Andrew Frye is a financial advisor at RBC Capital Markets with 12 years of industry experience. He holds the CFP®, CFA®, PFS™, and Series 63 designations. Prior to joining RBC in 2024, he worked at CliftonLarsonAllen LLP and CliftonLarsonAllen Wealth Advisors, LLC from 2012 to 2024. RBC Wealth Management, a division of RBC Capital Markets, serves a broad client base including individual investors, institutions, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a variety of advisory programs that provide portfolio management, financial planning, custody, and brokerage services, tailoring strategies to each client’s risk profile through a mix of in-house and third-party investment managers.

Andrew Karlson is a financial advisor with Cetera in Edina, MN, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has worked at Cetera since 2019 and previously spent 17 years at Foresters Financial. Outside of his advisory work, Karlson is the owner of Karlson Corporation, a personal tax planning business, and serves as treasurer for a youth sports organization. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a multi-manager platform with various portfolio management options, including model portfolios, third-party managers, and customized strategies, managing over $256 billion in assets.

Richard Hoel is a financial advisor with LPL Financial in Burnsville, MN, holding CFP® and Series 63 credentials and bringing 22 years of industry experience. His prior roles include positions at CUNA Mutual Group and Kaplan Education, among others. He is also involved with Axtell, Haller, Slachta, a home-based business outside of his advisory work. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and nonprofits through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, supported by research and model portfolios from multiple sources.

Adam Marso is a financial advisor with Thrivent Investment Management in Burnsville, MN. He holds a Series 66 designation and has one year of industry experience. Prior to joining Thrivent, he held academic positions at the University of Minnesota, University of North Dakota, Henderson State University, and Arkansas State University. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, offering both one-time and ongoing planning engagements. The firm focuses on holistic, goal-based analyses and allows clients to combine planning with managed-account programs under its WealthPlan option.

Evan Caye is a financial advisor at Cambridge Investment Research Advisors holding the ChFC® and Series 66 designations with one year of industry experience. His prior roles include positions at AdvisorNet Financial and Hallett Financial Group. Outside of advising, he is registered as an agent in insurance and benefits and serves as an investment advisor representative with CIRA. Cambridge Investment Research Advisors is a large SEC-registered firm serving individuals, retirement plans, charitable organizations, and trusts through a network of independent professionals. The firm offers a range of services including financial planning, investment management, and retirement plan advisory, utilizing proprietary and third-party model strategies across various custody platforms with discretionary and non-discretionary options.

Donald Mccoy is a financial advisor at Ameriprise with 29 years of industry experience. He holds the Series 66 designation and previously worked for Planners Financial Services, Inc. for 26 years. He owns DLM Financial Services LLC, through which he manages his Ameriprise business. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning with tax-aware withdrawal strategies and ongoing annual advice.

Ross Udell is a financial advisor at Merrill with four years of industry experience. He holds a Series 66 designation and has worked at Merrill, Wells Fargo Clearing, Wells Fargo Bank, N.A., and Bank of America, N.A. Prior to his financial career, he was involved with Youth With A Mission San Diego Bja and Grand Canyon University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Dean Rydstrand is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has worked at Charles Schwab since 2006 and has been with Charles Schwab Bank since 2018. Outside of his advisory role, he is the owner and creator of Anti-Gravity Shoelaces, a novelty and games business. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Jessica Sharr is a financial advisor with LPL Financial, holding a Series 66 designation and 11 years of industry experience. Her prior work includes roles at Waddell & Reed Inc, various insurance carriers with W & R Insurance Agencies, and Cynthia Castillo. She also has an 18-year background in retail at Macy's. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of advisers. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services with a range of portfolio management options and research support.

Alexander Hoseth is a financial advisor at Cetera with 17 years of industry experience. He holds Series 63 and Series 66 licenses. His prior experience includes roles at Fidelity Investments, Bank of America, and Merrill. Outside of his advisory work, he is an owner of a farming business and works as a ski instructor. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform allowing advisors to deploy model portfolios, third-party managers, or customized strategies across various program structures and custodial relationships.

Thomas Berg is a CFP® professional with 23 years of industry experience, currently serving as a financial advisor with LPL Financial since 2017. He previously worked at National Planning Corporation and has been involved with Integrated, Inc. since 2001, where he holds the position of President. Berg also has a role as Executive Vice President in fixed insurance sales. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations. The firm offers a wide range of advisory programs and financial planning services supported by model portfolios, research, and diversified investment strategies.

James West III is a financial advisor at Ameriprise with three years of industry experience. He holds a Series 66 designation and has previously worked at Mass Mutual Investors Services, MassMutual Life Insurance Co, Northwestern Mutual, and has experience outside finance at DoorDash, Dick's Sporting Goods, and AMC Theatres. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to create tailored recommendation reports. The firm also offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Michael Cassel is a financial advisor at Ameriprise in Lakeville, MN, with seven years of industry experience. He holds the Series 66 designation and has worked at Ameriprise since 2017, following an 11-year tenure at the University of St. Thomas. Outside of advising, he owns a photography business. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which provides tailored reports and ongoing advice focused on income and tax strategies.

Maria Regina Herfindahl is a financial advisor at UBS Financial Services in Bloomington, MN, holding a Series 66 designation with one year of industry experience. Her prior work experience includes roles at Ave Maria University and Hawkinson Construction. UBS Financial Services serves individual, corporate, and institutional clients by providing a range of brokerage and investment advisory services, combining proprietary research and model-based asset allocations to tailor financial plans according to clients’ goals and risk tolerances.

Jaeson Morrison is a financial advisor with Thrivent Investment Management in Burnsville, MN, holding Series 65 and Series 63 licenses and six years of industry experience. His work history includes roles at Thrivent Financial since 2020 and positions with the City of Northfield and the City of Richfield. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. Its approach involves holistic, goal-based planning focused on various financial topics, delivered separately from portfolio management and with periodic reviews.

Lem Amen is a Planning Consultant at Fidelity Investments, where he supports Financial Consultants in helping clients align their personal and financial goals. He assists clients in increasing their financial literacy, which is essential for designing and implementing plans focused on wealth accumulation, preservation, or balancing both objectives. Prior to his current role, Lem worked as a Relationship Manager at Fidelity Investments from 2021 to 2023. Before that, he was an Analyst at JP Morgan Private Bank from 2020 to 2021. Lem holds a California Insurance License.

Christopher Chung is a financial advisor with Edward Jones in Mendota Heights, MN, holding the Series 66 designation and possessing 10 years of industry experience. He has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a variety of investment strategies and services, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Timothy Scovell is a CFP®-designated financial advisor with Charles Schwab, based in Edina, MN. He has 24 years of industry experience, including 20 years with Charles Schwab and Charles Schwab Bank, SSB. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset investment approach supported by centralized custody and operational infrastructure.

Kyle Kirsch is a financial advisor at Equitable Advisors with 34 years of industry experience. He has been with the firm and its predecessor, AXA Advisors, since 1999. Outside of his advisory role, Kirsch serves as a board director for Quinns Cup and holds various trustee and treasurer positions in community organizations. Equitable Advisors serves a broad range of clients, including individuals, high-net-worth individuals, retirement plans, and institutions, providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates primarily through program sponsors and endorsed third-party managers, offering both advisory and brokerage solutions with a focus on LPL-sponsored programs.

Deborah Zeller is a financial advisor at Robert Baird & Co. with 10 years of industry experience. She holds the Series 66 designation and has been with Baird since 2016. She is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management department that serves individuals, corporate clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of services including financial planning, portfolio management, separately managed accounts, and utilizes both internal research and artificial intelligence tools in client advisory.