Thomas Valade III is a financial advisor with Ameriprise, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has worked at Ameriprise and its affiliate since 2005. Outside of his advisory role, he serves on the Orchards Architectural Review Committee, a neighborhood committee that reviews exterior modification plans. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written retirement-income recommendation reports and ongoing planning advice, focusing on dependable income sources and tax-aware withdrawal strategies.

Frank Migliazzo is a Private Wealth Advisor and the Chairman of MKG & Associates, a private wealth management team. He provides strategic direction and investment policy for the team, which consists of 14 wealth management professionals. With a career at Merrill starting in 1979, Frank has experienced various market cycles and economic conditions, allowing him to apply knowledge and judgment in creating investment portfolios responsive to differing market environments. Frank holds a bachelor's degree from Western Michigan University and an MBA from the University of Detroit Mercy. He is a CERTIFIED FINANCIAL PLANNER® certificant and holds the Certified Investment Management Analyst® designation sponsored by the Investments & Wealth Institute™ at the Wharton School. He is also a member of Kingdom Advisors and among a select group of advisors nationally designated as Merrill Institutional Consultants. Beyond his professional work, Frank serves on the boards of the Boys & Girls Club of Southeastern Michigan, Manresa Jesuit Retreat House, the Catholic Foundation of Michigan, and the Pope Francis Center. He resides in Bloomfield Hills, Michigan with his wife Gail and their three children Katie, Joey, and Lauren. His personal interests include golfing, running, and spending time with his family.

Travis Childs Melton is a financial advisor at Merrill with a Series 66 designation and experience spanning roles at Merrill Lynch, Comerica Bank, Banner Bank, and Wells Fargo Bank. He has been with Merrill since 2021. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Paul Schmidt is a CFP® professional with 27 years of experience in the financial services industry, currently affiliated with LPL Financial in Livonia, MI. His prior experience includes roles at Fidelity Investments, Cetera Advisor Networks, and managing his own financial planning firms. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs and financial planning services supported by model portfolios, research, and various technology-driven investment options.

Todd Perttula is a financial advisor with Charles Schwab in Novi, MI, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. His prior roles include positions at TIAA-CREF and AE Wealth Management. He has been with Charles Schwab and Charles Schwab Bank since 2022. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, supported by multi-asset model portfolios, alternative investment due diligence, and a centralized operational structure.

Jeramey Lynch is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has been associated with J.P. Morgan Securities since 2009. Outside of his advisory role, Lynch is the sole proprietor and investor of TINPB LLC, a multi-family residential real estate business managed by a third party. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering services on a non-discretionary basis.

Jeffrey Husak is a financial advisor with LPL Financial and holds the Series 63 and Series 66 licenses. He has 19 years of industry experience, with prior roles at OSAIC, Fsc Securities Corp, and Next Financial Group, Inc. In addition to his advisory work, he is a partner at The Wealth Advantage Group, where he oversees client accounts and daily operations, and also acts as an insurance agent offering life insurance products. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of financial planning and advisory programs with discretionary and non-discretionary management, supported by research and various model portfolios.

Marygrace Voss is a financial advisor with Osaic Wealth, Inc., holding a Series 66 designation and four years of industry experience. She has worked at several firms including Michigan Financial Companies and UHY, with prior roles at Walsh College, BKD, and Xavier University. Voss is involved in sales and marketing of securities, investment advisory, and insurance products through affiliations with Michigan Financial Companies-Dunleavy Wealth Management and Fathom Financial Partners. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, financial planning, and access to various managed account solutions using tools such as asset-allocation models, risk-tolerance assessments, and automated rebalancing.

Daniel Paulson is a financial advisor with Robert W. Baird & Co. in Birmingham, MI, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with Robert W. Baird & Co., Inc. since 2001. Outside of his advisory role, he serves as a board member on the Schoolcraft Foundation Board of Governors, participating on the Finance Committee. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves a diverse client base including individuals, families, pensions, corporations, and charitable organizations. The team provides tailored consulting and portfolio services, employing a range of investment strategies and management approaches to meet client goals and risk tolerances.

