Melissa James is a financial advisor at Independent Financial Partners in Tampa, FL, with 15 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Fidelity Personal and Workplace Advisors. Independent Financial Partners offers investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisers. The firm supports a multi-advisor platform serving individual, charitable, corporate, and high-net-worth clients, and is notable for its formal retirement-plan advisory and pension consulting capabilities.

Benjamin Knox is a CFP® and CFA® with 26 years of industry experience, currently serving as a financial advisor at Fifth Third Securities, Inc. since 2013. He holds Series 63 and Series 65 licenses and is based in Valrico, Florida. Fifth Third Securities, Inc. offers brokerage and investment advisory services through its Passageway Managed Account Program to individuals, charitable organizations, corporate clients, and institutional investors. The firm combines broker-dealer capabilities with municipal advisory registration and operates as a subsidiary of Fifth Third Bank, providing access to multiple managed-account programs and distinctive features such as direct indexing and tax-overlay services.

Daniel Woodham is a financial advisor with Principal Financial Services in Tampa, FL, holding a Series 66 designation and 19 years of industry experience. He has worked at Paladin Wealth Management since 2021 and has been affiliated with Principal Securities Inc. and Principal Life Insurance Company since 2016 and 2006, respectively. Outside of advisory roles, he is involved in outside insurance brokerage activities related to life, disability, long-term care insurance, and fixed annuities. Principal Securities provides brokerage and registered investment advisory services to a wide range of clients, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel stationed abroad. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions under various advisory and promoter arrangements.

Kalie Hawley is a financial advisor at J.W. Cole Advisors, Inc. with 13 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at J.W. Cole Advisors since 2017, with prior experience at National Planning Corporation. Outside of her advisory role, she provides financial education and coaching through workshops for high school and college students. J.W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a national network of over 400 independent advisers. The firm offers portfolio management, fee-based financial planning, access to third-party managers, and various managed account solutions, utilizing both discretionary and non-discretionary investment approaches.

Maziar Monshi is a financial advisor with Independent Financial Partners in Tampa, FL, holding Series 63 and Series 65 credentials and 30 years of industry experience. He has worked with Independent Financial Partners and IFP Securities since 2019 and was previously with LPL Financial from 2016 to 2019. Monshi also manages client assets through his own business, Monshi & Associates. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisers. The firm supports a multi-advisor platform serving individual, charitable, corporate, and high-net-worth clients, with notable expertise in retirement-plan advisory and pension consulting.

Isabella Adlouni is a financial advisor at Citigroup Global Markets with 10 years of industry experience. She has worked at Citigroup since 2019, following positions at Raymond James & Associates and Leumi Investment Services Inc. Adlouni holds a Series 66 license. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains notable in-house research and security-pricing capabilities alongside unique market roles such as swap dealer and futures commission merchant.

Jared Gruszczynski is a CFP® and holds a Series 66 license with nine years of industry experience. He is currently with Sequoia Financial Group, L.L.C., where he has worked since 2023. His prior experience includes roles at Gries Financial Partners, Mariner Wealth Advisors, and ValMark Advisers. Sequoia Financial Group provides wealth planning, investment management, retirement-plan advisory, and related consulting services to a diverse client base, including individuals, family offices, corporations, charitable organizations, trusts, and retirement plans. The firm employs a mix of model and custom portfolio management strategies, utilizing various investment vehicles and research methods supported by an Investment Policy Committee.

Justin Spinello is a financial advisor with Principal Financial Services in Tampa, FL, holding a Series 66 designation and 10 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Merrill, as well as service in the United States Army Reserves from 2014 to 2020. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and military personnel stationed abroad. The firm offers direct advisory programs, financial planning, retirement consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Christine Halchak is a financial advisor with United Planners Financial Services of America and holds Series 63 and Series 66 licenses. She has 26 years of industry experience, including prior roles at Investacorp Advisory Services and Securities America. Outside of advisory work, she provides tax preparation and accounting services as a CPA. United Planners Financial Services serves a diverse client base, including individuals, corporations, charitable organizations, and institutional clients. The firm offers financial planning, portfolio management, retirement plan services, and brokerage solutions through an open-architecture platform utilizing multiple custodians and third-party money managers.

Charles Campana is a financial advisor at Lincoln Investment with 31 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Lincoln Investment since 2017, following a 22-year tenure at Legend Equities Corporation. Outside of his advisory role, he serves as President of CC Advisors, Inc., providing business consulting to small business owners and the self-employed on insurance, taxes, Medicare, real estate, and employee benefits. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers a range of financial planning and investment management services that combine strategic and tactical approaches overseen by an Investment Management & Research team.

