Linda James is a financial advisor at LPL Financial based in San Diego, CA, with 26 years of industry experience. Her prior roles include positions at John Aust Real Estate Company, U.S. Bancorp Advisors, Northwestern Mutual Investment Management, and Fidelity. Outside of her advisory work, she is involved in real estate services through Real Broker LLC, assisting clients with buying and selling residential properties. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of financial planning and investment management solutions, including model portfolios, third-party asset management, and institutional platforms.

Roberto Vila is a financial advisor at Morgan Stanley with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill, Bank of America, and Morgan Stanley in various roles since 1995. Vila is based in La Jolla, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a broad range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools.

Matthew Lucadano is a financial advisor with LPL Financial in San Diego, CA, holding a Series 66 designation and 18 years of industry experience. His prior roles include positions at Morgan Stanley and Citigroup Global Markets. He has been with LPL Financial since 2014. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a variety of platforms and strategies, including financial planning, model portfolios, and institutional services, supported by a large network of investment adviser representatives.

Arturo Martinez Vargas is a financial advisor at Fidelity with 15 years of industry experience. He holds Series 63 and Series 66 designations. His prior experience includes roles at CUSO Financial Services, TD Ameritrade, and Scottrade. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction across a range of mutual funds, ETFs, and ETPs. The firm is known for its use of systematic methodologies, formal advisory roles to multiple registered investment companies, and development of model portfolios for Fidelity Institutional Wealth Adviser.

Rebecca Eastom is a financial advisor at LPL Financial with 14 years of industry experience. She holds a Series 66 designation and has worked at firms including Merrill, Edward Jones, and State Farm VP Management Corp. Eastom has been with LPL Financial in two separate periods totaling over a decade. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of advisors and extensive operational resources.

Reid Stogner is a financial advisor at Cambridge Investment Research Advisors with 18 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. His prior work includes a decade at BDT & Associates, Inc. Reid is also an independent insurance agent and owner of Equipoise Financial Services LLC. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts by providing financial planning, investment management, retirement plan advisory, and financial-wellness services. The firm offers a range of portfolio management approaches across multiple platform arrangements, combining proprietary models and access to unaffiliated strategists.

Carolin Botzenhardt is a financial advisor at UBS Financial Services with 26 years of industry experience. Her prior roles include positions at Wells Fargo and Deutsche Bank, where she worked for over a decade. She serves on the finance committee of the Institute of Contemporary Art in San Diego, focusing on the organization's financial health and fund management. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including portfolio management and financial planning. The firm combines institutional trading capabilities with wealth management, leveraging proprietary research and model-based asset allocation to tailor investment strategies.

Timothy Cusick is a financial advisor with Wells Fargo Clearing and holds a Series 63 designation. He has 44 years of industry experience, including roles at Wells Fargo Advisors LLC from 2009 to 2016 and Wells Fargo Clearing since 2016. He serves as an investment committee member for Rise Up Industries, contributing to investment policy discussions. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s investment approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Ryan Belmer is a financial advisor at Morgan Stanley with 31 years of industry experience. He previously worked at UBS Financial Services for ten years before joining Morgan Stanley Smith Barney and Morgan Stanley Private Bank. He serves on the finance committee of Meals On Wheels in San Diego, a nonprofit organization that provides meals and wellness checks to seniors. Morgan Stanley Wealth Management offers a wide range of advisory programs to individual and institutional clients, focusing on tailored financial planning and utilizing firm-approved tools and analyses to assist in strategy development.

Mark Allen is a Planning Consultant within the Wealth Management Team at Fidelity Investments, a role he has held since 2025. He works closely with clients to develop financial strategies tailored to their individual situations, emphasizing trust and openness throughout the process. Prior to this, Mark served as a Relationship Manager at Fidelity Investments from 2024 to 2025 and began his career there as a Financial Representative in 2023. Mark holds a California Insurance License, supporting his expertise in financial planning and client advisory services. Outside of his professional work, he has interests in cars, fitness, gardening, motorcycles, pets, and tennis.

