Andrew St.John is a financial advisor with LPL Financial, holding a Series 66 designation and 16 years of industry experience. He has previously worked at Lincoln Financial Advisors Corporation, Equitable Advisors, and 1st Global Advisors Inc. Outside of his advisory work, he is involved in selling non-variable insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services through a broad network of investment adviser representatives. The firm serves individuals, retirement plan participants, banks, trust companies, and institutions, offering financial planning, model portfolios, third-party asset management, and institutional platforms.

Dylan Christopher is a financial advisor at Merrill with Series 63 and Series 66 credentials and 10 years of industry experience. He has worked at Merrill since 2016 and previously held a position at Bank of America, N.A. for seven years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kristopher Twigg is a financial advisor at J.P. Morgan Securities in Phoenix, AZ, holding a Series 66 designation and beginning his advisory career in 2026. His prior experience includes roles in financial services and hospitality marketing, as well as academic ties to Arizona State University. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through non-discretionary advice focused on asset allocation, investment manager searches, and customized performance reporting. The firm leverages centralized due diligence and integrates quantitative and qualitative research, with a distinctive regulatory structure that supports advanced derivatives and commodities capabilities.

Michelle Vanhof is a financial advisor at Charles Schwab in Phoenix, AZ, with 25 years of industry experience. She holds the Series 66 designation and has been with Charles Schwab since 2009. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts and offers multi-asset model portfolios supplemented by alternative investment options.

Adam Lasacco is a financial advisor with Morgan Stanley in Phoenix, AZ, holding Series 65 and Series 66 credentials and bringing 17 years of industry experience. His prior roles include over a decade at J.P. Morgan Securities and J.P. Morgan Chase Bank, with earlier experience at Equitable Advisors. He serves on the finance and investment committees of the Southwest Autism Resource and Research Center. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers tailored financial planning utilizing structured processes and advanced modeling tools, managing approximately $2.74 trillion in client assets.

Benjamin Antoniades is a financial advisor at Cetera with two years of industry experience. He holds a Series 66 designation and has worked at several firms, including North Star Resource Group and Wealth Navigation Advisors. He is also involved with Renaissance Financial, a financial services business where he serves as a financial advisor. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving a broad range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party managers.

Jacob Severns is a financial advisor at Merrill holding a Series 66 designation. He joined Merrill and Bank of America in 2026, with prior experience at Charles Schwab and various roles outside the financial industry, including technical consulting and restaurant management. His background includes work in education and entrepreneurial ventures in the hospitality sector. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Eva Schmidt is a financial advisor at Cetera with a Series 66 designation and one year of industry experience. Her background includes various roles across multiple businesses and educational institutions, including Arizona State University and several retail and food service enterprises. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large nationwide network of independent advisors and provides access to both affiliated and third-party money managers.

Chris Emery is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2025. He has been with Fidelity Investments since 2020, progressing through roles including Financial Consultant, Portfolio Specialist, and Client Management Representative. Prior to joining Fidelity, Chris worked as a High Net Worth Representative at Charles Schwab and as a Brokerage Trading Specialist at USAA. Chris specializes in retirement income planning, tax-efficient investing, and protecting multi-generational wealth. As a Certified Financial Planner™, he approaches financial planning as an ongoing process and is committed to helping clients and their families navigate significant life events by co-creating tailored strategies aligned with their financial goals.

Zachary Wood is a financial advisor at Charles Schwab with Series 63 and Series 66 licenses and four years of industry experience. He has been with Charles Schwab & Co., Inc. since 2021 and also has a background working at Starbucks Coffee Company. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment solutions supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Thomas Cantrell is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and 27 years of industry experience. He has been with Charles Schwab since 1999. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory services and access to discretionary separately managed accounts, supported by centralized custody and order-routing systems.

Madelyn Knee is a Series 66-licensed financial advisor with J.P. Morgan Securities in Phoenix, AZ, with one year of industry experience. Her work history includes positions at JPMorgan Chase Bank and J.P. Morgan Securities, as well as roles outside the financial sector including retail and hospitality. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research and includes broader derivatives and commodities capabilities.

Nicholas Ascherl is a financial advisor at Merrill with a Series 66 designation and five years of industry experience. Prior to joining Merrill in 2020, he operated Sustainable Landscaping Services for six years. Outside of finance, he runs a woodworking business as a hobby in his free time. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Austin Harrison is a financial advisor at Charles Schwab with two years of industry experience. He previously worked at Edward Jones and has held roles outside finance, including positions at Lyft and as a dog trainer. Outside of advising, he owns and manages a real estate property in Phoenix, AZ. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment options with multi-asset model portfolios and integrated brokerage, custody, and advisory services.

Michael Dzioba is a financial advisor at Charles Schwab with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Charles Schwab Bank SSB and Charles Schwab & Co., Inc. since 2020, following a decade at USAA Financial Planning Services and related USAA investment entities. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios supported by centralized custody and operational infrastructure.

Elias Weber is a CFP® and holds a Series 66 license with six years of experience at UBS Financial Services in Phoenix, AZ. His background includes roles at Total Wine & More, H.B. Fuller, and positions in education and food brokerage. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, utilizing proprietary research and model-based asset allocations to tailor financial plans aligned with clients’ goals and risk tolerances.

Dale Lewis is a financial advisor at Stifel with 36 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2011 and holds Series 63 and Series 65 designations. Outside of his advisory work, he serves as Regional Vice President of Events for the Clan MacLeod Society USA, coordinating clan activities at local Scottish gatherings in the Southwestern United States. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, using forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and financial planning.

Harison Sidhu is a CFA® charterholder and holds Series 66 and Series 63 licenses. He has two years of industry experience, currently with Cambridge Investment Research Advisors. His prior roles include positions at BlackRock and Choate Investment Advisors. Cambridge Investment Research Advisors serves a diverse client base including individual investors, pension funds, and charitable organizations by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through a large network of financial professionals and manages a multi-billion dollar asset base across multiple platforms and custodians.

Michael Hemken is a financial advisor at Stifel with nine years of industry experience. He holds a Series 66 designation and has been with Stifel, Nicolaus & Company, Inc. since 2013. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Steve Shmatko is a financial advisor with Edward Jones in Sun City, AZ, holding a Series 63 designation and 26 years of industry experience. He has been with Edward Jones since 2003. Outside of his advisory role, Shmatko serves as secretary and board member of the Sun City Mid Week Bell Club and is president of a Business Networking International chapter in Scottsdale, AZ. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions with approximately $1.01 trillion in assets under management. The firm is distinguished by its extensive network of financial advisors and branch offices, as well as its affiliated offerings beyond traditional advisory services.