Glen Young is a CFP® with 43 years of industry experience, currently serving as a financial advisor at Morgan Stanley in Birmingham, Michigan. He previously led Ashton Young, Inc. for 37 years before joining Morgan Stanley in 2020. Outside of his advisory role, he maintains involvement as an officer in Ashton Young, Inc. and owns LSG Financial LLC, an insurance-related business. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and emphasizes an advisory role, with a broad array of retail and institutional investment services.

Ross Ainley is a ChFC® with 46 years of industry experience. He joined OSAIC in 2025 after 27 years at Lincoln Financial Advisors Corporation. Ainley is also engaged as an agent offering fixed insurance products and premium financing through Ainley Financial Group. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm delivers integrated brokerage and investment advisory services, employing asset-allocation tools and third-party money managers to construct diversified portfolios.

Bryon Knuth is a financial advisor with Cetera, holding Series 63, 65, and 66 designations and bringing 38 years of industry experience. His career includes roles at Ameriprise Financial Services, Securian Financial Services, and Wealth Strategies Financial Group, where he continues to serve clients. Outside of finance, he is the owner of an apparel website operated by his sons and assists in real estate activities with his wife. Cetera Investment Advisers LLC is a multi-manager platform serving a broad client base including individuals, retirement plans, and institutional accounts, offering portfolio management, financial planning, and access to third-party money managers through various program structures.

Christina Wright Sutton is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 credentials and over 26 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2019. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, focusing on tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate agreements.

Steven Lundquist is a financial advisor with J.P. Morgan Securities and holds a Series 66 credential. He has one year of industry experience and a background that includes service in the United States Marine Corps and work with the Oakland County Sheriff's Office. Prior to joining J.P. Morgan, he was briefly employed at Fidelity Investments and Macy’s. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support customized investment solutions.

Parul Sharma is a Financial Advisor at Merrill Lynch Wealth Management. She offers comprehensive financial strategies tailored to the unique needs of individuals and families, focusing on investment management, education planning, retirement planning for individuals and business owners, risk mitigation, and holistic wealth strategies designed to build long-term financial security. She holds professional designations including Accredited Asset Management Specialist (AAMS), Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Parul Sharma earned a Bachelor's degree in Technology from Maharana Pratap Engineering College. Parul is involved in community organizations such as Better Money Habits and Life Remodeled. She speaks English and Hindi. Outside of her professional work, she has personal interests in chess, gardening, and traveling.

Patrick Brennan is a financial advisor at Fidelity with four years of industry experience. He holds a Series 66 designation and has held roles at Newbridge Securities Corporation and several other companies outside the financial sector, including DoorDash and Lyft. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, delegation to sub-advisers, and involvement in commodity pool operations and fund advisory.

Tyler Brown is a financial advisor at Merrill with six years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, N.A., Northwood University, and Hantz Financial Services. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kristina Di Giacomo is a financial advisor at Morgan Stanley in Birmingham, MI, with 21 years of industry experience. She holds the Series 66 designation and has previously worked at Merrill from 2014 to 2019 before joining Morgan Stanley in 2019. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning supported by firm-approved tools and a structured discovery process.

Joseph Danatzko is a financial advisor at Merrill with 26 years of industry experience. He has held his current position since 2012 and holds Series 63 and Series 66 credentials. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Kenneth Bertin is a financial advisor with Cetera who holds Series 63 and Series 65 designations and has 46 years of industry experience. He has been with Cetera Wealth Services since 2013 and has operated BERTIN & BERTIN Inc., offering fixed insurance products including life, health, disability, and long-term care. Outside of financial services, he is active as a sports official, serving as a referee and umpire. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform providing access to affiliated and third-party strategies with over $256 billion in assets under management.