Elvira Lozoya is a Series 66-licensed financial advisor with eight years of industry experience, currently affiliated with Merrill in Pflugerville, Texas. She has worked at both Merrill and Bank of America, N.A. since 2005. Outside of her advisory role, she is a general partner and managing member of A & T Trucking LLC, a trucking company serving retail businesses. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ross Kelly is a financial advisor with Charles Schwab in Austin, TX, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. He has worked within the Charles Schwab organization since 2016, including positions at Charles Schwab Bank, SSB. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary and discretionary investment guidance, leveraging multi-asset model portfolios and centralized operational infrastructure.

Xochitl Corona Russell is a financial advisor at Robert Baird & Co. in Austin, TX, holding a Series 66 designation with four years of industry experience. Prior to joining Robert W Baird in 2020, she worked at Central Texas Valet, LLC for three years. She is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management department that serves individuals, corporate clients, pensions, and charitable organizations. The firm offers a range of services including financial planning, portfolio management, and custody, utilizing manager-traded and model-traded strategies, tax management, and ongoing investment research.

Dana Stevens is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at UBS Financial Services for 16 years before joining Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and provides services that include both direct client plans and corporate financial planning agreements.

Wade Heidmann is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing a comprehensive approach to wealth management across a broad range of client needs. Since joining the team in 2002, Wade has focused on advising the next generation of families served by Heidmann, Jefferson, Wood & Associates. His experience as a small business owner, community leader, and member of a family business enhances his ability to connect with multi-generational clients. He also supports individual investors and provides retirement education to employees of 401(k) clients, collaborating on educational content for institutions such as Merrill and Bank of America. Wade holds several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He completed a non-accredited certificate program at Austin Community College and earned his high school diploma from Westlake High School. Outside of his professional commitments, Wade spends time with his family and pursues interests in gardening, cooking, chess, drawing/sketching, hiking, and woodworking.

Ryan Johnson is a financial advisor with Merrill in Austin, TX, holding a Series 66 designation and six years of industry experience. He has worked at Merrill since 2019 and Bank of America, N.A. since 2020. Prior to his advisory roles, he was employed at the University of Kentucky and San Jacinto College. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Sophia Mendoza is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and two years of industry experience. Her prior work includes roles at Gerards, cocos bakery, Arrowhead Regional Medical Center, and Shiki Sushi, as well as six years in full-time education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, combining non-discretionary advisory relationships with access to affiliated discretionary SMA options and comprehensive brokerage and custody services.

Peter Conforti is a Series 66-licensed financial advisor with seven years of industry experience. He currently works at J.P. Morgan Securities and has previously held roles at JPMorgan Chase Bank, LPL Financial, Entirety Financial, and Edward Jones. Before entering financial services, he worked for the Texas Education Agency and taught at The University of Texas at Austin. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative analysis with forward-looking capital market assumptions and incorporates ESG criteria in its recommendations.

Jackson Arredondo is a Planning Consultant at Fidelity Investments, where he works closely with clients to co-create financial plans, address ongoing and new needs, and build long-term relationships by understanding their goals and aspirations. He has been with Fidelity Investments since 2022, progressing through roles including High Net Worth Service Associate, Financial Representative, and Relationship Manager before his current position. Throughout his tenure at Fidelity, Jackson has gained experience in client service and financial planning, focusing on developing strategies that align with clients' objectives. His professional journey demonstrates a commitment to supporting clients' financial futures through comprehensive planning and relationship management. Outside of his professional responsibilities, Jackson has personal interests that include fitness, football, golf, movies, and snowboarding.

Caroline Marmitt is a Planning Consultant at Fidelity Investments, where she partners with clients to provide holistic planning and service aimed at bringing transparency and confidence to their financial picture. She has been with Fidelity Investments since 2022, progressing through roles as a Financial Representative from 2022 to 2023, and as a Relationship Manager from 2023 to 2025 before assuming her current position in 2025. Prior to joining Fidelity, Caroline worked as an Electronic Communication Specialist 2 at TD Ameritrade from 2021 to 2022. She brings experience in client relationship management and financial services to her current role. Outside of her professional career, Caroline enjoys spending time with friends and attending social events. Her personal interests include pilates, reading, traveling, and yoga.

