Andrew Steinberg is a CFP®-credentialed financial advisor with 11 years of industry experience. He is currently with Schwab Wealth Advisory, Inc. and has previously worked at D.A. Davidson & Co., LPL Financial LLC, and Charles Schwab in various capacities. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, using proprietary asset allocation models and research tools to tailor recommendations. The firm does not exercise discretionary trading authority and typically recommends separately managed accounts managed by third parties or affiliates.

Grant Lyon is a CFP® with 11 years of industry experience, currently advising at Beacon Pointe Advisors, LLC. He previously worked at Brighton Jones for six years before joining Beacon Pointe. Outside of his advisory role, he coaches youth hockey as a goalie coach for the Coyotes Amateur Hockey Association in Scottsdale, Arizona. Beacon Pointe Advisors, LLC provides wealth advisory, consulting, financial planning, and outsourced chief investment officer services to a diverse client base, including individuals, corporations, pension plans, and institutional clients. The firm combines asset-allocation modeling with third-party independent managers, employing both active and passive strategies across public and private markets.

John Graef is a CFP® professional with 13 years of experience in financial advising. He is currently with Schwab Wealth Advisory and has held prior roles at Charles Schwab & Co., ERN, L.L.C., Empower Advisory Group, and Liberty Mutual. Outside of finance, he is a licensed real estate agent in Arizona. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab–referred clients, offering non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on Schwab’s asset-allocation models and research tools. The firm emphasizes client authorization for trades and conducts at-least-annual reviews tailored to individual goals and risk tolerance.

Yvonne Jimenez is a CFP® with 25 years of industry experience, currently an advisor at Mercer Global Advisors Inc. Her prior roles include positions at The Vanguard Group, Charles Schwab, Fidelity Investments, and TIAA. Mercer Global Advisors provides investment advisory and planning services to a diverse client base including individuals, high-net-worth families, small business owners, corporate plan sponsors, and nonprofit organizations. The firm follows a Modern Portfolio Theory-based investment approach with globally diversified, risk-appropriate portfolios and offers a range of implementation options alongside financial planning and specialized consulting services.

John Corcoran is a financial advisor with Valic Financial Advisors in Phoenix, AZ, holding a Series 66 designation and four years of industry experience. He has previously worked at USAA Financial Advisors, Inc. and USAA Life Insurance Company, with a combined tenure of over a decade. Corcoran also serves as an agent for Agia, providing non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet UMA models for portfolio construction.

Charisse Mackenzie is a financial advisor with AE Wealth Management, LLC, holding a Series 65 license and 13 years of industry experience. Her prior roles include positions at Regal Investment Advisors, LLC and Saturn Wealth, LLC, where she is also president. In addition to her advisory work, Mackenzie is an author and is involved in financial education through the Institute for Women's Financial Education and the Society of Financial Awareness. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base that includes individuals, corporations, trusts, and ERISA plan sponsors. The firm employs a range of investment strategies through discretionary model portfolios and supports third-party RIAs with sub-advisory and model-licensing services.

David Arvizu is a CFP® professional with 23 years of industry experience, currently serving as an advisor at Schwab Wealth Advisory Inc. since 2014. Prior to this, he worked at USAA Financial Planning Services and USAA Investment Services Company. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab & Co.’s asset-allocation models and internal research tools. The firm offers tailored recommendations and wealth management consultations without exercising discretionary trading authority.

Nicholas Lindholm is a financial advisor at Beacon Pointe Advisors, LLC with one year of industry experience. He holds a Series 65 designation and has previously worked at Petersen Hastings Wealth Advisors, Inc., Waddell & Reed Financial Advisors, LPL Financial, and Synergistics, Inc. Outside of his advisory roles, he was involved with GSL Tournament / Ellensburg Little League from 2021 to 2023. Beacon Pointe Advisors provides wealth advisory, financial planning, retirement-plan platform services, and outsourced chief investment officer solutions to individual investors, corporations, pension and profit-sharing plans, and other institutional clients. The firm combines asset allocation modeling with third-party independent managers, employing both active and passive strategies across public and private assets, and distinguishes itself by acting as general partner for proprietary private funds and advising a continuously offered interval fund.

Austin Kohler is a financial advisor with Empower Advisory Group in Mesa, AZ, holding Series 63 and Series 66 licenses and two years of industry experience. His prior roles include positions at J.P. Morgan Securities, JPMorgan Chase Bank, and The Vanguard Group. Empower Advisory Group provides financial planning and investment management primarily for employer-sponsored retirement plan sponsors and their participants, as well as certain retail clients. The firm emphasizes long-term portfolio returns and integrates its services closely with Empower’s recordkeeping and administrative platforms.

