Cody Templin is a financial advisor with Empower Advisory Group in Greenwood Village, CO, holding Series 63 and Series 66 designations and 14 years of industry experience. He has worked at Empower Retirement since 2020 and previously held roles at Transamerica Investors Securities Corporation and Transamerica from 2016 to 2020. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm uses an integrated model linked to Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and annual rebalancing within plan lineups established by plan sponsors.

Kyle Vincent is a financial advisor with Schwab Wealth Advisory in Lone Tree, Colorado, holding Series 66 and Series 63 licenses and bringing nine years of industry experience. He has been with Schwab Wealth Advisory since 2020 and has also worked at Charles Schwab & Co., Inc. and Scottrade, Inc. prior to his current role. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services including annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates internally within the Schwab ecosystem, delivering advice based on Schwab’s asset allocation models and research tools while leaving final trading decisions to clients.

Raci Yigitbas is a CFA® charterholder with 26 years of industry experience. He has been with Charles Schwab since 1999 and currently serves as an advisor at Schwab Wealth Advisory Inc., where he has worked for 14 years. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations based on Schwab’s standard asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem, delivering advice without exercising discretionary trading authority.

Breila O Halloran is a financial advisor at TIAA-CREF with six years of industry experience. She holds Series 66 and Series 63 licenses and has been with TIAA-CREF since 2019. Prior to this, she worked in the dental field and the hospitality industry. Outside of finance, she participates as a user tester on a third-party platform providing product feedback for various companies. TIAA-CREF Individual & Institutional Services offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing TIAA retirement relationships. The firm combines point-in-time planning with ongoing portfolio management through model and customized portfolios.

Annajane Mooney is a financial advisor with Schwab Wealth Advisory in Lone Tree, CO, holding Series 63 and Series 66 licenses and four years of industry experience. She has worked at Schwab Wealth Advisory since 2025 and Charles Schwab & Co., Inc. since 2021. Outside of finance, she designs custom costume commissions through her textile art business, The Soulless Seamstress, and is involved in live action theater as a writer and event coordinator with Mooneybin Entertainment LLC. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews and personalized investment recommendations primarily using Schwab’s asset allocation models and research tools.

Sean Mcginnis is a CFA® charterholder with eight years of industry experience. He is currently an advisor at Mariner and has prior experience as an independent insurance agent and working in various management and business roles. Mariner serves a diverse client base including individuals, pension plans, trusts, and corporations, providing investment management, financial planning, retirement consulting, and tax services. The firm offers customized discretionary portfolios supported by in-house and third-party managers, along with integrated tax and accounting services and financial wellness tools.

Sharon Markovitz is a financial advisor with Schwab Wealth Advisory and holds Series 63 and Series 66 designations. She has 27 years of industry experience, including over 14 years with Schwab Wealth Advisory and more than 26 years at Charles Schwab. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, distinguishing its approach from many other wealth managers.

Christopher Johnson is a CFP® with 18 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory in Lone Tree, CO. His prior experience includes roles at Morgan Stanley and E*TRADE. Outside of his advisory work, he assists with the financial bookkeeping for Echoes of Elegance, LLC, a business involved in restoring and selling antiques. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in its Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not exercise discretionary trading authority.

James Mc Laughlin is a financial advisor with Empower Advisory Group, holding a Series 66 designation and four years of industry experience. He previously worked at T. Rowe Price and Cardinal Financial. Outside of finance, he is involved as an audio crew member for a CBS television station, assisting with microphone operations during sporting events. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, using an integrated model connected to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing within plan lineups chosen by plan sponsors.

Bradley Hall is a financial advisor with Schwab Wealth Advisory, holding Series 66 and Series 63 licenses and five years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2022 and joined Schwab Wealth Advisory in 2026. Prior to this, he held roles at Colorado Springs Powersports and Equity Colorado Real Estate. Schwab Wealth Advisory, Inc. offers non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, providing clients with annual financial reviews and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem, using standard asset allocation models and Schwab research tools, while leaving final trading decisions to clients.

