Andrew Becerra is a financial advisor at Merrill with Series 63 and Series 66 credentials and four years of industry experience. His prior roles include positions at J.P. Morgan Securities and Bank of America. Outside of his advisory work, he participates as a bass player in the worship teams at Familia Church and Summit Christian Center, and works as an Uber Eats driver. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Carolyn Abshier is a financial advisor at LPL Financial with 19 years of industry experience. She holds the Series 66 designation and has worked previously with Waddell & Reed, Inc., various insurance carriers, and ran The Lighthouse Team LLC. Her other business activities include managing a non-variable insurance entity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions, offering a range of advisory and brokerage services supported by both proprietary and third-party investment strategies.

Simon Wright is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and has previously worked at JPMorgan Chase Bank, The Cliffs, and &Partners/Indigo Advisors &Partners. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm offers customized investment advice delivered on a non-discretionary basis.

David Griffiths is a financial advisor at J.P. Morgan Securities with 27 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked at J.P. Morgan Securities since 2018, following roles at J.P. Morgan Chase Bank, Wells Fargo Insurance, and Wells Fargo Clearing. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Daniel Salazar is a Series 66-licensed financial advisor with UBS Financial Services in San Antonio, Texas, where he has worked since 2011. He has 14 years of industry experience. Outside of his advisory role, he is the proprietor of MTSA Property Group LLC, which focuses on real estate investments. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides fee-based financial planning, portfolio management, and access to proprietary research and capital markets services.

Andres Garza is a financial advisor at Raymond James Financial with Series 63 and Series 65 licenses and one year of industry experience. His prior work experience includes roles at Security Service Federal Credit Union and Uber. He has also held positions in various other industries, including education and energy. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base ranging from individual and high-net-worth clients to institutional clients. The firm uses tailored, non-discretionary planning and analytical tools to support client goals and offers specialized programs including municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Clinton Godfrey is a financial advisor with J.P. Morgan Securities in San Antonio, TX, holding a Series 66 credential and 15 years of industry experience. His prior work includes roles at Ameriprise Financial and Citigroup/Citibank. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Alec Hrynyshyn is a financial advisor at UBS Financial Services with one year of industry experience. He has been with UBS since 2020 and holds a Series 66 designation. Prior to his advisory role, he was affiliated with the University of Colorado-Boulder from 2013 to 2021. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings. The firm integrates proprietary capital market assumptions and research to tailor financial plans and portfolio management services to clients’ goals and risk tolerances.

Betty Vargas is a CFP® professional with 40 years of experience in the financial industry, currently associated with LPL Financial. She has a long career including roles at Waddell & Reed, INC. and a partner position at Financial Wellness Solutions, where she is involved in tax preparation and planning. Vargas also manages Pontem LLC, a business entity related to her advisory work. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, supported by advanced operational tools and a large network of advisors.

Julian Serna is a financial advisor with Edward Jones in San Antonio, TX, holding Series 63 and Series 66 licenses and 8 years of industry experience. His prior roles include positions at Citigroup, Ameriprise Financial Services, CUNA Brokerage Services, and Randolph Brooks Federal Credit Union. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Prashant Sahni is a financial advisor at Fidelity with eight years of industry experience and holds a Series 66 designation. His prior roles include positions at Victory Capital Services, USAA Financial Advisors, New York Life, and Thrivent Financial. Outside of his advisory work, he is a partner and co-owner of Alamo Preferred LLC, a business involved in buying, rehabilitating, and renting single-family properties. Fidelity, through its subsidiary Strategic Advisers LLC, offers investment management and advisory services to retail and institutional clients, employing a systematic investment approach that combines fundamental research, quantitative analysis, and algorithmic portfolio construction.

Nicholas Gamez is a financial advisor with J.P. Morgan Securities in San Antonio, TX, holding Series 63 and 66 licenses and four years of industry experience. His professional background includes roles at JPMorgan Chase Bank, Fidelis Plumbing, and several service industry positions. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support client decision-making.

Donald Franks is a CFP®-certified financial advisor with 39 years of industry experience, currently serving at Charles Schwab in San Antonio, TX. He has worked at Charles Schwab and Charles Schwab Bank since 2021 and previously held roles at USAA Life Insurance Company, USAA Investment Services Company, and USAA Financial Advisors, Inc. from 2012 to 2021. Charles Schwab & Co., Inc. serves a large clientele primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, supported by centralized custody, brokerage, and research resources.

Alexander Schwarz is a financial advisor with J.P. Morgan Securities in San Antonio, TX, holding Series 63 and Series 66 licenses and 14 years of industry experience. He previously worked at DVI Global, LLC from 2016 to 2017. Outside of his advisory role, Schwarz owns a 40-acre farm in Kansas. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through its Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations to deliver a broad range of investment and brokerage services.

Grace An is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. She has prior experience in education, having worked at Texas Christian University and Mustang High School. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Armando Echeveste is a Financial Advisor at Merrill Lynch Wealth Management. He works with individuals, families, and business owners to create personalized financial strategies that address their full financial picture, including building wealth, managing risk, planning for retirement, and establishing meaningful legacies. His areas of expertise include Divorce Transition Planning, Managing New Wealth, Personal Retirement Planning, Portfolio Management Services, Tax Minimization, and Retirement Income. Armando holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He completed his high school education at John Paul Stevens. Armando communicates fluently in both English and Spanish. Outside of his professional role, he enjoys basketball, billiards, chess, golfing, and spending time with his family.

Emmanuel Machamire is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at JPMorgan Chase Bank, H&R Block, and Papa Johns. Outside of his advisory role, he serves as a board member, treasurer, and finance committee chairman for Laurel Heights Seventh Day Adventist Church in San Antonio. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Randle Ross is a financial advisor with Cetera in San Antonio, TX, holding a PFS™ designation along with Series 63 and Series 65 licenses and has 29 years of industry experience. His prior work includes long tenures at Avantax Investment Services and 1st Global Advisors, as well as operating Randle R. Ross, P.C., a CPA firm, since 1983. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and consulting services through a multi-manager platform, featuring both discretionary and non-discretionary programs and a suite of affiliated providers.

John Brooks is a financial advisor with Ameriprise in San Antonio, TX, holding Series 63 and Series 66 licenses and 25 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, Brooks is a shareholder in BONT Management LLC, a company formed to manage office leasing properties. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets, combining research and modeling with tax-efficient strategies. The firm offers a broad range of advisory, brokerage, and insurance solutions through its institutional platform.

Richard Folmar is a financial advisor at Wells Fargo Advisors with 28 years of industry experience. He holds Series 63 and Series 65 credentials and has worked within Wells Fargo-related firms since 2009. Outside of his advisory role, Folmar owns and manages a livestock ranch in George West, Texas. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and financial planning services. The firm offers a broad range of planning options and integrates advisory services with various financial products and referral channels.