Nathaniel Allen is a financial advisor at Primerica Advisors with 24 years of industry experience. He holds Series 63 and Series 65 designations and has been with Primerica since 2001. In addition to his advisory role, he is involved in sales of loan products and home security services through affiliated companies. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm employs model-driven investment strategies supported by third-party asset managers and custodial services, with approximately $15.5 billion in assets under management.

Cameron Macintosh is a financial advisor with Morgan Stanley Wealth Management, holding Series 63 and Series 66 credentials and bringing 30 years of industry experience. His prior experience includes roles at E*Trade Capital Management LLC and E*Trade Securities LLC. Outside of his advisory work, he owns and manages a rental property in Salt Lake County, Utah. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning and utilizing tools such as Monte Carlo simulations and Secular Return Estimates.

Robert Kernodle Jr. is a Series 66-licensed financial advisor with Morgan Stanley, where he has worked since 2023. His prior experience includes roles in banking, outdoor guiding, and service with the Utah National Guard. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs, including tailored financial planning supported by firm-approved tools and regulatory frameworks.

Brady Homer is a Financial Consultant at Fidelity Investments, where he has been advancing his career since 2015. He has held various roles within the company, including Planning Consultant, Relationship Manager, Workplace Planning Consultant II and I, Workplace Planning Associate, Stock Plan Consultant, and Financial Services Representative. His professional focus is on financial planning, partnering with clients to help them achieve financial peace through tailored strategies. Brady holds the Certified Financial Planner (CFP®) designation and possesses insurance licenses in Arkansas and California. He emphasizes building strong relationships with his clients and their families, aiming to foster a familial atmosphere in his professional interactions. Outside of his professional work, Brady enjoys camping, family activities, exploring culinary experiences as a foodie, and participating in sports such as football and golf.

Ryan Newby is a financial advisor with Morgan Stanley in South Jordan, UT, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. His prior roles include positions at Semaphore Capital Strategies, PFS Investments Inc, and Primerica Financial Services. He has also been self-employed since 2010. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs that include tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and provides services through direct client relationships and corporate financial planning agreements.

David Leigh is a financial advisor with Wells Fargo Clearing in Draper, UT, holding Series 63 and Series 65 licenses and 34 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2010 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Erik Pearson is a financial advisor at Equitable Advisors with six years of industry experience. He holds a Series 66 designation and has previously worked at Wheeler Machinery Co., JP&R Excavating, and Clyde Companies, Inc. He is based in Draper, Utah. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm offers financial planning, retirement plan consulting, and various asset-management programs, utilizing both proprietary and third-party solutions delivered through a network of Investment Adviser Representatives.

Daniel Kaschmitter is a financial advisor with Raymond James & Associates who holds Series 63 and Series 65 licenses and has 32 years of industry experience. He worked at Wells Fargo Advisors and Wells Fargo Clearing before joining Raymond James in 2019. Kaschmitter also owns and manages a single-family rental property in Salt Lake City. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, pension plans, and charitable organizations, providing financial planning and non-discretionary investment consulting supported by a wide range of portfolio management styles and affiliated research.

Sebastian Swanson is a financial advisor at Fidelity with six years of industry experience and holds a Series 66 designation. His prior work includes roles at Charles Schwab, Park Avenue Securities, and Guardian Life Insurance Company of America. He also spent five years affiliated with the University of Nevada Las Vegas. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm combines proprietary research with quantitative and algorithmic methods to construct model portfolios from mutual funds, ETFs, and ETPs, and it serves as a formal advisor to multiple registered investment companies.

Scott Hartman is a Planning Consultant at Fidelity Investments, where he collaborates with clients and their Financial Consultants to develop personalized financial plans aimed at achieving financial security and peace of mind. He focuses on creating strategies that account for clients' current financial situations, goals, and risk tolerance, while providing ongoing support to adapt plans as life circumstances evolve. Prior to his current role, Scott worked as a Relationship Manager at Fidelity Investments from 2021 to 2023 and began his financial services career as a Financial Advisor at Equitable Advisors, LLC from 2020 to 2021. His experience spans client relationship management and financial planning. Outside of his professional work, Scott engages in activities such as cooking and baking, fishing, playing musical instruments, spending time with pets, scuba diving, and snowboarding.

