feller is a financial advisor at Merrill with 20 years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2005. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Casey Middleton is a financial advisor with Wells Fargo Advisors in Ponte Vedra Beach, FL, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. Prior to joining Wells Fargo Advisors in 2023, he worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. He is also the owner of Middleton Coastal Valley Wealth Management LLC, an investment-related business based in Jacksonville, FL. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services using proprietary research and tools, with tailored recommendations delivered through meetings and written summaries.

Jaime Mariscal is a Wealth Management Advisor at Merrill Lynch Wealth Management. He specializes in providing personalized wealth planning strategies tailored to each client's unique financial goals using Merrill's proprietary Personal Wealth Analysis® platform. Jaime focuses on helping entrepreneurs, doctors, and C-Suite executives manage substantial wealth through services that include advanced tax mitigation strategies, business exit planning, estate planning, philanthropic giving, and liquidity management. Jaime holds a Bachelor's Degree from Florida State University and has earned professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Certified Exit Planning Advisor (CEPA), and Personal Investment Advisor (PIA). He is fluent in both English and Spanish and serves clients on a variety of financial matters including legacy planning, retirement income, portfolio management, and tax minimization. Outside of his professional work, Jaime is involved with community organizations such as FirstTee North Florida and K9s for Warriors. In his personal time, he enjoys cooking, football, golfing, music, traveling, spending time with his family, and watching movies.

Steven Avera is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 27 years of industry experience. He has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2006. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Philip Page is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. His prior roles include positions at Bank of America and Citibank, as well as management experience at Lucky Elephant Enterprises LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Bradley Rupp is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has dedicated his entire 44-year financial services career to Merrill Lynch, beginning as a Commodity Investment Advisor in the Jacksonville office. His extensive experience spans a wide range of wealth management planning strategies, including both traditional approaches and exploring alternative investments for clients with complex financial needs. Bradley holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from the University of Cincinnati. He focuses on delivering personalized financial plans that address clients’ unique goals such as funding education, planning for retirement, and managing potential healthcare costs. Outside of his professional work, Bradley enjoys skiing, golfing, shooting pool and firearms, and following major sports, with a particular interest in the Detroit Tigers.

Joshua Perl is a financial advisor at Raymond James & Associates with a Series 66 designation and one year of industry experience. He previously worked at PricewaterhouseCoopers for three years and has academic experience at Texas A&M University and Texas Christian University. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning and advisory services through a range of portfolio management styles and firm-supported research.

Catherine Nolan is a financial advisor at Merrill with 40 years of industry experience. She has been with Merrill since 1979. Outside of her advisory role, she is involved part-time in retail sales at Talbots Inc. and participates as a distributor in a multi-level marketing business with her husband. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Patrick Finley is a financial advisor at Merrill with 15 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Merrill since 2010 and Bank of America, N.A. since 2013. Outside of his advisory role, he owns a fitness products consulting business and works part-time in grocery delivery and online resale. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Robert Mazak is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 credentials and over 28 years of industry experience. He has been with Merrill since 1997. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Karen Barnett is a financial advisor at Merrill with 29 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Merrill since 2009. Prior to Merrill, she has been affiliated with Bank of America, N.A. since 1999. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ellington Chun is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses. He has 18 years of industry experience, including 10 years with Merrill and Bank of America, N.A. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.