Tyler Forrest is a financial advisor at Money Concepts Capital Corp with a Series 65 credential and no prior industry experience. He previously worked at Rochford, Burns, Nasses, and Associates LLC and attended Grand Canyon University. Money Concepts Advisory Services provides investment advisory, financial planning, and consulting services to a diverse range of clients, including individual investors, pension plans, trusts, and corporations. The firm manages approximately $4.07 billion in client assets and employs model-driven and asset-allocation investment approaches across discretionary and non-discretionary programs.

Desmond Meyer is a financial advisor at Schwab Wealth Advisory with three years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Charles Schwab since 2022. Outside of his advisory role, Meyer operates a photo booth business that provides entertainment services at events. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, offering non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on proprietary asset-allocation models and internal research tools.

Julia Acer is a financial advisor with Schwab Wealth Advisory in Phoenix, AZ, holding Series 63 and Series 66 licenses and having 15 years of industry experience. She has worked at Schwab Wealth Advisory since 2012 and Charles Schwab since 2009. Outside of her advisory role, she teaches classes on human energy fields and chakras at the Southwest Institute of Healing Arts. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s recommendations are based on Charles Schwab’s asset-allocation models and internal research, with client authorization required for all trades.

Jason Gerb is a financial advisor at Osaic Advisory Services, LLC with 19 years of industry experience. He holds the Series 66 designation and has worked at firms including Securities America Inc, Woodbury Financial Services, and TD Bank N.A. Jason is based in Scottsdale, AZ. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, charitable organizations, and municipal entities. The firm provides a range of services including investment management, financial planning, retirement plan consulting, and third-party manager selection, delivering advisory programs through multiple models with custody primarily arranged through Schwab and Fidelity.

Azita Jalali is a financial advisor at Beacon Pointe Advisors, LLC with five years of industry experience. She holds a Series 65 designation and previously worked at BMO Private Bank and JP Morgan Private Bank. Beacon Pointe Advisors provides wealth advisory, financial planning, retirement-plan platform services, and outsourced chief investment officer services to individuals, corporations, and institutional clients. The firm integrates asset-allocation modeling with third-party independent managers and employs both active and passive strategies across public and private asset classes.

Thomas Hunt is a financial advisor with Guardian Life in Scottsdale, AZ, holding a Series 66 designation and five years of industry experience. Prior to joining Guardian Life, he spent nine years with Tango Commercial Real Estate, LLC, where he remains involved on a limited basis. Guardian Life, through its subsidiary Park Avenue® Wealth Management, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and provides access to proprietary programs, third-party solutions, and integrated lending options.

Ryan Reming is a financial advisor at Concurrent Investment Advisors, LLC with 13 years of industry experience. He holds the Series 63 and Series 65 designations and has previously worked at Purshe Kaplan Sterling Investments, Elite Wealth Advisors, LLC, Raymond James Financial Services Advisors, Inc., and Roosevelt Group, LLC. He is also the owner and president of Elite Wealth Advisors, LLC. Concurrent Investment Advisors, LLC is a multi-team advisory firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm offers customized wealth and investment management, financial planning, and retirement plan advisory services supported by a network of approximately 286 advisors.

Michael Wallace is a financial advisor with Lincoln Investment in Phoenix, AZ, holding a Series 66 license and four years of industry experience. Prior to his current role, he worked for Capital Analysts, LLC and spent 20 years with the City of Tempe. Outside of advising, he serves as a firearms instructor, providing training for police and civilians. Lincoln Investment Planning, LLC is a large enterprise advisory and broker-dealer serving a diverse client base, including individuals, high-net-worth investors, trusts, charities, and retirement plans. The firm offers financial planning, consulting, portfolio management, and access to third-party managers, with investment strategies developed by an in-house Investment Management & Research team.

Jonathan Yaeger is a financial advisor at Schwab Wealth Advisory with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab and Schwab Wealth Advisory since 2014 and 2017, respectively. Schwab Wealth Advisory serves clients in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients, offering non-discretionary fiduciary investment advice and financial planning. The firm’s approach includes guidance on asset allocation and investment selection based on proprietary models and research, with recommendations tailored to clients’ goals and risk tolerance.

Lynette Kontkanen is a financial advisor with SPC based in Phoenix, AZ, holding a Series 66 designation and three years of industry experience. Her prior roles include positions at Edward Jones and VIP Mortgage, Inc. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base, including individual investors, retirement plans, charitable organizations, and corporate clients. The firm supports a large advisory network and delivers tailored, discretionary investment advice through various account programs, with custody services provided by Fidelity/NFS.

Patrick Hauge is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 credentials and bringing 16 years of industry experience. He has worked at Park Avenue Securities and Guardian Life since 2016. Outside of his advisory role, he is involved with the Government Financial Education Group, which provides financial education to the public. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and advisory services to individuals, corporate and retirement plan sponsors, charities, and businesses. The firm provides personalized financial planning and investment management through advisor-led discretionary and model-based strategies, supported by proprietary programs and third-party platforms.