Matthew Beauregard is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2011, including roles with Schwab Private Client Investment Advisory, Inc. and Schwab Wealth Advisory Inc. since 2015. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering financial reviews, retirement and planning discussions, and investment recommendations based on Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem, focusing on client-directed investment decisions and annual account reviews.

Justin Branch is a financial advisor with Hightower Advisors in Denver, CO, holding Series 65 and Series 63 licenses and 12 years of industry experience. His prior work includes roles at TIAA-CREF and Curian Capital. Hightower Advisors serves a diverse range of individual and institutional clients, offering investment advisory and planning services through a network of Advisor Practices. The firm emphasizes manager selection and multi-manager solutions, utilizing proprietary research and a variety of investment vehicles including mutual funds, ETFs, and alternative investments.

Devonee Quinn is a CFP® and Series 65-licensed financial advisor with 16 years of industry experience. She is currently with Creative Planning, where she has worked since 2022, and previously held roles at WIPFLI Financial Advisors, LotusGroup Advisors, and Lee Financial Corp. Outside of financial advising, she works as an independent consultant in wine sales through Wine Retriever, LLC. Creative Planning is a large enterprise firm managing approximately $217 billion in assets, serving a diverse client base that includes individuals, corporations, foundations, trusts, and retirement plans. The firm emphasizes a financial planning-led investment process focused on low-cost indexing and offers a range of supplemental strategies along with affiliated non-investment businesses such as legal and trust services.

Steven Lindeman is a financial advisor with Principal Financial Services based in Denver, CO. He holds the Series 66 designation and has one year of industry experience, having previously worked sixteen years in the oil and gas sector with Ovintiv Oil & Gas. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and military personnel abroad. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

David Findlow is a Certified Financial Planner (CFP®) with 35 years of industry experience. He has worked at Independent Financial Partners since 2021 and previously spent 13 years with Charles Schwab and Charles Schwab Bank. Independent Financial Partners offers investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent Investment Adviser Representatives. The firm supports a multi-advisor platform serving individual, charitable, corporate, and high-net-worth clients, with notable expertise in retirement-plan advisory and pension consulting.

Klint Armitstead is a financial advisor at Creative Planning with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including New York Life Insurance Company and Colorado Retirement Association. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals and institutional clients. The firm employs a financial-planning-led investment approach that emphasizes low-cost indexing and buy-and-hold strategies, supplemented by direct indexing and selective private market exposure, managing over $295 billion in client assets.

Myra Lawson is a financial advisor at Schwab Wealth Advisory with two years of industry experience. She holds the Series 66 designation and has worked at Charles Schwab and Keybank, among other firms. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem and delivers advice through standard asset allocation models and Schwab research tools, with clients retaining final trading decisions.

Vito Desimone is a financial advisor with Empower Advisory Group in Greenwood Village, CO, holding Series 63 and Series 65 licenses and having 14 years of industry experience. He has been with GWFS Equities, INC since 2012. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain retail account holders. The firm integrates its services with Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and savings rates through a point-in-time financial planning approach.

Rebeca Melendez is a financial advisor at TIAA-CREF with 18 years of industry experience. She holds the Series 63 and Series 66 licenses and has worked at TIAA-CREF and TIAA since 2000, with a brief tenure at Transamerica Retirement Advisors. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and managed account programs to individuals, trusts, estates, corporate entities, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm provides both point-in-time planning and ongoing discretionary management, including customized portfolios and model-based strategies.

Brandon Akers is a Certified Financial Planner (CFP®) with 14 years of industry experience. He currently works at Schwab Wealth Advisory and previously held positions at T. Rowe Price Investment Services and Confluence Financial Advisors. Outside of his advisory role, he manages several rental properties with his wife. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations based on Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and generally does not exercise discretionary trading authority.