Tysen Gasper is a financial advisor at Fidelity with Series 63 and Series 66 credentials and one year of industry experience. His prior work includes roles outside the financial sector in various service and retail businesses. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage multi-manager and fund-of-funds strategies.

Noah Jackson is a Financial Consultant at Fidelity Investments, where he has been working since 2022. Prior to this role, he held several positions within Fidelity Investments, including Planning Consultant from 2020 to 2022, Relationship Manager from 2018 to 2020, Financial Representative from 2017 to 2018, and High Net Worth Representative from 2016 to 2017. Before joining Fidelity, he worked as a Financial Representative at MetLife Premier Client Group in 2015 and as a Division Leader at Primerica in 2015. Throughout his career, Noah has focused on helping clients achieve their financial goals by co-creating sound financial plans. He holds insurance licenses in Arkansas and California. Outside of his professional work, Noah enjoys camping, family activities, exploring food, football, hiking, and outdoor adventures.

Daniel Murdock is a CFP® professional with 41 years of industry experience, currently serving at Equitable Advisors since 1996. He previously worked with Axa Advisors, LLC, from 1996 to 2020. Outside of his advisory role, Murdock is a senior executive coach providing training and development to executives and teams. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives and third-party managers.

Matthew Vallejo is a financial advisor at Fidelity with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Fidelity Investments since 2018, with prior experience at The Vanguard Group. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base including retail and institutional investors. The firm’s investment approach combines fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios using systematic methodologies.

Ikechukwu Ezugwu is a financial advisor at Ameriprise with two years of industry experience. He holds a Series 66 designation and has worked previously at Transamerica Financial Advisors, Wfgia, and Managed Wealth Financial. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis within a centralized consulting team and delivers periodic, non-discretionary recommendations tailored to clients’ Ameriprise-managed accounts.

Bradford Murray is a financial advisor at Fidelity with Series 63 and Series 66 credentials and one year of industry experience. Prior to joining Fidelity in 2025, he held various roles including positions at the ENT Center and Allergy Associates of Utah. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios across mutual funds, ETFs, and ETPs. The firm also serves as a registered commodity pool operator and advises multiple registered investment companies, employing systematic methodologies and oversight controls.

Kyle Graham is a Planning Consultant at Fidelity Investments, a role he has held since 2026. He has been with Fidelity Investments since 2022, progressing through roles including Investment Solutions Representative I, II, and III, as well as Customer Relationship Advocate. Prior to joining Fidelity, Kyle gained experience as an Escrow Accounting Intern at Texas Partners Title from 2020 to 2021. Kyle holds insurance licenses in Arkansas and California. He emphasizes a personalized approach to financial planning, working to understand each client's unique financial goals and co-creating plans that help clients feel confident and comfortable. Outside of his professional work, Kyle engages in board games, family activities, and plays musical instruments. He is also involved in parenthood.

Ethan Nakaya is a financial advisor at Fidelity with Series 63 and Series 66 credentials and five years of industry experience. Prior to joining Fidelity, he held roles at various companies including Davidson Defense Inc. Outside of his advisory work, he builds custom headlights for off-road vehicles as a freelance hobby. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage a wide array of investment strategies.

David Garriott is a financial advisor at Fidelity with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with various Fidelity entities, including Fidelity Brokerage Services and Fidelity Personal and Workplace Advisors. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to deliver model portfolios from a broad investable universe, with a focus on oversight and addressing conflicts of interest.

Pamela Fisher is a financial advisor with Raymond James & Associates in Salt Lake City, UT, holding Series 63 and Series 66 credentials and bringing 38 years of industry experience. Her career includes long tenures at Merrill and Bank of America prior to joining Raymond James. Outside of advising, she is a joint owner of rental real estate. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by research and a range of portfolio management strategies.