Mark Hogue is a financial advisor at Ameriprise with 40 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at Wells Fargo Clearing, Morgan Stanley, and Citigroup Global Markets. Outside of advising, he is involved in developing patents through a business called 5 Stone Products. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, known for its Premier Retirement Income service that provides tailored retirement income planning through a centralized team collaboration and a research-driven recommendation process.

Matthew Taylor is a financial advisor at Charles Schwab with Series 66 and Series 63 credentials and two years of industry experience. His background includes roles at Giordanos and multiple positions in the food service industry. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering both non-discretionary advisory relationships and access to discretionary separately managed accounts.

Lana Macrum is a financial advisor with J.P. Morgan Securities in Austin, TX, holding a Series 66 license and 25 years of industry experience. She has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2013 and previously at Wells Fargo Clearing and Wells Fargo Investments. Outside of finance, she is an owner and partner in a Dallas-based restaurant, Dallas Neighborhood Sushi, and works as a contractor for Austin Woman Magazine, a local publication focused on recognizing female leaders. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary, written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process incorporates both quantitative and qualitative research and may include ESG criteria, supported by affiliated implementation and portfolio services.

Josef Barr is a Financial Advisor at Merrill Lynch Wealth Management who serves individuals, families, private foundations, endowments, and 501(c)(3) nonprofit organizations. He provides professional investment management and financial planning with a focus on helping investors steward wealth, allocate capital, and give strategically. His expertise includes personalized financial planning, ongoing advice and guidance, estate and retirement planning strategies, investment management, and endowment and foundation management. He works with clients to design financial plans that align with their values, goals, and long-term vision, incorporating areas such as philanthropic planning and socially responsible investing. Josef holds a Personal Investment Advisor (PIA) designation and has earned a Bachelor's Degree from West Coast Bible College and a Master's Degree from Grace College of Divinity. In his personal time, he enjoys adventure sports, boating, fishing, hiking, hunting, music, and spending time with his family.

Joe Morris Jr. is a Certified Financial Planner® and Chartered Financial Consultant® with 22 years of experience, currently serving at Equitable Advisors since 2004. He previously worked at Axa Advisors, LLC and is also the owner of Anthem Wealth, LLC. Equitable Advisors serves a broad range of clients, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and various asset-management programs. The firm utilizes a network of Investment Adviser Representatives and partners with third-party asset managers and advisory programs to deliver customized investment solutions.

Derek Guzman is a financial advisor with Charles Schwab, holding Series 66 and Series 63 designations and bringing 10 years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2016 and at Charles Schwab Bank, SSB since 2025. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by research from Schwab Center for Financial Research.

Robert Heiser III is a financial advisor at Morgan Stanley with 14 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and its affiliated entities since 2012. Outside of his advisory work, he is the founder of the Austin Motor Club, a website focused on Formula One content. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and advanced modeling tools, offering clients tailored financial plans without individual security recommendations as part of standalone services.

Zachary Fors is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds the Series 66 designation and has prior work experience at Kovitz and iAngels. Outside of finance, he works as an independent contractor painting book covers. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with a focus on eligible strategies and may include an ESG eligibility framework.

Keith Ford is a financial advisor with Ameriprise in Austin, TX, holding a Series 63 designation and 32 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ford is also the owner of Pathsage LLC, where he manages an advisory business. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning services that provide written recommendations and annual advice focused on income sources and tax-aware withdrawal strategies.

Shawn Walker is a Series 66-licensed financial advisor with Morgan Stanley in Austin, Texas, and has 25 years of industry experience. He has been with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. Outside of his advisory work, he is engaged in property management as a sole proprietor of a rental property business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning using structured discovery and advanced modeling tools, managing approximately $2.74 trillion in client assets.