Samuel Richman is a financial advisor at Lido with six years of industry experience. He holds the Series 65 and Series 63 designations and has previously worked at IFM (US) Securities, Earnest Research, Morgan Stanley Smith Barney LLC, and Bernstein Private Wealth Management. Lido serves a broad range of clients, including high-net-worth individuals, family offices, charitable organizations, and pension plans, offering investment management, financial planning, and integrated wealth-management services. The firm employs a diversified investment approach that includes equities, fixed income, alternatives, and tactical option strategies, and supports its advisory services with affiliated trust, tax, insurance, and brokerage entities.

Anna Tosunyan is a financial advisor with HSBC Securities (USA) Inc. in Beverly Hills, California, holding Series 63 and Series 66 licenses and having nine years of industry experience. She has worked at various branches of HSBC since 2013. Outside of her advisory role, she serves as a caregiver for her mother. HSBC Securities (USA) Inc. offers managed account programs to a variety of clients, including individuals, retirement accounts, charitable organizations, and corporations. The firm’s investment approach combines strategic and tactical asset allocation with risk-profile-driven models and uses both discretionary and client-directed program types.

Matthew Apodaca is a financial advisor with Money Concepts Capital Corp in Brea, CA, holding a Series 66 designation and 16 years of industry experience. He has been with Money Concepts FPC since 2009. Outside of his advisory role, he works as a staff accountant and tax preparer with NorthPoint Tax, Wealth & Business Advisory, LLP, and serves as an officer at Strategic Dash, CPA, focusing on tax preparation. Money Concepts Advisory Service (MCAS) provides portfolio management, financial planning, and consulting services to individuals, including high-net-worth clients, as well as pension and profit-sharing plans, trusts, charitable organizations, and corporations. The firm employs a variety of managed programs using model portfolios, IAR-designed portfolios, and third-party sub-advisers, integrating fundamental and technical analysis with modern portfolio theory.

Andrew Horowitz is a financial advisor with Rockefeller Financial LLC in Los Angeles, CA, holding a Series 63 license and bringing 30 years of industry experience. His prior roles include positions at Bank of America, Merrill, and Morgan Stanley Private Bank. Outside of advising, he is involved as a general partner in family-related philanthropic investment partnerships supporting the New West Symphony and the University of Southern California. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers a range of portfolio management, financial planning, and consulting services, and operates as a registered broker-dealer providing access to securities transactions, insurance products, placement, and investment banking.

Juan Wilson is a financial advisor with Citigroup Global Markets, holding a Series 66 license and has two years of industry experience. His career includes roles at Citi Private Bank and Aflac, as well as academic positions at the University of Southern California and several high schools. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs, combining large institutional scale with unique market roles such as swap dealing and futures commission merchant activities.

Kenneth Ruan is a financial advisor at GWN Securities Inc. with Series 66 credentials and has been in the industry since 2025. Prior to joining GWN Securities, he had limited professional experience, including a role at One Bite Dumpling in 2021. He is also involved with Pension101, providing pension education and lead generation. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm operates a large network of advisors and offers a range of investment programs, including traditional asset allocation and legacy market-timing strategies.

Ana Fuentes is a financial advisor with OSAIC Institutions, Inc., holding a Series 66 designation and one year of industry experience. She previously worked at Financial Partners Credit Union for eight years and Farmers and Merchants Bank for two years. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments, operating with a hybrid adviser/broker-dealer structure and providing both discretionary and non-discretionary management options.

John Mcinerney is a CFP® with 16 years of industry experience, currently serving as a financial advisor at Lido. His prior roles include positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney from 2009 to 2023. Outside of advisory work, he is the sole proprietor of Samurai Race LLC, a recreation business. Lido provides investment management, financial planning, and family office services to a diverse client base including high-net-worth individuals, family offices, and institutional investors. The firm employs an integrated wealth-management approach and is active as a sub-adviser to various funds, combining traditional advisory services with extensive affiliated capabilities.

Sunny Leung is a financial advisor at Transamerica Financial Advisors with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Transamerica Financial Advisors since 2012. His prior experience includes eight years at Debtmerica Relief and 25 years at WFGIA. He is involved in the sales of insurance and non-insurance products affiliated with Transamerica. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, and corporations. The firm provides both advisory and broker-dealer services through proprietary and third-party model portfolios, offering discretionary and non-discretionary program options.

