Zhenyu Li is a financial advisor with UBS Financial Services, holding a Series 66 designation and one year of industry experience. Prior to joining UBS in Pasadena, CA, Li worked at UBS AG Singapore Branch and held positions at Trafigura entities and Hays Talent Solutions LLC. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor plans to client goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services, including futures commission merchant activities and principal trading.

Ara Mekhitarian is a CFP®-certified financial advisor with 22 years of industry experience. He is currently with LPL Financial, where he has worked since 2022, following roles at Wells Fargo Clearing and Wells Fargo Advisors LLC between 2011 and 2022. Mekhitarian is involved in several business activities including financial advising with Lion Street Private Client Group. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of financial planning, advisory programs, and retirement consulting services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Gurdeep Singh is a CFP®-designated financial advisor with Mass Mutual Investors Services, bringing 32 years of industry experience. His prior experience includes 23 years with Metlife Securities Inc. In addition to his advisory role, he works as an independent insurance agent selling disability and health insurance products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm offers ongoing financial planning, asset management, and educational seminars, emphasizing collaborative, annual planning engagements tailored to clients’ goals.

Samuel Kim is a CFA® charterholder with 20 years of industry experience, currently serving as an advisor at J.P. Morgan Securities in Los Angeles, CA. He has worked at J.P. Morgan Securities since 2008 and JPMorgan Chase Bank since 2010. Outside of his financial career, he is involved with Very Good Light, a cosmetics and skincare company, where he contributes as an employee on a limited basis. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to inform its recommendations.

Arnetta Tolley is a financial advisor with Edward Jones in Pasadena, CA, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. She has been with Edward Jones since 1997. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of advisory programs, including managed solutions and separately managed accounts. The firm manages approximately $1.01 trillion in assets and operates through a large network of advisors and branch offices nationwide.

Jake Hoffman is a financial advisor with Mass Mutual Investors Services in Los Angeles, CA. He holds the Series 66 designation and has been in the industry since 2026. Prior to joining Mass Mutual, he worked at Lenox Advisors and had roles at UCLA and San Diego Mesa College. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, employing analytical tools to structure collaborative, annual client relationships.

Jenny Lee is a financial advisor at Morgan Stanley with 20 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2016. Outside of her advisory role, she is the sole proprietor of SEJI Management LLC, a real estate property management business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and models.

Bradley Scott is a financial advisor with Ameriprise in Arcadia, CA, holding a Series 63 license and 32 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of advising, he manages a business entity focused on operational aspects of his financial planning practice and is involved in independent insurance brokering. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficient strategies to provide non-discretionary recommendations. The firm also delivers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Peter Chow is a financial advisor at Cetera with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Citigroup Global Markets, East West Bank, U.S. Bancorp Investments, and Edward Jones. Outside of his advisory role, he is president and owner of Family Paws Resort LLC, a dog daycare and boarding business. Cetera Investment Advisers LLC serves a broad range of clients including individuals, retirement plans, and institutional accounts through a multi-manager platform that offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Charssy Zhang is a financial advisor with Wells Fargo Clearing who holds the Series 63 and Series 66 credentials and has eight years of industry experience. She has worked at Wells Fargo Clearing Services LLC since 2018 and at Wells Fargo Bank NA since 2017, with prior experience at Avemia USA Inc. from 2014 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm provides investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets with over 14,000 financial advisors.

Melody Chow is a financial advisor at Charles Schwab with Series 65 and Series 63 licenses and one year of industry experience. Prior to joining Charles Schwab, she held roles at Charles Schwab Bank, The Little Bra Company, and worked in education and healthcare. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a blend of non-discretionary and discretionary investment options with multi-asset model portfolios and centralized operational support.

Daniel Young is a financial advisor at Merrill with 18 years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America since 2017, with prior experience at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Lachlan Cameron is a financial advisor with Ameriprise in Pasadena, CA, holding a Series 63 designation and 31 years of industry experience. He has been with Ameriprise in various capacities since 2011 and is also associated with Cameron, Murphy & Spangler, Inc. Outside of finance, he is involved as a varsity soccer coach at Mayfield Senior School and holds a minority interest in a local bakery business. Ameriprise offers retirement-income planning services primarily for clients approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to create personalized, non-discretionary recommendations delivered in partnership with the advisor.

Susan Min is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 29 years of industry experience. She previously worked at Gold Coast Securities, Inc. for 20 years before joining Cetera Investment Services LLC and Cetera Wealth Services, LLC. Outside of her advisory role, she is also involved as an insurance agent selling fixed insurance products and provides insurance services through WealthNet Insurance & Financial Services. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with access to affiliated and third-party managers, supporting diverse investment strategies.

Aaron Nosler is a financial advisor with Thrivent Investment Management in Glendale, CA, holding Series 63 and Series 66 licenses and possessing 10 years of industry experience. He has been with Thrivent Financial and its investment management division since 2016. Outside of his advisory role, Nosler is the creator and owner of The Kilo Company, which imports honey from Europe, Canada, and Latin America for sale to retailers. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning across various topics without discretionary trading authority, focusing on ongoing or one-time planning engagements rather than institutional portfolio management.

Ross Klafter is a financial advisor at Cetera with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Cetera Investment Adviser LLC and Cetera Investment Services LLC since 2019. Prior to that, he was with Foresters Advisory Services and Foresters Financial Service in Los Angeles from 2008 to 2019. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors, utilizing multiple program structures and a multi-manager platform.

Nita Ma is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley Private Bank, National Association since 2015, as well as Morgan Stanley Smith Barney LLC since 2013. Based in Pasadena, CA, her career has been focused within the Morgan Stanley network. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to both individual and institutional clients. The firm provides tailored financial planning supported by structured discovery conversations and firm-approved planning tools, managing approximately $2.74 trillion in client assets.

Thomas Lin is a CFP® with 39 years of experience in the financial industry. He has worked at Osaic since 2018 and previously spent 32 years at Signator Investors, Inc. based in Pasadena, CA. Lin continues to receive residuals from a prior health insurance agency role. Osaic Wealth, Inc. serves a diverse client base including retail and institutional investors through a large network of affiliated advisors and offers integrated brokerage and advisory services. The firm employs asset-allocation tools, risk-tolerance assessments, and management platforms to construct and oversee customized portfolios across various asset classes.

Carlos Huizar is a financial advisor with Merrill in Los Angeles, CA, holding a Series 66 designation and 18 years of industry experience. He has worked at Bank of America, N.A. and Merrill since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth individuals, pension plans, corporations, and charitable organizations.

Armen Shabanian is a financial advisor at Morgan Stanley with seven years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC. His background also includes positions at California State University Northridge, Shake Shack, and the University of Arizona. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client relationships and corporate agreements.