Stephan Kungl is a financial advisor at Merrill with 10 years of industry experience. He holds a Series 66 designation and has worked at Bank of America and Merrill since 2017, with prior experience at Wells Fargo Clearing and Wells Fargo Advisors. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Olivia Zuniga is a financial advisor with Merrill in San Diego, CA, holding a Series 66 designation and four years of industry experience. She previously worked at Jackson Hewitt and has been with Merrill since 2020. Olivia serves as secretary on the board of the Monte Vista High School PTSA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jeffrey Morgan is a financial advisor at LPL Financial with two years of industry experience. He holds a Series 65 designation and has previously worked at Cetera and Avantax Advisory Services. In addition to his advisory role, he serves as a Tax Manager at Stern, Kory, Sreden and Morgan, an accountancy corporation, where he manages tax preparation, financial statement preparation, and tax planning. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a range of advisory and brokerage services to individuals, retirement plan participants, banks, and institutions. The firm supports its network of over 22,800 advisors with model portfolios, third-party asset management, and a variety of investment strategies across discretionary and non-discretionary accounts.

Dan Surette is a Planning Consultant at Fidelity Investments, where he collaborates closely with Wealth Management Teams to develop and implement financial plans tailored to clients' goals, values, and financial needs. In this role, he partners with advisors to address client priorities throughout their relationship with the team. Dan has been with Fidelity Investments since 2023, progressing through roles including Financial Representative and Relationship Manager before his current position as Planning Consultant. He holds a California Insurance License. Outside of his professional work, Dan enjoys activities such as beach outings, football, golf, movies, snowboarding, and traveling.

David Mcquade is a financial advisor with LPL Financial in San Diego, CA, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He previously worked for Northwestern Mutual Investment Management and Northwestern Mutual Life Insurance Company for 22 years. Outside of his advisory role, he is involved with a private wealth business affiliated with LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing proprietary research, third-party subadvisors, and advanced advisor tools to support portfolio strategies.

Victor Galvez is an International Wealth Advisor and Portfolio Manager at Merrill Lynch Wealth Management. He specializes in serving ultra high net worth clients, providing personalized wealth management and investment planning services with a focus on international wealth management, family wealth strategies, and retirement planning. Victor holds a Bachelor's Degree from the University of San Diego and holds professional designations including Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA). His expertise encompasses areas such as philanthropic planning, socially responsible and values-based investing, and tax minimization. He is active in the industry through roles such as Chair of the International Wealth Advisor Advisory Council To Management in 2022, and participation in the Hispanic Latino Advisory Council and Hispanic Latino Business Council in San Diego. Outside of his professional responsibilities, Victor enjoys antiquing, biking, boating, golfing, hiking, running, scuba diving, skiing, yoga, and spending time with his family.

Eric Runyon is a financial advisor with Wells Fargo Clearing in San Diego, CA, holding Series 65 and Series 63 licenses and six years of industry experience. His prior roles include positions at JPMorgan Chase, Prudential, Northwestern Mutual, and New York Life. Outside of his advisory work, he serves as a volunteer board member for the San Diego Rancho La Cresta Homeowners Association. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm offers both brokerage and advisory solutions, managing roughly $671 billion in assets through more than 14,000 financial advisors.

Gregg Patenaude is a financial advisor with LPL Financial in San Diego, CA, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has been with LPL Financial since 2008, following a year at Edward Jones. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms, supported by various operational and research tools for its network of over 22,800 advisors.

Ivan Jones is a financial advisor at LPL Enterprise with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms, including The Prudential Insurance Company of America, Pruco Securities, and Guardian Life Insurance Company. Outside of finance, Ivan is involved in fitness coaching and works as a rideshare driver. LPL Enterprise serves a broad client base that includes individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm primarily employs a model-driven investment approach and provides financial planning, access to third-party asset managers, and brokerage services through a large network of investment adviser representatives.

Ryan Campbell is a financial advisor at J.P. Morgan Securities with a Series 66 designation and experience in the financial industry since 2018. His prior roles include positions at Wells Fargo Bank, First Republic Bank, JPMorgan Chase Bank, and Gap Inc. Before entering finance, he worked at Hobie Surf Shop for six years. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.