Paris Rodriguez is a financial advisor at Lido with 17 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Lido Advisors, LLC since 2016, following five years at Fidelity. Based in Los Angeles, CA, Rodriguez’s career includes a decade at Lido, a firm known for its integrated wealth-management model and a broad client base. Lido serves high-net-worth and ultra-high-net-worth individuals, family offices, trusts and estates, charitable organizations, corporations, pension and profit-sharing plans, and pooled investment vehicles. The firm offers investment management, financial planning, family office services, and related referrals, managing approximately $42.5 billion in assets and employing tactical option strategies alongside diverse asset allocation.

Amit Josef is a CFP® and holds a Series 66 designation with 12 years of industry experience. He is currently with Lido Advisors, LLC, having joined in 2025 after seven years at Avitas Wealth Management and four years at UBS Financial Services. He is based in Los Angeles, CA. Lido serves a diverse client base including high-net-worth individuals, family offices, trusts, estates, and institutional investors. The firm offers integrated wealth management with a broad investment approach that includes tactical and defined-risk option strategies and maintains a notable role as sub-adviser to investment funds such as the VanEck U.S. Equity Buffer ETF.

Fabian Sierra is a financial advisor at Citigroup Global Markets with seven years of industry experience. He holds Series 63 and Series 66 designations and has worked at Citigroup Global Markets since 2019. Prior to this, he was employed at E*Trade Securities and had brief roles outside the financial industry. Citigroup Global Markets serves individual and institutional clients across various wealth segments, providing investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and combines large institutional scale with unique market roles, including in-house research and futures commission services.

Grace Lee is a financial advisor with Eagle Strategies (New York Life) based in Los Angeles, CA, holding Series 63 and Series 66 designations and three years of industry experience. She previously worked for Franklin Templeton for 17 years and maintains an investment role as a passive investor in private companies through AGO Special Situations LP. Eagle Strategies serves a broad range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types tailored to client and Plan Sponsor objectives, managing a majority of assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Karin Frieden is a financial advisor at TIAA-CREF with 22 years of industry experience. She holds the Series 66 designation and has been with TIAA-CREF and its predecessor since 2009. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing TIAA-administered employer retirement plans. The firm’s advisory model separates one-time planning services from ongoing discretionary management and acts as adviser to a donor-advised fund within a vertically integrated structure.

Reginne Arevalo is a financial advisor at Schwab Wealth Advisory with six years of industry experience. She holds a Series 66 designation and has previously worked at Goldman Sachs Ayco, Fidelity Investments, Bank of America, and Merrill Lynch. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm’s advice is based on proprietary asset-allocation models and internal research tools, offering tailored recommendations without exercising discretionary trading authority.

Allison Arvold is a financial advisor at Lido with Series 65 credentials and two years of industry experience. Her prior work includes roles at Portside Investment Advisors, Lincoln Financial Group, Bank of America, and community involvement with the Neighborhood House Community Center. Lido serves a diverse client base, including high-net-worth individuals, family offices, trusts, and institutional investors. The firm employs an integrated wealth-management approach featuring tactical and defined-risk option strategies and offers a broad range of services supported by affiliated entities in trust, tax, insurance, and brokerage.

Benson Liao is a financial advisor with Eagle Strategies (NY Life) and holds Series 65 and Series 63 licenses. He has 32 years of industry experience and has been affiliated with New York Life and its related entities since 1993. Outside of his advisory work, Liao serves on the boards of several nonprofit organizations, including the Taiwan Hotel and Motel Association of Southern California and Moringa For Love, a group focused on combating malnutrition and poverty through sustainable agriculture. Eagle Strategies serves individual and institutional clients with financial planning, investment management, and retirement-plan advisory services. The firm offers multiple advisory programs and emphasizes tailored recommendations, managing the majority of its regulatory assets on a non-discretionary basis.

Simon Woo is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and one year of industry experience. Prior to joining Transamerica, he worked at Tickpick and eBay and has experience selling sports cards on eBay as a personal venture. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, and corporations, offering both advisory and broker-dealer services through proprietary and third-party model portfolios. The firm provides discretionary and non-discretionary investment options and supports plan clients with affiliated retirement and recordkeeping entities.

Charles Claver is a financial advisor at OSAIC Institutions, Inc. with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Infinex Investments, Inc., First Brokerage America LLC, First Bank, and TIAA-CREF. Outside of his advisory work, he is an owner and investor in Aunt Eleanor's, a delicatessen restaurant expected to open in June 2025. OSAIC Institutions, Inc. is an SEC-registered adviser serving individuals, retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services and operates a hybrid adviser/broker-dealer structure with access to alternative investments and lending solutions.

Tsz Kwan Lau is a financial advisor at Citigroup Global Markets with 11 years of industry experience. He holds Series 63 and Series 65 registrations and has previously worked at Cetera, Cathay Bank, Bank of America, and Merrill. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs, as well as broker-dealer execution and custody services.