Timothy Kelley is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 designations and bringing 35 years of industry experience. He has been with Raymond James & Associates since 2013. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning and investment consulting services predominantly through non-discretionary relationships.

Bruno Faria Amoroso is a financial advisor with Charles Schwab, holding Series 66 and Series 63 licenses and two years of industry experience. He has worked in various roles within the Schwab organization since 2023. Prior to joining Schwab, his background includes positions in diverse sectors such as automotive lighting, media production, and education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of advisory, brokerage, custody, and cash-sweep services. The firm’s investment approach features multi-asset model portfolios, a mix of non-discretionary and discretionary management options, and access to alternative investments through a structured due diligence process.

Isai Turcios Cristales is a financial advisor with Wells Fargo Clearing in Winter Park, FL, holding Series 63 and Series 65 credentials and having seven years of industry experience. He has worked with Wells Fargo Clearing Services, LLC since 2018 and with Wells Fargo Bank, NA since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Alexander Jermain is a financial advisor at Cetera with five years of industry experience. He holds a Series 66 designation and has worked at Cetera since 2023. Prior to this, he was with Evershore Financial Group and Minnesota Life Insurance Co, among others. Outside of his advisory role, he serves as Vice President of a Central Florida chapter of BNI, an international networking organization. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, as well as institutional accounts. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to multiple program platforms and third-party managers.

Tayler Gold is a Series 66 licensed financial advisor at Charles Schwab with 20 years of industry experience. Gold has been with Charles Schwab since 2008. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary investment guidance and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Jonathan Lawrence is a financial advisor at Morgan Stanley in Winter Park, FL. He holds a Series 66 designation and joined the firm in 2026. Prior to joining Morgan Stanley, he worked at Spider Web Analytics LLC and has experience in analytics and education at Furman University and Lake Howell High School. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs including tailored financial planning and manages approximately $2.74 trillion in client assets.

Bradley Peil is a financial advisor with Charles Schwab in Orlando, FL, holding Series 63 and Series 65 credentials and eight years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2018. Outside of his advisory role, he volunteers as a golf ball spotter at The Master's golf tournament, providing real-time data for CBS Broadcasting during the event. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment management, integrating multi-asset model portfolios with centralized custody and brokerage services.

Kirill Leonov is currently a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2012. In this role, he works with clients to build, implement, and develop comprehensive financial plans aimed at helping them reach their personal financial goals. Kirill emphasizes the importance of cultivating appropriate financial strategies through careful budgeting and leveraging the tools and resources available at Fidelity Investments to support his clients' needs.

Bruce Rivera is a financial advisor with Wells Fargo Clearing in Winter Park, FL, holding Series 63 and Series 66 credentials and 10 years of industry experience. He has worked at Wells Fargo Clearing since 2018 and previously at Regions Bank from 2015 to 2018. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Erik Johnson is a financial advisor with Cetera in Orlando, FL, holding Series 63 and Series 66 credentials and bringing 23 years of industry experience. He has worked at Cetera and Cetera Investment Services LLC since 2015 and has also been associated with Regions Bank since 2010, where he serves as a wealth advisor involved in customer service and a range of banking products. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of investment management and financial planning services through a multi-manager platform with access to affiliated and third-party managers, supporting discretionary and non-discretionary account structures across diverse program options.

Randall Holmquist is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 17 years at the firm. He has four years of industry experience. Outside of his advisory role, he owns and manages HIELO USA LLC, a retail sales business for Heilo products based in Orlando, Florida. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions across a wide range of financial products.

Joshua Russell is a financial advisor with Ameriprise in Orlando, FL, holding a Series 66 designation and two years of industry experience. Before joining Ameriprise in 2023, he worked in construction and education-related roles. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning through written Recommendation Reports and ongoing advice. The firm’s approach emphasizes dependable income sources, tax-aware withdrawal strategies, and incorporates proprietary investment research and algorithmic tools.

Jose Rincon is a financial advisor with Charles Schwab in Orlando, FL, holding a Series 63 designation and 26 years of industry experience. He has worked at Charles Schwab & Co., Inc. since 1999 and previously at Optionsxpress, Inc. for five years. Rincon is also a sole owner of two rental properties managed by a professional company. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset model portfolio investment approach supported by centralized operational and supervisory structures.

Jason Maniscalco is a financial advisor with Morgan Stanley in Winter Park, FL, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. His career includes roles at MBSC Securities Corporation from 2011 to 2017, before joining Morgan Stanley and its Private Bank in 2017. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and analysis from its Global Investment Committee. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate agreements.

Eric Lasso is a CFP® professional with 24 years of industry experience, currently serving at Edelman Financial Engines in Orlando, FL. He has been with the firm and its predecessors since 2015, including Financial Engines Advisors L.L.C. and EF Legacy Securities, LLC. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm employs a committee-driven proprietary modeling process combined with planner delivery and online tools, offering a range of discretionary and non-discretionary investment solutions with a focus on diversified portfolios and long-term management.

Theresa Williams is a Certified Financial Planner (CFP®) with 30 years of industry experience. She has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2016, following previous roles at Wells Fargo Clearing. She is based in Orlando, FL. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by firm-approved tools and economic modeling techniques.

Myles Johnson is a Series 66-registered financial advisor with Morgan Stanley in Orlando, FL, bringing one year of industry experience. Prior to joining Morgan Stanley, he worked at Kimberly-Clark Corp. for four years and Royal Caribbean Group for another four years. Morgan Stanley Wealth Management offers a wide array of advisory programs to both individual and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through both direct and corporate financial planning agreements.

Tyson Smith Sr. is a financial advisor at Raymond James Financial with 27 years of industry experience. He holds the Series 63 and Series 65 designations and has been with various Raymond James entities since 2012. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm provides tailored, non-discretionary planning and consulting using analytical tools to help clients evaluate potential outcomes and supports municipal and public finance work through its affiliated municipal advisor.

Chang Osurman is a CFP® with five years of industry experience, currently serving at Charles Schwab & Co., Inc. in Orlando, FL. Prior to joining Charles Schwab in 2024, he worked at TD Ameritrade for three years and has held roles ranging from a sole proprietorship to positions outside the financial industry, including work at Snohomish County District Court and the University of Hawaii at Manoa. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment services supported by its integrated brokerage, custody, and advisory platform.

Jordan Schaefer is a financial advisor at Fidelity with seven years of industry experience. He holds Series 66 and Series 63 designations. His prior work includes roles at Equitable Advisors and AXA Advisors before joining Fidelity. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm utilizes proprietary research combined with quantitative analysis and algorithmic portfolio construction to develop model portfolios across mutual funds, ETFs, and ETPs.