Jodi Goodhew is a financial advisor with Merrill in Farmington Hills, MI, holding Series 63, 65, and 66 licenses with 12 years of industry experience. Prior to joining Merrill in 2020, she worked in education at Novi Woods Elementary and in retail at Kirklands. Outside of her advisory role, she is a joint owner of a long-term rental property. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Robert Finn is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2016. Outside of his financial career, he assists with a family wedding and event planning business, Tricia Finn Events, LLC, contributing to event setup and logistics. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary written asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence.

Gary Meharg is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. Prior to joining LPL Financial in 2018, he worked at Securities America Advisors and Securities America, inc. for eight years each. He is also involved in insurance and business entities including Professional Insurance Management, Inc. and Financial Synergy Group, Ltd. LPL Financial is a national broker-dealer and SEC-registered investment adviser, providing advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of financial planning and investment options through a large network of investment adviser representatives.

Robert Palma Jr. is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and 13 years of industry experience. His prior roles include positions at Regal Investment Advisors, Lincoln Investment, and Merrill. He serves as treasurer for the Troy Foundation of Educational Excellence. Cambridge Investment Research Advisors serves a broad client base including individuals, institutions, pension plans, and charitable organizations by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm offers both discretionary and non-discretionary management across multiple platforms and custodians, including proprietary model strategies under the Founders Gate Capital brand.

Peter Buhl is a Financial Consultant at Fidelity Investments, where he collaborates with clients to develop personalized strategies aimed at supporting their long-term financial goals. He joined Fidelity Investments in 2023 and has held several roles within the company, including Financial Representative and Investment Consultant. Throughout his tenure at Fidelity, Peter has gained experience in financial consultation and investment advising. His progression within the firm reflects his commitment to assisting clients in managing their financial portfolios. Outside of his professional responsibilities, Peter has interests in cars, fitness, football, golf, soccer, and traveling.

Kevin Elbinger is a CFP® professional with 29 years of industry experience, currently affiliated with Cetera where he has worked since 2013. He holds Series 63 and Series 66 registrations and operates out of Farmington Hills, MI. Outside of his advisory role, Elbinger serves as a board member for the Jewish Federation of Metro Detroit and ORT America - Michigan Region, participating in fundraising activities. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients including individuals, retirement plans, corporate and charitable entities, as well as institutional accounts. The firm offers various portfolio management and financial planning services through a broad network of independent advisors and utilizes a multi-manager platform with discretionary and non-discretionary investment options.

Radhika Upadhyaya is a financial advisor with Wells Fargo Clearing in Birmingham, MI, holding Series 63 and Series 66 designations and 12 years of industry experience. Her career includes roles at JPMorgan Chase Bank and J.P. Morgan Securities Inc before joining Wells Fargo Bank, nA and Wells Fargo Clearing. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Makram Talia is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 47 years of industry experience. He was previously with UBS Financial Services for 15 years before joining Raymond James in 2026. Outside of his advisory role, he has been involved as an investor and partner in a real estate venture. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Joseph Pizzo is a financial advisor with Merrill, holding Series 63 and Series 66 credentials and having 10 years of industry experience. He has worked at Bank of America and Merrill since 2003. Merrill, alongside its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Melissa Marrero is a financial advisor at J.P. Morgan Securities with 26 years of industry experience. She holds Series 63 and Series 65 credentials and has worked with Bank One since 1997, joining J.P. Morgan Securities in 2012 and Jpmorgan Chase Bank, N.A. in 2022. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a dedicated group of Wealth Advisors. The firm's advisory program focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Calvin George is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity in 2025, he spent 11 years at Georgetown Wholesale LLC, where he was the sole proprietor and handled bookkeeping for a wholesale business selling items on Amazon. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary and non-discretionary portfolio management as well as fund advisory services. The firm employs a systematic investment process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction.

Connor Wallis is a financial advisor at J.P. Morgan Securities in Birmingham, MI, holding a Series 66 designation with one year of industry experience. His prior work history includes roles at J.P. Morgan Private Bank and JPMorgan Chase Bank, N.A., as well as positions outside the financial sector. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative screens and qualitative research with forward-looking capital market assumptions to build model asset allocations.

Bradley Augustine is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 15 years of industry experience. He has worked at LPL Financial since 2014 and was previously with Larson Financial Group, LLC from 2012 to 2014. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Laura Smith is a financial advisor with Morgan Stanley in Birmingham, MI, holding Series 63 and Series 65 licenses and 26 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes firm-approved tools and scenario modeling to support client planning.

Patricia Whitney is a financial advisor with UBS Financial Services in Troy, MI, holding Series 63 and Series 66 licenses and 39 years of industry experience. She has been with UBS Financial Services since 2009. Outside of her advisory role, she serves as Treasurer for Variety Detroit, a charity supporting children with special needs. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client strategies.

Mehul Mistry is a CFP® professional with 29 years of industry experience, currently with OSAIC since 2024. He previously worked for Securities America Advisors, Inc. and Securities America Inc. for 15 years each. Outside of advisory work, Mistry is involved with the Neelam Popat Mistry Memorial Foundation, assisting with charitable distributions, and participates in a peer study group of financial advisors with family ties to the industry. OSAIC serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, with capabilities for discretionary and advisor-managed strategies supported by robust risk assessment tools.

Amanda Kebbe is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. She holds the Series 66 designation and has been with JPMorgan Securities LLC since 2016. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative screening and qualitative research with forward-looking capital market assumptions to build model asset allocations.

Emma Goodman is a financial advisor at Thrivent Investment Management with Series 66 credentials and two years of industry experience. Before joining Thrivent, she worked at Comerica Bank for seven years. Outside of her advisory role, she serves as a tabulator for the Michigan Color Guard Circuit, an indoor color guard marching activity. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, offering goal-based analyses across various planning topics. The firm combines planning with managed-account programs under the WealthPlan option while maintaining separate planning and investment services.

Mark Karcher is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 credentials and possessing 34 years of industry experience. He has worked with Mass Mutual Investors Services since 2003 and has been associated with MassMutual Life Insurance Co since 1990. Outside of his advisory role, he owns and operates Karcher Agency Inc., which provides life, health, dental, and vision insurance services. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes annual, collaborative financial planning engagements using proprietary software and provides specialized planning programs, including recent additions like standalone Divorce Planning.

Michael Thorstad is a financial advisor with Robert W. Baird & Co. in Clarkston, MI, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has been with Robert W. Baird since 2001. He is part of The DDK Group, a team within Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and institutional clients. The group offers tailored financial planning, portfolio management, and consulting services, utilizing a range of strategies from traditional equity and fixed-income to more complex approaches, including discretionary and non-discretionary management.