Pedro Montoya is a financial advisor at Merrill with 13 years of industry experience and holds a Series 66 designation. He has worked at Merrill since 2014 and has been with Bank of America, N.A. since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kevin Wehn is a CFP® with 29 years of industry experience, currently serving at OSAIC since 2024. His prior roles include positions at Securities America Advisors, Inc. and Investacorp Advisory Services. He is also involved in insurance sales, offering various life and fixed insurance products through a licensed practice. OSAIC Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of advisers and platforms. The firm provides integrated brokerage and advisory services, financial planning, and access to multiple investment solutions, utilizing asset-allocation tools and risk-tolerance assessments to construct diversified portfolios.

Paola Cabrera is a financial advisor with Morgan Stanley in Aventura, FL, holding a Series 66 designation and 12 years of industry experience. She has been with Morgan Stanley since 2014. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery and advanced modeling tools, while serving clients through both direct and employer-based agreements.

Nicolas Bas Silva is a financial advisor at Morgan Stanley with eight years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at BTG Pactual US Capital and BTG Pactual US Asset Management. He is currently based in Miami, FL. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and provides services through its Financial Advisors and Estate Planning Strategies Group.

Simon Dahan is a Series 66-registered financial advisor with Edward Jones in Aventura, Florida, with 10 years of industry experience. He has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates through a large network of financial advisors and branch offices across the United States.

Leslie Gonzalez is a financial advisor at Merrill with 24 years of industry experience. She has held her current position at Merrill since 2009 and holds a Series 63 designation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Luis Hermijo is a financial advisor with Merrill in Miami, FL, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Bank of America, Regions Bank, and Synovus Bank. Hermijo has also worked in academic and service positions at Florida International University and Florida State University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ursula Zaragoza Vega is a financial advisor at Morgan Stanley with 13 years of industry experience. She holds a Series 66 designation and previously worked at Banco Santander International for nine years before joining Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC in 2019. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs and financial planning services supported by structured discovery processes and firm-approved planning tools.

Joseph Gentilucci is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 designation and has worked in various roles within J.P. Morgan entities since 2018. Outside of his advisory role, he is involved in real estate ownership and management through several partnerships and LLCs. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory capabilities with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Aldo Galiani is an International Wealth Advisor based in Miami and a co-founder of the SIGMA Group. He has been with Merrill Lynch Wealth Management since 2005, overseeing wealth management strategies for ultra-high net worth families both in the United States and internationally. His areas of focus include family wealth management strategies, legacy and philanthropic planning, liquidity management, socially responsible and ESG investing, as well as tax minimization. Aldo holds the Certified Investment Management Analyst (CIMA) designation awarded by the Investments & Wealth Institute, which is taught in conjunction with the University of Chicago Booth School of Business. He graduated Summa Cum Laude from the University of Florida with a bachelor's degree in Finance. Aldo is fluent in English, Italian, Spanish, and Portuguese. Originally from Italy, Aldo resides in Key Biscayne with his wife and two children. In his free time, he enjoys tennis, boating, chess, skiing, and soccer.

Carlos Suaza is a financial advisor at Raymond James & Associates with three years of industry experience. He holds the Series 66 designation and previously worked at Morgan Stanley, Ocean Bank, and Phoenician Investment Fund Organization. Suaza also served in the United States Army from 2013 to 2017. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, including high-net-worth clients, institutional investors, pension plans, and charitable organizations, offering financial planning and non-discretionary investment consulting supported by a nationwide adviser network.

Konstantin Kamentsev is a financial advisor at Raymond James & Associates with 12 years of industry experience. He holds the Series 65 and Series 63 designations. Prior to joining Raymond James & Associates in 2019, he worked at Gfi Securities LLC from 2012 to 2018. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and municipal entities, and offers financial planning, non-discretionary investment consulting, and institutional advisory services.

Hunpatin Euler Ajayi is a financial advisor at Equitable Advisors with a Series 66 credential. He has prior experience at Intuit Inc., Moss Adams, Deutsche Bank, and American International Group (AIG), and has been self-employed since 2013. Outside of his advisory role, he is involved with Aclouding, an additional business activity. Equitable Advisors serves individual clients ranging from non-high-net-worth to high-net-worth, as well as pension plans, corporations, and charitable organizations. The firm provides financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives, utilizing a mix of firm-offered and third-party advisory programs.

Jose Maria De Teran is a financial advisor at UBS Financial Services with 10 years of industry experience. He previously worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC for several years. He holds a Series 66 designation and is based in Miami, FL. UBS Financial Services provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services through a broad platform that includes custody, underwriting, market-making, and affiliated banking programs.

Joseph Castillo is a financial advisor with Fidelity Investments based in Miramar, FL, holding Series 63 and Series 66 licenses and 13 years of industry experience. His prior work includes roles at Wells Fargo Clearing and Wells Fargo Bank NA. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm employs a systematic investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction, and is notable for its advisory role to multiple registered investment companies and use of AI in research.

Robert Miller is a financial advisor with LPL Financial in Fort Lauderdale, FL, holding a Series 66 designation and with 22 years of industry experience. He worked at Raymond James & Associates from 2004 to 2018 before joining LPL Financial in 2018. Miller also has an interest in a non-investment related entity, JRM Wealth Management Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive operational tools and a large network of over 22,800 advisors.

Juan Carom is a financial advisor with Morgan Stanley in Miami, FL, holding a Series 66 credential and bringing 25 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank since 2016. Outside of his advisory role, Carom is the sole proprietor of Anabella Buffalo Creamery LLC, a dairy and cheese products business. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning, managing approximately $2.74 trillion in client assets. The firm’s approach utilizes structured discovery processes and firm-approved planning tools without providing individual security recommendations in standalone planning services.

Marc Leffin is a Financial Advisor with Merrill Lynch Wealth Management, joining the firm in 2022. He specializes in developing wealth management strategies tailored for high net-worth individuals, families, and business owners, aiming to support their short- and long-term financial objectives. Prior to his current role, Marc accumulated extensive experience as a Chief Financial Officer in the private sector for ten years. He also has a background as a Financial Advisor and Portfolio Manager at Morgan Stanley and UBS Financial Services. Marc holds a Master of Business Administration (MBA) from Long Island University in New York and a Bachelor of Arts in International Business Administration from the European Business School in London. He has earned the Personal Investment Advisor (PIA) professional designation and is proficient in English and German. Marc works collaboratively with a team of Financial Advisors with a collective market experience of over 50 years. Outside his professional responsibilities, Marc is involved with the Peace Education Foundation. He lives in South Florida with his wife and two daughters and enjoys activities such as running, gardening, golfing, hiking, reading, skiing, soccer, tennis, and traveling.

Jaime Nino is a financial advisor at Merrill with a Series 66 designation and 21 years of industry experience. He has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2005 and concurrently at Bank of America since 2011. He is based in Miami, FL. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, plans, corporations, and charitable organizations.

Frances Pina is a financial advisor at Morgan Stanley in Aventura, FL, holding a Series 66 license with seven years of industry experience. She has been with Morgan Stanley since 2017 and previously worked at EFG Capital International Corp in 2016-2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning and manages approximately $2.74 trillion in client assets.