Danny Ossi is a financial advisor with J. W. Cole Advisors, Inc. based in Tampa, FL, holding a Series 63 designation and bringing 30 years of industry experience. He has worked at Jonathan Roberts Advisory Group, Inc. and J.W. Cole Financial, Inc. since 2011 and operates OSSI Consulting Engineer, Inc. outside of his advisory role. Ossi also serves as president of the Seven Palms Home Owners Association. J.W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a national network of over 400 independent representatives. The firm offers portfolio management, fee-based financial planning, access to third-party managers, and multiple managed account solutions, with investment decisions implemented on discretionary or non-discretionary bases using various analytical approaches.

Caleb Sturgis is a CFP® professional with two years of industry experience, currently affiliated with J.W. Cole Advisors, Inc. He has held positions at several firms including Koss Olinger & Company and Northwestern Mutual, and previously played in the National Football League. Sturgis is involved in financial planning through his DBA, Clarity Wealth. J.W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a network of over 400 independent representatives. The firm offers a variety of portfolio management and financial planning services, utilizing both discretionary and non-discretionary investment approaches.

Kenneth Levin is a financial advisor with J.W. Cole Advisors, Inc. in Tampa, FL, holding Series 63 and Series 65 licenses and with 29 years of industry experience. He has been with J.W. Cole Advisors and J.W. Cole Financial since 2010 and is also associated with Schlager, Schlager & Levin. Outside of advisory work, he serves as an insurance broker for fixed insurance products. J.W. Cole Advisors is an SEC-registered firm serving individuals, charities, corporations, retirement plans, and other entities through a network of over 400 independent investment adviser representatives. The firm provides portfolio management, fee-based financial planning, and access to various managed account solutions, implementing investment decisions on both discretionary and non-discretionary bases.

Taylor Escher is a financial advisor at Citigroup Global Markets with nine years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Raymond James Financial Services Advisors, T. Rowe Price, and Fis. He is based in Tampa, FL. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, including research, derivatives services, and bespoke solutions for very large relationships.

Anthony Flores is a Series 65 licensed financial advisor with five years of industry experience. He currently works at Mercer Global Advisors Inc. and previously held roles at Fisher Investments, Morgan Stanley, and other firms. Mercer Global Advisors provides investment advisory and planning services to a diverse client base including individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofits. The firm employs a Modern Portfolio Theory-based investment approach focused on globally diversified, risk-appropriate portfolios using low-cost index vehicles and multi-factor tilts, alongside a range of implementation options and integrated planning services.

Samir Ahmed is a financial advisor at Creative Planning with 10 years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations. Prior to joining Creative Planning, he worked at firms including Cetera Wealth Services, Avantax, Facet Wealth, Schwab, USAA, and JPMorgan Chase. Outside of his advisory role, he is an online instructor for Florida State University’s Center for Disaster and Risk Policy. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm employs a financial planning-led investment approach focused on low-cost indexing and buy-and-hold strategies, supplemented with tax-efficient and fundamental equity options, supported by a large advisory team and integrated investment infrastructure.

Kenneth Rase is a CFP® and holds a Series 66 designation with 25 years of industry experience. He has worked at Truist Advisory Services since 2016, including its predecessor entities SunTrust Advisory Services and SunTrust Investment Services. He is based in Tampa, FL. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm combines discretionary and non-discretionary manager arrangements and integrates inter-affiliate services to deliver its AMC Advantage manager-selection program and related fiduciary support.

Donald Williams is a financial advisor at Prime Capital Financial with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Prime Capital Investment Advisors, Financial Engines Advisors L.L.C., and Tmfs Advisors, Llc. Outside of his advisory role, he is a 20% shareholder in a hydroponic lettuce farm, Tyler’s Farm, LLC. Prime Capital Financial is an SEC-registered enterprise advisory firm serving individuals, trusts, corporations, and retirement plans with services including asset management, financial planning, qualified retirement plan sponsor and trustee services, and family office offerings. The firm manages accounts using varied investment strategies and delivers consolidated reporting and financial administration across diverse client assets.

James Davis Jr. is a financial advisor with Eagle Strategies (NY Life) in Tampa, FL, holding the ChFC® designation and Series 63 and 66 licenses. He has 26 years of industry experience, including 15 years with Eagle Strategies and over 27 years affiliated with New York Life. Eagle Strategies serves a diverse range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm offers customized advice through multiple program types and manages a substantial asset base primarily on a non-discretionary basis.

Lee Lyon is a financial advisor with J. W. Cole Advisors, Inc. in Jacksonville, FL, holding Series 63 and Series 66 registrations and bringing 29 years of industry experience. He has worked with Jonathan Roberts Advisory Group and J.W. Cole Financial, Inc. since 2006. Lyon is also president of Lyon Investment Services, a business involved in the marketing of financial services and insurance. J.W. Cole Advisors is an SEC-registered firm serving individuals, charities, corporations, and retirement plans through a national network of over 400 independent investment adviser representatives. The firm provides portfolio management, fee-based financial planning, access to third-party managers, and various managed account solutions, implementing investment decisions on either a discretionary or non-discretionary basis.