Zachary White is a financial advisor at Charles Schwab based in Los Angeles, CA, holding Series 63 and Series 65 licenses with two years of industry experience. His prior experience includes roles in education and positions at Charles Schwab Bank and Undefeated Academy. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering non-discretionary investment guidance alongside access to discretionary model portfolios and alternative investments, supported by a large integrated operational structure.

Kai Kang is a financial advisor with Morgan Stanley, holding a Series 66 designation and seven years of industry experience. He has worked at Morgan Stanley Private Bank, N.A., Morgan Stanley Smith Barney LLC, and Laidlaw Wealth Management during his career. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Sabrina Verduzco is a financial advisor at Edward Jones with Series 63 and Series 66 credentials and one year of industry experience. Her prior experience includes roles at Northwestern Mutual, an AI technology startup called Callo, and personal investment management. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment options, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices.

Brandon Chhan is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and eight years of industry experience. He has worked with Cetera and its affiliates since 2017 and has prior experience at Foresters Financial Services. Outside of advising, he serves as a creative manager for the Los Angeles chapter of Project by Project, a nonprofit focused on video production and editing, and also works as a notary. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, and institutional accounts. The firm offers various portfolio management and financial planning services through a nationwide network of over 10,000 advisors, utilizing multiple program structures and a range of third-party and affiliated investment options.

Raymond Mathieu is a financial advisor at LPL Financial with 22 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at LPL Financial since 2017. Prior to this, he spent nine years with National Planning Corporation and has been associated with Gilson Financial Group for over two decades. Mathieu also teaches accounting at LA Valley Community College and engages in tax preparation through Gilson Financial Group. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services supported by research, model portfolios, and technology-driven solutions.

Christopher Swaine is a financial advisor at Charles Schwab with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including Morgan Stanley, E*TRADE Securities LLC, and Arbor Court Capital, LLC. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab provides both non-discretionary investment guidance and access to discretionary separately managed accounts supported by centralized custody and integrated operational services.

Justin Weiss is a financial advisor with Morgan Stanley in Los Angeles, CA, holding a Series 66 designation and 15 years of industry experience. He previously worked at Goldman Sachs & Co. from 2015 to 2018 before joining Morgan Stanley, where he has been since 2018. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and market modeling techniques as part of its advisory process.

Michael Willard is a CFP®-certified financial advisor with UBS Financial Services, where he has worked since 1998. He holds Series 63 and Series 65 licenses and has 36 years of industry experience. His prior affiliation includes Painewebber, concurrent with the early part of his tenure at UBS. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning, portfolio management, and alternative product distribution. The firm combines institutional trading capabilities with wealth management and uses proprietary research and asset allocation models to tailor client strategies.

Lisa Quach is a CFP®-certified financial advisor with 17 years of industry experience. She has been with J.P. Morgan Securities LLC since 2016. Outside of her advisory role, she is a co-owner and partner in a small real estate business, which she manages through hired property managers. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Daniel Rothenberg is a financial advisor at RBC Capital Markets with 19 years of industry experience. He holds a Series 66 designation and has worked at RBC Capital Markets since 2019, as well as at City National Bank and UBS Financial Services. Outside of his advisory role, he serves on the boards of several nonprofit organizations, including the Huntington Library, Art Museum and Botanical Gardens, and acts as president of the One Arroyo Foundation. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, and charitable organizations. The firm offers various advisory programs and customizes investment strategies using both in-house and third-party managers, with access to capital markets capabilities and alternative investments.

Dylan Mac Laren is a financial advisor at Morgan Stanley with a Series 66 designation and two years of industry experience. Prior to joining Morgan Stanley, he held various roles including a contractor position with California Cryobank. Morgan Stanley Wealth Management is a large SEC-registered adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and financial planning services.

Eden Joy Tuplano is a financial advisor at UBS Financial Services with three years of industry experience. She holds the Series 66 designation and has previously worked at the Orange County Auditor-Controller and UCLA Transportation. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings.

Carlos Kennedy is a financial advisor at Fidelity with 19 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations. His previous experience includes six years at Bancwest Investment Services, Inc. before joining Fidelity. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages a range of portfolios including multi-manager and fund-of-funds structures and serves as an adviser to registered investment companies.

Alia Mitchell is a financial advisor with Charles Schwab, holding a Series 66 designation and bringing 20 years of industry experience. She has worked at Charles Schwab Bank SSB and Charles Schwab & Co., Inc. since 2011. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a centralized platform that includes custody, brokerage, and cash-sweep services.

Andrew Li is a financial advisor at Cetera with 48 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. His prior roles include positions at VOYA Financial Advisors and running a long-standing insurance brokerage. He also operates as an independent insurance agent focusing on fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, employer-sponsored, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a variety of portfolio management and financial planning services and operates a multi-manager platform with access to a broad range of investment strategies and program structures.

Mui Fan Graca is a financial advisor with Merrill in Pasadena, CA, holding Series 65 and Series 66 licenses and having 26 years of industry experience. She has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Ira Candib is a CFP® professional with over 32 years of experience in the financial services industry. He is affiliated with LPL Financial and has worked there since 2011, alongside a 13-year tenure at California Financial Partners, Inc. His professional activities include a role in non-variable insurance products. LPL Financial serves a diverse client base, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, supported by proprietary and third-party research and technology-driven strategies.

Andre Sevilla is a financial advisor with Mass Mutual Investors Services in Los Angeles, CA, holding the Series 66 designation and two years of industry experience. Prior to joining MassMutual, he studied at the University of California, Santa Barbara. Outside of his advisory role, he works as an insurance broker specializing in life, disability, long-term care, fixed annuities, and health insurance. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software to analyze client goals and provide written recommendations.

Chiahwei Ku serves as a Senior Financial Advisor at Merrill Lynch Wealth Management, where she has been since 2022. She has been active in the financial services industry since 2005, focusing on areas such as college education planning, legacy planning, liquidity management, personal retirement planning, portfolio management services, individual and corporate investment strategy, and retirement income. Born in Taipei, Taiwan, and raised in Southern California, Ku is fluent in Mandarin and English. She holds a Bachelor's degree in Business Economics with a minor in Business Administration from the University of California, Riverside. Ku maintains several professional credentials, including the Certified Exit Planning Advisor (CEPA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Additionally, she holds Series 7, 63, and 65 FINRA registrations and the California Life and Health Insurance license. Ku emphasizes building long-lasting relationships with clients and providing personalized financial strategies tailored to their long-term goals. Outside of her professional role, she enjoys traveling, cooking, spending time with her family, and watching movies.

Chun Gu is a financial advisor at Cetera with seven years of industry experience. He holds the Series 66 designation and has worked at firms including Bank of America and Merrill. Outside of advisory work, he operates an e-commerce business selling crafts, accessories, and T-shirts through platforms such as Amazon, TikTok, and eBay. Cetera Investment Advisers LLC serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and consulting services and operates a multi-manager platform with over $256 billion in assets under management.