Eunice Gonzalez is a financial advisor with Merrill in Bellaire, TX, holding a Series 66 designation and four years of industry experience. She previously worked at Bank of America from 2006 to 2022. Outside of her advisory role, she is involved in a home healthcare business providing overnight care for a quadriplegic individual. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, utilizing model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Melinda De La Torriente is a financial advisor at Morgan Stanley with 20 years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley Smith Barney since 2009 and Citigroup Global Markets since 2001. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and uses firm-approved planning tools, including Global Investment Committee estimates and Monte Carlo simulations, to support client planning.

Pablo Ruiz-Berlanga is an International Wealth Advisor at Merrill Lynch Wealth Management, where he has been serving clients since 2002. With over twenty-eight years in the banking industry, he specializes in family wealth management strategies, international wealth management, and portfolio management services. He holds a Master's degree from George Washington University and a Bachelor's degree from ITESM. Pablo is also a Personal Investment Advisor (PIA). Outside of his professional work, Pablo enjoys playing tennis, biking, painting, and traveling. He speaks Spanish and Italian and has an interest in art.

Lisa Bogert is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and provides services that include but do not rely on individual security recommendations within its standalone planning programs.

Vicente Velez Pacheco is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. Prior to joining Morgan Stanley in 2021, he worked at Actinver Wealth Management, Inc. and Actinver Securities, Inc. for eight years. Outside of finance, he has been involved with Garibaldi Bakery since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm employs a structured planning process using advanced tools and models, and manages approximately $2.74 trillion in client assets.

Robert Murray is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 credentials and possessing 36 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2010. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients with a range of advisory programs, including financial and estate planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and global investment models as part of its advisory process.

Pablo Munoz is a CFP® with 13 years of industry experience, currently serving as a financial advisor at Morgan Stanley. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Bank of America, and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutions, including tailored financial planning that utilizes firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through employer-based financial planning agreements.

Lyn Patterson is a financial advisor at J.P. Morgan Securities with 30 years of industry experience. She holds Series 63 and Series 65 credentials and has been with J.P. Morgan Securities since 2012, also maintaining a long tenure at JPMorgan Chase Bank, N.A. since 1992. J.P. Morgan Securities provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. The firm integrates institutional advisory operations with brokerage and investment management capabilities.

Alfredo Lelo De Larrea is a Private Wealth Advisor with Merrill Private Wealth Management. He holds professional designations as a Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA). Alfredo earned a Bachelor's Degree from Instituto Tecnologico Autonomo de Mexico (ITAM) and a Master of Business Administration (MBA) from Emory University. His education and credentials support his work in providing wealth management services to clients.

Eric Blaha is a financial advisor at Merrill with 18 years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2008 and Bank of America, N.A. since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Chris Aitken is a financial advisor with Mass Mutual Investors Services in Houston, TX, holding a Series 63 license and 43 years of industry experience. He previously worked at Metlife Securities Inc. for 31 years before joining MassMutual Life Insurance Company and Mass Mutual Investors Services. He is also an independent insurance agent specializing in various insurance products, including disability, life, and Medicare-related products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and investment services to individuals, business owners, and organizations. The firm offers asset management, wrap programs, and educational seminars, structuring financial planning as annual collaborative engagements using firm-approved analytical tools.

Sebastian Henke is a financial advisor at Thrivent Investment Management with four years of industry experience. He holds the Series 66 designation and has worked at Thrivent Financial and Thrivent Investment Management since 2021. Prior to his current role, Henke was involved with Sportlo and held positions related to sports and education at Houston Baptist University and Sports For Learning. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofits, providing goal-based financial analyses and written recommendations on a variety of planning topics. The firm’s approach separates planning from portfolio management and emphasizes periodic reviews without accepting discretionary trading authority for its planning services.

Matthew Catron is a financial advisor at Ameriprise with 19 years of industry experience. He holds a Series 66 designation and previously worked at Bank of America and Merrill from 2013 to 2021. Catron is based in Friendswood, TX. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to provide written Recommendation Reports, with a focus on assets held in Ameriprise managed accounts and the use of algorithmic automation overseen by a dedicated committee.

Yulissa Bland is a Series 66-credentialed financial advisor with Morgan Stanley in Houston, TX. She has one year of industry experience, including prior roles at Bank of America and Merrill. Before entering the financial industry, Bland worked in various service and hospitality positions. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer managing approximately $2.74 trillion in client assets. The firm offers a range of advisory programs and tailored financial planning services for individuals and institutions.

Philip Turner is a financial advisor with Primerica Advisors in Houston, TX, holding Series 65 and Series 63 credentials and five years of industry experience. His work history includes roles at Datasite, LLC., Primerica Financial Services, and Worldpay from FIS. Outside of advisory services, he is involved in sales of loan products through Primerica Mortgage and refers home security and automation services with a Primerica affiliate. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm uses model-delivery strategies managed mainly by unaffiliated asset managers and supports trade execution through BNY Mellon Advisors and Pershing, focusing on advisory services rather than institutional portfolio management.

Michelle Bickham is a financial advisor at Edward Jones with four years of industry experience. She holds a Series 66 designation and has previously worked at Fidelity Investments, Bank of America, Merrill, and operated Bickham Law Attorneys. Outside of finance, she owns a seasonal holiday decorating business and manages the career of her daughter, a singer-songwriter and actress. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and a nationwide network of financial advisors and branch offices. The firm offers discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jonathan Powell is a CFP® professional with 15 years of industry experience, currently serving as a financial advisor at Equitable Advisors since 2010. He previously worked at Axa Advisors, LLC, and holds Series 66 registration. Outside of his advisory role, Powell serves as treasurer of Sahalee Enterprises, Inc. and is involved as a member of PWG Operations LLC and the PWG Foundation. Equitable Advisors serves a diverse client base including individual investors, retirement plan sponsors, corporations, and charitable organizations, providing financial planning, retirement plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering advisory and brokerage/insurance channels to implement client recommendations.

Jay Campbell is a financial advisor at Ameriprise with 11 years of industry experience. He holds the Series 66 designation and previously worked at Bank of America and Merrill before joining Ameriprise in 2020. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement who meet certain asset thresholds, providing detailed Recommendation Reports addressing income, Social Security, and tax strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, algorithm-supported advice through a centralized retirement-income consulting team.

David Moss is a financial advisor with Ameriprise Financial Services, LLC, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He previously worked at Merrill and Bank of America, with tenures spanning 25 and 11 years respectively. Outside of his advisory role, Moss serves on the Board of Directors for the Texas City Independent School District. Ameriprise offers a retirement-income planning service aimed at individuals nearing or in retirement who meet certain asset criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm delivers these services through a centralized consulting team using a combination of research, modeling, and tax-efficiency analysis, with an emphasis on assets held in Ameriprise Managed Accounts.

Arturo Karakowsky is a financial advisor at Morgan Stanley with 18 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley since 2009, including time with Morgan Stanley Private Bank. Outside of his advisory role, he serves on the board of The Irvin M Shlenker School in Houston, including roles on the finance and fundraising committees, and is a board member of Homrun Group, which facilitates business connections between companies in Israel and the USA. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies.