Nathanal Coffey is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at E*TRADE Securities. Outside of his advisory role, he is involved in community activities including working with the Utah Athletic Foundation, where he operates ice-resurfacing equipment, and tutoring students through Varsity Tutors. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and research. The firm manages a broad range of assets and provides advisory services alongside various investment programs.

Andrew Pugh is a financial advisor at Charles Schwab with 16 years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab and Charles Schwab Bank since 2019. Prior to that, he worked at TD Ameritrade and is involved with SDSD Ventures, L.P. Outside of his advisory role, he owns a real estate LLC, AA Legacy. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm operates a client relationship model that combines non-discretionary advisory services with access to affiliated discretionary separately managed accounts, supported by multi-asset model portfolios and alternative investment options.

Peter Ballantine is a financial advisor with Morgan Stanley in South Jordan, UT, holding Series 63 and Series 66 credentials and bringing 10 years of industry experience. He has worked with Morgan Stanley since 2014, with prior roles at E*Trade Securities and as a self-employed advisor. Outside of finance, he is involved in the comedy scene in Utah, acting as a proprietor and comedian for several local comedy venues. Morgan Stanley Wealth Management provides a broad range of advisory services to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services through a combination of direct individual plans and Corporate Financial Planning agreements.

Alex Jackson is a financial advisor at Morgan Stanley with two years of industry experience. He holds a Series 66 designation and previously worked at Fortius Networks and the Church of Jesus Christ of Latter-day Saints. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets.

Jacob Cudney is a Series 66-licensed financial advisor with Morgan Stanley in South Jordan, Utah, where he has worked since 2012. He has 10 years of industry experience, all with Morgan Stanley. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Kyra Montes is a financial advisor at Raymond James Financial with Series 63 and Series 65 credentials and one year of industry experience. Her prior work includes roles at D.A. Davidson & Co. and several other financial firms. Outside of advisory work, she assists with customer service and facility upkeep at a health and fitness contrast therapy center. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, corporate, and institutional clients. The firm emphasizes customized, non-discretionary planning using risk profiling and analytical tools, supporting implementation through advisory programs and other providers.

Matthew Bryant is a financial advisor with Morgan Stanley in South Jordan, Utah, holding Series 65 and Series 63 licenses and bringing four years of industry experience. His prior roles include positions at E*Trade Securities LLC and US Health Advisors. Morgan Stanley Wealth Management offers comprehensive advisory programs to individuals and institutions, managing approximately $2.74 trillion in client assets. The firm’s financial planning emphasizes structured discovery and firm-approved tools, providing tailored advice primarily in an advisory capacity without individual security recommendations in standalone planning.

Daniel Johnston is a financial advisor with Morgan Stanley in South Jordan, UT, holding Series 63 and Series 66 licenses and 27 years of industry experience. He previously worked at Fidelity Brokerage Services, Inc. for 24 years before joining Morgan Stanley in 2022. Outside of his advisory role, he operates a sole proprietorship focused on digital website marketing and advertising. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools including Monte Carlo simulations and secular return estimates in its process.

Maika Parker is a financial advisor with LPL Financial, holding a Series 66 credential and 1 year of industry experience. She has worked concurrently with Mountain America Credit Union and LPL Financial since 2016. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management and providing access to model portfolios and research.

James Harris is a financial advisor at LPL Financial with seven years of industry experience. He holds the Series 66 designation and has worked at LPL Financial since 2018. Harris also has a long-term affiliation with Zions Bank dating back to 2010. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing discretionary and non-discretionary management supported by in-house and third-party research and portfolio models.

Robert Bakker is a financial advisor with LPL Financial in Midvale, Utah, holding a Series 66 designation and three years of industry experience. Prior to joining LPL Financial in 2022, he worked at Mountain America Credit Union and has experience in roles outside finance, including at Little Dutch Boy Bakery and Utah Valley University. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm provides a range of advisory programs and financial planning services, including discretionary and non-discretionary management, supported by research and model portfolios from LPL Research and third-party subadvisors.

Colter Wilcock is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 designations and eight years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2017, including a prior year at Wells Fargo Bank, N.A. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm operates within the broader J.P. Morgan broker-dealer and banking organization and offers clients non-discretionary advisory services through a select group of Wealth Advisors.

Christopher Freymuller is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and bringing 40 years of industry experience. He has worked with Wells Fargo Advisors LLC since 2009 and has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

John Shaw Jr. is a CFP®-designated financial advisor with Merrill, based in Salt Lake City, UT, and has 31 years of industry experience. His prior roles include positions at Barclays Capital Inc. and Thomas Weisel Partners LLC. Outside of his advisory work, he serves as a board member for the Main Street Place homeowners association in Scottsdale, AZ. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, and institutional investors with model-based and discretionary investment strategies supported by internal and third-party managers.

Jeremy Miller is a financial advisor with Raymond James & Associates holding a Series 66 designation and eight years of industry experience. Before joining Raymond James in 2025, he spent 20 years at Wells Fargo Bank, N.A. Raymond James & Associates, Inc. is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, and municipal entities, offering financial planning and non-discretionary investment consulting through various advisory programs.

Mike Donaldson is a financial advisor with LPL Financial in Cottonwood Heights, UT, holding Series 63, 65, and 66 licenses and over 25 years of industry experience. He has worked at LPL Financial since 2019 and has a concurrent history with MML Investor Services and MassMutual Life Insurance Company since 2009. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management alongside research and model portfolios.

Gregory Miller is a financial advisor at Morgan Stanley with 18 years of industry experience. He holds a Series 66 designation and previously worked at J.P. Morgan Securities for 11 years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning supported by structured discovery conversations and firm-approved planning tools.

Amy Diamond is a financial advisor at Edelman Financial Engines with 13 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Alta Capital Management, Narus Financial Partners, and Copperwynd Financial. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven modeling process combined with planner delivery and online tools, offering both discretionary and non-discretionary investment options.

Dusty Roche is a financial advisor at OSAIC with 21 years of industry experience. He held a role at Lincoln Financial Advisors for 18 years before joining OSAIC in 2025. Outside of advising, he helps operate Roche Ranches, a family farming business he has been involved with since 1994, and manages related transport and insurance activities. OSAIC serves a diverse client base including individuals, high-net-worth investors, and institutions, offering a range of investment advisory and brokerage services supported by advanced portfolio construction tools and multiple advisory platforms.

William Dishman is a CFP® and ChFC® with 33 years of industry experience. He is currently affiliated with LPL Financial and has held prior roles at Raymond James Financial and several other investment firms. Dishman is also involved with 2795 Partners, LLC and Utah Wealth Strategies, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by research and model portfolios.