Matthew Smith is a financial advisor with Morgan Stanley in Cincinnati, Ohio, holding a Series 66 designation and over 21 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, and at Citigroup Global Markets since 2003. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning and estate planning services, managing approximately $2.74 trillion in client assets.

Zachary Martin is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in helping individuals and families with family wealth management strategies, personal retirement planning, and portfolio management services. His areas of expertise include retirement planning, investment management, tax efficient strategies, wealth accumulation, and distribution planning. Zachary holds a Bachelor's degree from the University of the Cumberlands and has earned professional designations such as Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He focuses on providing personalized, proactive guidance designed to support clients' long-term financial goals. Outside of his professional work, Zachary enjoys adventure sports, baseball, camping, hiking, and spending time with his family.

Ryan Robertshaw is a CFP® with 17 years of industry experience, currently serving at Raymond James Financial Services Advisors, Inc. since 2019. Prior to joining Raymond James, he worked for Wells Fargo Advisors Financial Network LLC for 10 years. He is the CEO of Robertshaw Capital Group, a wealth management practice operating under Raymond James. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutions. The firm offers tailored non-discretionary planning and employs analytical tools such as risk profiling and probability modeling to support client goals.

Jeffery Seifert is a financial advisor at Fidelity with 19 years of industry experience. He holds the Series 66 designation and has been with various Fidelity entities since 2012. Fidelity’s Strategic Advisers LLC, where he works, provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to deliver model portfolios and manages multiple registered investment companies and fund-of-funds.

Burke Neville is a financial advisor with UBS Financial Services in Cincinnati, Ohio, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has been with UBS since 2013. Outside of his advisory role, he is involved in managing an LLC focused on real estate investments. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services to support tailored client solutions.

Alex Westerbeck is an Investment Consultant at Fidelity Investments, where he has been serving clients since 2025. In this role, he works closely with individuals and families to organize their financial priorities and develop personalized financial plans aimed at achieving their goals. Prior to this position, Alex was a Workplace Planning Consultant at Fidelity Investments from 2023 to 2025. Alex's approach focuses on providing clear and thoughtful guidance to help clients navigate complex financial decisions and move forward with confidence. Outside of his professional work, he enjoys spending time with family, participating in fitness activities, playing golf, and traveling.

Elizabeth Fitzwater is a financial advisor with UBS Financial Services in Cincinnati, Ohio, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. She has been with UBS Financial Services since 2013. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Timothy Foster is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and six years of industry experience. He previously worked at Fifth Third Bank for five years before joining MML Investors Services and Mass Mutual Life Insurance Company in 2020. Outside of his advisory work, he co-owns and co-hosts a sports review podcast called Average Joes Football with Mike & Tim. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm structures planning engagements as annual, collaborative relationships and utilizes firm-approved software tools to analyze client goals and deliver written recommendations.

Grant Lanham is a financial advisor at Charles Schwab in Cincinnati, OH, holding a Series 66 credential with one year of industry experience. His prior work includes roles at Prudential Financial, LPL Enterprise, and Charles Schwab Bank, SSB, as well as self-employment and positions in education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, supported by a large-scale, integrated operational structure.

John Casey is a financial advisor at Wells Fargo Clearing with 30 years of industry experience. He holds the Series 63 and Series 65 designations. Prior to joining Wells Fargo in 2026, he worked at The Huntington Investment Company and Huntington National Bank from 2018 to 2025, and spent six years at Salient Capital Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable range of investment options including insurance-related vehicles and bank deposit sweep programs.

Stephen Dilbone is a financial advisor with UBS Financial Services in Cincinnati, OH, holding Series 63 and Series 65 licenses and with 42 years of industry experience. He has been with UBS Financial Services since 2007. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates proprietary research and institutional trading capabilities with wealth management services.

Donald Kunkel is a financial advisor with UBS Financial Services in Cincinnati, OH, holding Series 65 and Series 66 credentials and 25 years of industry experience. He previously worked at Merrill Lynch, Pierce, Fenner & Smith Inc. for 17 years before joining UBS in 2017. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates proprietary research and capital market assumptions into its advisory approach and offers institutional trading capabilities alongside wealth management services.

Thomas Nemec is a financial advisor with Edelman Financial Engines in Cincinnati, OH, holding Series 63 and Series 65 licenses and 17 years of industry experience. He has worked at Financial Engines Advisors L.L.C. since 2016 and previously at Tmfs Advisors, LLC from 2014 to 2016. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, offers sub-advisory services, and supports a large client base through both advisor-led and online platforms.

Jarred Hoctor is a financial advisor at Primerica Advisors in Cincinnati, OH, holding Series 65 and Series 63 licenses with one year of industry experience. His prior work includes positions at Mercedes Benz of Cincinnati and Kyocera Senco Industrial Tools Inc. He is involved in sales of investment-related and home service referral products through affiliates of Primerica. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm delivers advisory services through a large network of advisors and utilizes model-driven investment strategies managed by third-party asset managers.

Kristen Mangus is a Series 66–licensed financial advisor at Equitable Advisors with one year of industry experience. She previously worked at WM for ten years and has held roles outside of finance, including positions at California Golf Course and Body Alive. She is also a power of attorney for her mother. Equitable Advisors serves a broad client base including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives and third-party managers.

Robert Baker is a CFP® professional with 11 years of industry experience, currently serving as a financial advisor at J.P. Morgan Securities. His career includes roles at Western & Southern Financial, PNC Bank, and TD Ameritrade. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory capabilities with brokerage and investment management services.

Maximillian Ripperger is a CFP® and Series 66 licensed advisor at Cetera with three years of industry experience. He has previously worked as a busser at Augusta National Golf Club and serves as chairman and CEO of Alumni Link, LLC, a networking organization focused on connecting alumni and generating revenue for associated groups. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform featuring both discretionary and non-discretionary program options.

Matthew Daniels is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and having six years of industry experience. Prior to joining Cetera in 2023, he worked at Fidelity Brokerage Services LLC from 2020 to 2023. Outside of his advisory role, Daniels has experience as an insurance agent selling life, disability, annuities, and long-term care products. He also has a background with a boxing-related business from 2017 to 2020. Cetera Investment Advisers LLC serves a broad range of clients including individuals, employer-sponsored retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and access to third-party money managers, overseeing more than $256 billion in assets through a nationwide network of over 10,000 advisors.

Mackenzie Hill is an advisor at LPL Financial with Series 65 and Series 63 credentials and no prior industry experience. Hill has a background in legal and advocacy roles, including work with the WVU Veterans Advocacy Law Clinic and Disability Rights of West Virginia, alongside teaching positions at West Virginia University College of Law and College of Business & Economics. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services through a large network of investment adviser representatives, utilizing model portfolios, third-party subadvisors, and customized strategies.

Megan Watts is a financial advisor at UBS Financial Services with 12 years of industry experience. She holds the Series 66 designation and has been with UBS since 2014. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.